本文選題：保險(xiǎn) + 惡意違約　； 參考：《政法論壇》2017年03期

【摘要】：保險(xiǎn)人惡意違約制度是美國法院在司法實(shí)踐中形成的對(duì)保險(xiǎn)人惡意違反保險(xiǎn)合同約定認(rèn)定為侵權(quán)而判定保險(xiǎn)人承擔(dān)超過保單限額責(zé)任的一種具有獨(dú)創(chuàng)性的判例規(guī)則,是侵權(quán)法向合同領(lǐng)域擴(kuò)張的一個(gè)例證。該規(guī)則突破了合同法傳統(tǒng)違約救濟(jì)制度面臨的困境,有效矯正了保險(xiǎn)合同中保險(xiǎn)人和被保險(xiǎn)人的失衡地位。保險(xiǎn)人惡意違約制度確定了保險(xiǎn)人惡意違約的判斷標(biāo)準(zhǔn)、行為性質(zhì)和責(zé)任范圍,這些都值得我國保險(xiǎn)立法和實(shí)踐吸納,以解決我國大量存在的保險(xiǎn)"理賠/給付糾紛"。
[Abstract]:The malicious breach of contract system of insurer is a kind of original case rule formed by American court in judicial practice, which determines the insurer to bear the liability beyond the limit of the insurance policy because the insurer is found to be infringing by maliciously violating the insurance contract agreement. It is an example of the expansion of tort law into the field of contract. This rule breaks through the dilemma of the traditional remedy system of breach of contract law and effectively corrects the imbalance between the insurer and the insured in the insurance contract. The malicious breach of contract system of the insurer determines the judgment standard, the nature of behavior and the scope of liability of the insurer's malicious breach of contract, all of which are worthy of our country's insurance legislation and practice to absorb, in order to solve a large number of insurance "settlement / payment disputes" in our country.
【作者單位】： 浙江工商大學(xué)法學(xué)院;
【基金】：浙江省高校人文社科重點(diǎn)研究基地浙江工商大學(xué)法學(xué)基地2016年度立項(xiàng)課題(項(xiàng)目編號(hào):2016B007)的研究成果
【分類號(hào)】：D971.2;DD912.28
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本文編號(hào)：2049769