【摘要】： 本文立足于演化經(jīng)濟(jì)學(xué)和信息范式對(duì)金融風(fēng)險(xiǎn)進(jìn)行理論闡釋和具體考量。文章先系統(tǒng)回顧了可能對(duì)主流經(jīng)濟(jì)學(xué)形成挑戰(zhàn)的兩個(gè)經(jīng)濟(jì)學(xué)分析范式：描繪群體演進(jìn)的達(dá)爾文-范勃倫范式和描繪個(gè)體微觀差異的信息范式；繼而，以信息空間理論為起點(diǎn)，探索了打通兩個(gè)范式的可能，從而建立起能有效描繪宏觀制度擴(kuò)展和制度演進(jìn)的信息經(jīng)濟(jì)學(xué)基礎(chǔ)，并籍以建立起兩個(gè)模擬性模型，以對(duì)歷來(lái)被視為無(wú)法模型化的制度和制度變遷進(jìn)行了形式化的描述。在信息與制度的意義上，文章進(jìn)而考察了風(fēng)險(xiǎn)與金融風(fēng)險(xiǎn)的經(jīng)濟(jì)學(xué)與經(jīng)濟(jì)史學(xué)含義，貫通了信息結(jié)構(gòu)變遷、制度變遷與風(fēng)險(xiǎn)演進(jìn)和金融風(fēng)險(xiǎn)演進(jìn)這兩個(gè)領(lǐng)域，構(gòu)建起信息-制度-風(fēng)險(xiǎn)-金融風(fēng)險(xiǎn)的邏輯推演框架。以此為基礎(chǔ)，文章對(duì)我國(guó)的經(jīng)濟(jì)結(jié)構(gòu)與金融結(jié)構(gòu)的現(xiàn)狀和演進(jìn)邏輯進(jìn)行了理論歸納，并據(jù)以考量了我國(guó)目前的商業(yè)銀行系統(tǒng)風(fēng)險(xiǎn)與股票市場(chǎng)系統(tǒng)風(fēng)險(xiǎn)，，指出這兩類風(fēng)險(xiǎn)異曲同工，都植根于既有的制度環(huán)境和制度結(jié)構(gòu)，是中國(guó)經(jīng)濟(jì)結(jié)構(gòu)(在一個(gè)比較長(zhǎng)的歷史跨度內(nèi))歷時(shí)演變導(dǎo)致的產(chǎn)物；文章接著探討了化解這兩類風(fēng)險(xiǎn)的途徑，即打破既有路徑依賴，推動(dòng)制度分岔性變遷展開(kāi)。 文章創(chuàng)新之處主要體現(xiàn)在以下幾點(diǎn)：通過(guò)對(duì)既有文獻(xiàn)的廣泛深入了解，歸納出兩個(gè)可能對(duì)主流經(jīng)濟(jì)學(xué)形成挑戰(zhàn)的經(jīng)濟(jì)學(xué)研究范式；通過(guò)模型化模擬，探討了將兩個(gè)范式相互融會(huì)貫通、從而建立起具有更好解釋能力和預(yù)測(cè)能力的理論體系的可能；在上述理論體系下對(duì)風(fēng)險(xiǎn)與金融風(fēng)險(xiǎn)進(jìn)行了經(jīng)濟(jì)理論和經(jīng)濟(jì)史理論層面上的闡釋；以上述闡釋為基礎(chǔ)，對(duì)我國(guó)經(jīng)濟(jì)結(jié)構(gòu)與金融結(jié)構(gòu)特點(diǎn)進(jìn)行了理論歸納，對(duì)我國(guó)目前的商業(yè)銀行系統(tǒng)風(fēng)險(xiǎn)與股票市場(chǎng)系統(tǒng)風(fēng)險(xiǎn)進(jìn)行了深入剖析，并總結(jié)出可行的化解途徑。
[Abstract]:Based on evolutionary economics and information paradigm, this paper interprets and considers financial risks theoretically and concretely. This paper systematically reviews two economic analysis paradigms that may challenge mainstream economics: Darwinian van Buren paradigm that depicts the evolution of groups and the information paradigm that depicts individual microcosmic differences, and then starts with the theory of information space. This paper explores the possibility of opening up the two paradigms so as to establish the foundation of information economics that can effectively describe the macro-institutional expansion and institutional evolution, and establish two simulative models. The formal description of institutional and institutional changes, which have been regarded as impossible to model, is given in this paper. In the sense of information and institution, the article further examines the economics and economic history of risk and financial risk, and links the two fields of information structure change, institutional change and risk evolution and financial risk evolution. Construct the logical inference frame of information-institution-risk-financial risk. On the basis of this, the paper summarizes the present situation and evolution logic of economic and financial structure in China, and considers the system risk of commercial bank and stock market. It is pointed out that these two kinds of risks are both rooted in the existing institutional environment and institutional structure and are the product of the diachronic evolution of China's economic structure (in a relatively long historical span). The paper then discusses the ways to resolve these two kinds of risks, that is, to break the existing path dependence and promote institutional bifurcation. The innovation of this paper is mainly reflected in the following points: through the extensive and in-depth understanding of the existing literature, two economic research paradigms that may challenge mainstream economics are summed up; The possibility of integrating the two paradigms into each other and establishing a theoretical system with better interpretation and prediction ability is discussed. Under the above theoretical system, this paper explains the economic theory and the economic history theory of the risk and financial risk, and sums up the characteristics of the economic structure and the financial structure of our country on the basis of the above explanation. This paper analyzes the system risk of commercial bank and stock market, and summarizes the feasible ways to solve it.
【學(xué)位授予單位】：廈門大學(xué)
【學(xué)位級(jí)別】：博士
【學(xué)位授予年份】：2003
【分類號(hào)】：F0;F830

【引證文獻(xiàn)】

相關(guān)期刊論文 前1條

1 張杰;;淺析我國(guó)金融控股公司的風(fēng)險(xiǎn)暴露[J];現(xiàn)代經(jīng)濟(jì)(現(xiàn)代物業(yè)下半月刊);2008年07期

相關(guān)碩士學(xué)位論文 前1條

1 張鈁;東亞新興債券市場(chǎng)的風(fēng)險(xiǎn)問(wèn)題研究[D];上海社會(huì)科學(xué)院;2006年

本文編號(hào)：2241005