本文關(guān)鍵詞：廣西農(nóng)發(fā)行水利建設(shè)信貸業(yè)務(wù)發(fā)展研究　出處：《廣西大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 農(nóng)發(fā)行 政策性貸款 水利建設(shè) 信貸業(yè)務(wù) 發(fā)展研究

【摘要】：水利是作為國民經(jīng)濟(jì)和社會發(fā)展的重要公益性基礎(chǔ)設(shè)施,在防洪、供水、糧食、經(jīng)濟(jì)和生態(tài)安全等方面具有不可替代的重要作用。由于廣西水利長期滯后于經(jīng)濟(jì)發(fā)展,建設(shè)資金來源不穩(wěn)定,水利基礎(chǔ)設(shè)施建設(shè)仍然比較落后。2011年中央1號文件強(qiáng)調(diào)“水是生命之源、生產(chǎn)之要、生態(tài)之基”,明確了水利發(fā)展的戰(zhàn)略定位；強(qiáng)調(diào)“在風(fēng)險(xiǎn)可控的前提下,支持農(nóng)業(yè)發(fā)展銀行積極開展水利建設(shè)中長期政策性貸款業(yè)務(wù)”,明確了農(nóng)發(fā)行政策性金融支持水利建設(shè)的職能。廣西水利“十二五”發(fā)展規(guī)劃提出了980多億的總投資規(guī)模,而中央及地方財(cái)政投入嚴(yán)重不足,因此迫切需要社會資金與銀行信貸資金的投入。農(nóng)發(fā)行作為唯一開辦水利建設(shè)中長期政策性貸款的銀行,重點(diǎn)發(fā)展水利建設(shè)中長期政策性貸款業(yè)務(wù)已寫入該行“十二五”發(fā)展規(guī)劃綱要。作為農(nóng)發(fā)行的省級分行,支持廣西水利建設(shè),廣西農(nóng)發(fā)行責(zé)無旁貸。廣西水利建設(shè)要實(shí)現(xiàn)跨越式發(fā)展,也迫切需要政策性水利建設(shè)貸款發(fā)揮重要作用。但從近年來該行水利建設(shè)信貸業(yè)務(wù)的發(fā)展情況來看,水利建設(shè)信貸增長速度遠(yuǎn)遠(yuǎn)落后于全國農(nóng)發(fā)行以及廣西近年來水利建設(shè)的發(fā)展水平,與廣西水利建設(shè)旺盛的資金需求存在著較大的供需矛盾。如何在保證效益性與安全性的情況下,實(shí)現(xiàn)保本微利,充分發(fā)揮農(nóng)業(yè)政策性銀行信貸支水的職能,加大對廣西水利建設(shè)的信貸支持,履行農(nóng)業(yè)政策性銀行的社會責(zé)任,是廣西農(nóng)發(fā)行急需解決的重要問題。 本文首先介紹農(nóng)發(fā)行水利建設(shè)信貸的特征和相關(guān)的政策,分析水利建設(shè)的現(xiàn)狀,通過定量分析的方法,分析了水利信貸需求,對內(nèi)部和外部環(huán)境進(jìn)行深入研究,指出制約廣西農(nóng)發(fā)行水利建設(shè)信貸業(yè)務(wù)發(fā)展的主觀和客觀原因,最后對廣西農(nóng)發(fā)行水利建設(shè)信貸業(yè)務(wù)發(fā)展的提出相應(yīng)的對策和建議。 本文研究達(dá)到了預(yù)期的目的,為促進(jìn)廣西農(nóng)發(fā)行水利建設(shè)信貸業(yè)務(wù)發(fā)展提供了具有一定參考價(jià)值的建議。
[Abstract]:Water conservancy is an important public welfare infrastructure for national economic and social development, in flood control, water supply, food. Because Guangxi water conservancy lags behind the economic development for a long time, the source of construction funds is unstable. Water conservancy infrastructure construction is still relatively backward. In 2011, the first document of the Central Committee stressed that "water is the source of life, production is the basis of ecology", clear the strategic position of water development; It is emphasized that "under the premise of controllable risks, the Agricultural Development Bank should be supported to actively carry out medium- and long-term policy loans for water conservancy construction". The function of the policy finance of the Agricultural Development Bank to support water conservancy construction is clarified. Guangxi water conservancy "12th Five-Year Plan" has put forward the total investment scale of more than 98 billion, while the central and local financial investment is seriously insufficient. Therefore, there is an urgent need for investment of social funds and bank credit funds. Agricultural Development Bank is the only bank that starts long-term policy loans for water conservancy construction. Key development of water conservancy construction medium- and long-term policy lending business has been included in the "12th Five-Year" development plan outline. As a provincial branch of the Agricultural Development Bank, support water conservancy construction in Guangxi. Guangxi Agricultural Development Bank is duty-bound. In order to realize the leapfrog development of water conservancy construction in Guangxi, it is also urgent to play an important role in policy-oriented water conservancy construction loans. But in recent years, the development of the bank's water conservancy construction credit business is considered. The growth rate of water conservancy construction credit lags far behind the development level of the National Agricultural Development Bank and Guangxi water conservancy construction in recent years. There is a big contradiction between supply and demand with the exuberant capital demand of Guangxi water conservancy construction. How to ensure the benefit of benefit and safety, and give full play to the function of agricultural policy bank credit supporting water. Increasing credit support for water conservancy construction in Guangxi and fulfilling the social responsibility of agricultural policy banks are important problems that Guangxi Agricultural Development Bank urgently needs to solve. This paper first introduces the characteristics and related policies of water conservancy construction credit, analyzes the current situation of water conservancy construction, and analyzes the demand of water conservancy credit through quantitative analysis. The internal and external environment is deeply studied, and the subjective and objective reasons for restricting the development of Guangxi Agricultural Development Bank's water conservancy construction credit business are pointed out. Finally, the paper puts forward the corresponding countermeasures and suggestions for the development of Guangxi Agricultural Development Bank's water conservancy construction credit business. This paper has achieved the expected purpose and provided some valuable suggestions for promoting the development of Guangxi Agricultural Development Bank's water conservancy construction credit business.
【學(xué)位授予單位】：廣西大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.31;F832.4;F426.91

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