本文選題：金融發(fā)展 + 收入不平等��； 參考：《南開大學(xué)》2013年博士論文

【摘要】：改革開放三十多年來,中國經(jīng)濟(jì)取得了舉世矚目的成就。然而,在經(jīng)濟(jì)持續(xù)增長、人均收入穩(wěn)步提升的同時,居民收入差距不斷擴(kuò)大,勞動收入份額快速下降,成為影響長期增長和社會穩(wěn)定的隱憂。古語云：“不患寡而患不均”。如何讓經(jīng)濟(jì)增長成果惠及更多人呢?這已成為社會各界關(guān)注的焦點(diǎn)。金融是整個經(jīng)濟(jì)的命脈,對經(jīng)濟(jì)增長具有顯著的促進(jìn)作用。金融也是一種分配機(jī)制,對資源和財(cái)富具有分配和再分配功能。本研究旨在厘清金融發(fā)展與收入分配之間的關(guān)系,從理論和實(shí)證角度綜合考察金融發(fā)展對中國收入分配的影響。如果說金融的快速發(fā)展是收入分配變化的重要因素之一,那么理解這一機(jī)制產(chǎn)生的原因、形成過程并對金融發(fā)展的影響進(jìn)行量化研究,無疑會增加人們對影響收入分配的金融因素的認(rèn)識,也有利于全面評價金融在經(jīng)濟(jì)發(fā)展中的作用。 全文一共分為八章：第1章提出論文所要研究的問題,第2章綜述相關(guān)文獻(xiàn)資料。第3章對金融發(fā)展影響收入分配的作用機(jī)制進(jìn)行理論分析,第4章分別測算金融發(fā)展、收入不平等、勞動收入份額等主要變量為后續(xù)的經(jīng)驗(yàn)研究提供基礎(chǔ)數(shù)據(jù)。第5-6章利用省級面板數(shù)據(jù)實(shí)證分析金融發(fā)展與居民收入分配的關(guān)系,第7章探討金融發(fā)展對要素收入分配的影響。第8章為結(jié)論以及制定相應(yīng)的政策安排。 對于金融發(fā)展與收入分配這一主題的研究,學(xué)術(shù)界的探索多于共識。論文在現(xiàn)有文獻(xiàn)的基礎(chǔ)上,結(jié)合中國的金融發(fā)展?fàn)顟B(tài)、金融制度安排,分別從微觀和宏觀兩個層面分析金融發(fā)展對中國收入分配的影響路徑。微觀層面來說,不同個體的初始財(cái)富不同,面對不同的信貸約束和金融服務(wù)獲得,金融發(fā)展影響個體的投資決策、個體的職業(yè)選擇及資本積累的涓滴效應(yīng)進(jìn)而作用于財(cái)富分配；宏觀層面來說,金融發(fā)展通過勞動力市場影響工資收入差距,同時金融抑制、金融非均衡發(fā)展等因素會擴(kuò)大收入差距。概言之,我國金融發(fā)展是不完善的,其未必能夠縮小收入分配不平等。 在理論分析的基礎(chǔ)上,運(yùn)用線性面板模型實(shí)證研究金融發(fā)展對居民收入分配的影響。結(jié)果表明,金融發(fā)展與收入不平等顯著正相關(guān),是中國居民收入分配狀況惡化的重要原因之一。金融業(yè)競爭程度或信貸資金分配市場化程度越高,基尼系數(shù)值越大。若僅以線性模型的分析結(jié)果得出結(jié)論,可能會缺失重要的發(fā)現(xiàn),論文對金融發(fā)展與居民收入分配之間可能存在的非線性關(guān)系進(jìn)行拓展研究。首先,金融發(fā)展與居民收入分配的庫茲涅茨效應(yīng)得到證實(shí)：伴隨金融發(fā)展水平的提高,收入不平等呈現(xiàn)先上升后下降的倒U型趨勢。然而,從整體上看,中國金融發(fā)展還處于較低水平,大部分省份尚未跨越拐點(diǎn),仍然位于倒U型曲線的上行區(qū)間,收入不平等還將進(jìn)一步擴(kuò)大。其次,基于門檻回歸模型的分析發(fā)現(xiàn),金融發(fā)展的分配效應(yīng)與經(jīng)濟(jì)發(fā)展水平密切相關(guān),不同區(qū)制下金融發(fā)展的影響呈現(xiàn)非單調(diào)的“雙門檻特征”,其正向效應(yīng)隨著經(jīng)濟(jì)發(fā)展逐漸加強(qiáng),之后又趨于減弱。 收入分配具有兩個維度：規(guī)模性收入分配(居民收入分配)與功能性收入分配(要素收入分配)。論文進(jìn)一步探討金融發(fā)展對要素收入分配的影響,發(fā)現(xiàn)其對勞動收入份額呈現(xiàn)顯著的負(fù)向效應(yīng),這從金融發(fā)展視角解讀了中國勞動收入份額持續(xù)下降的現(xiàn)象。鑒于基尼系數(shù)與勞動收入份額反方向變動,論文的發(fā)現(xiàn)也為不斷擴(kuò)大的居民收入差距提供了更深層次的解釋。 根據(jù)研究結(jié)論,論文針對如何發(fā)揮金融體系改善收入分配的功能,提出相應(yīng)的政策建議：優(yōu)化金融制度安排,增加金融服務(wù)可得性,推動金融業(yè)競爭,逐步推進(jìn)利率市場化進(jìn)程,建設(shè)功能良好的資本市場,完善政策性金融體系,同時,應(yīng)該重視金融與其他經(jīng)濟(jì)變量的互補(bǔ)匹配關(guān)系。
[Abstract]:Since the reform and opening up for more than thirty years, China's economy has made remarkable achievements. However, while the economy continues to grow and the per capita income has steadily increased, the income gap of the residents is expanding, and the share of labor income has declined rapidly, which has become a hidden worry for long-term growth and social stability. It has become the focus of all circles of society. Finance is the lifeblood of the whole economy. It has a significant role in promoting economic growth. Finance is also a distribution mechanism to allocate and redistribute resources and wealth. This study aims to clarify the relationship between financial development and income distribution. If the rapid development of finance is one of the important factors of the change of income distribution, the reasons for the understanding of the mechanism, the process of formation and the impact on the financial development are quantified, and there is no doubt that the financial cause that affects the distribution of income will not be doubtful. The understanding of element also helps to comprehensively evaluate the role of Finance in economic development.
The full text is divided into eight chapters: the first chapter puts forward the problems to be studied in the thesis, the second chapter summarizes the related literature. The third chapter analyzes the mechanism of the impact of financial development on income distribution, and the fourth chapter calculates the main variables, such as financial development, income inequality, and the share of labor income, to provide basic data for the follow-up study. The 5-6 chapter uses the provincial panel data to analyze the relationship between financial development and the distribution of residents' income, and the seventh chapter discusses the impact of financial development on the distribution of factor income. The eighth chapter is the conclusion and the formulation of the corresponding policy arrangements.
The research on the subject of financial development and income distribution is more than consensus. On the basis of the existing literature, the paper analyzes the influence path of financial development on China's income distribution from two levels of micro and macro, on the basis of the current state of the financial development and the financial system arrangement. At the micro level, the individual is different. The initial wealth is different. Facing different credit constraints and financial services, financial development affects individual investment decisions, individual career choices and the trickle of capital accumulation effect on wealth distribution; at the macro level, financial development affects the wage income gap through labor market, financial restraint and financial inequality. Balance development and other factors will widen the income gap. In a word, China's financial development is not perfect, and it may not be able to narrow the inequality of income distribution.
On the basis of theoretical analysis, this paper empirically studies the impact of financial development on the distribution of residents' income by using the linear panel model. The results show that the financial development is positively related to income inequality, and is one of the important reasons for the deterioration of the income distribution in China. The higher the degree of financial competition or the marketization of credit funds, the more the financial development is, Gini The greater the value of the system. If only the results of the linear model can be concluded, the important discovery may be missing. The paper extends the study on the possible nonlinear relationship between financial development and the distribution of residents' income. First, the Kuznets effect of financial development and the distribution of residents' income is confirmed: with the level of financial development, the level of financial development is confirmed. As a whole, China's financial development is still at a low level, but most of the provinces have not crossed the inflection point, still in the upside area of the inverted U curve, and the income inequality will be further expanded. Secondly, the analysis of the threshold regression model found that financial development is based on the analysis of the threshold regression model. The effect of distribution is closely related to the level of economic development. The impact of financial development under different districts presents a non monotonous "double threshold feature", and its positive effect is gradually strengthened with economic development, and then tends to weaken.
The income distribution has two dimensions: the scale of income distribution (the distribution of residents' income) and the distribution of functional income (factor income distribution). The paper further explores the influence of financial development on the distribution of factor income, and finds that it has a significant negative effect on the share of labor income, which interprets the share of China's labor income from the perspective of financial development. In view of the reversal of the Gini coefficient and the reverse of the labor income share, the findings of the paper provide a deeper explanation for the widening income gap.
According to the research conclusion, the paper puts forward the corresponding policy suggestions on how to improve the function of the financial system to improve the income distribution: optimizing the financial system arrangement, increasing the availability of financial services, promoting the competition of the financial industry, progressively promoting the process of the interest rate marketization, building a well functioning capital market and perfecting the policy based financial system, at the same time, Attention should be paid to the complementary matching relationship between finance and other economic variables.
【學(xué)位授予單位】：南開大學(xué)
【學(xué)位級別】：博士
【學(xué)位授予年份】：2013
【分類號】：F124.7;F832

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 姚耀軍;金融發(fā)展與城鄉(xiāng)收入差距關(guān)系的經(jīng)驗(yàn)分析[J];財(cái)經(jīng)研究;2005年02期

2 于瀟;王學(xué)龍;白雪秋;;金融發(fā)展對貧富分化抑制作用的研究[J];財(cái)經(jīng)研究;2011年06期

3 余玲錚;魏下海;;金融發(fā)展加劇了中國收入不平等嗎?——基于門檻回歸模型的證據(jù)[J];財(cái)經(jīng)研究;2012年03期

4 陳志剛;王皖君;;金融發(fā)展與中國的收入分配:1986—2005[J];財(cái)貿(mào)經(jīng)濟(jì);2009年05期

5 黃乾;魏下海;;中國勞動收入比重下降的宏觀經(jīng)濟(jì)效應(yīng)——基于省級面板數(shù)據(jù)的實(shí)證分析[J];財(cái)貿(mào)經(jīng)濟(jì);2010年04期

6 王征;魯釗陽;;農(nóng)村金融發(fā)展與城鄉(xiāng)收入差距——基于我國省級動態(tài)面板數(shù)據(jù)模型的實(shí)證研究[J];財(cái)貿(mào)經(jīng)濟(jì);2011年07期

7 張立軍;湛泳;;金融發(fā)展與降低貧困——基于中國1994~2004年小額信貸的分析[J];當(dāng)代經(jīng)濟(jì)科學(xué);2006年06期

8 周明海;肖文;姚先國;;中國經(jīng)濟(jì)非均衡增長和國民收入分配失衡[J];中國工業(yè)經(jīng)濟(jì);2010年06期

9 滕瑜;朱晶;;中間產(chǎn)品貿(mào)易對我國熟練和非熟練勞動力收入分配的影響——基于工業(yè)部門31個細(xì)分行業(yè)的實(shí)證分析[J];國際貿(mào)易問題;2011年05期

10 王志強(qiáng),孫剛;中國金融發(fā)展規(guī)模、結(jié)構(gòu)、效率與經(jīng)濟(jì)增長關(guān)系的經(jīng)驗(yàn)分析[J];管理世界;2003年07期

相關(guān)博士學(xué)位論文 前2條

1 周明海;中國勞動收入份額變動的測度與機(jī)理分析[D];浙江大學(xué);2011年

2 陶珍生;我國金融發(fā)展的收入分配效應(yīng)研究[D];華中科技大學(xué);2011年

，

本文編號：1920464