【摘要】： 本文以13至15世紀(jì)歐洲早期銀行業(yè)作為研究的對(duì)象,重點(diǎn)考察了中世紀(jì)銀行業(yè)得以產(chǎn)生的社會(huì)環(huán)境以及組織結(jié)構(gòu)和經(jīng)營(yíng)管理方面的總體特征,并進(jìn)一步對(duì)這些特征與中世紀(jì)獨(dú)特的社會(huì)環(huán)境之間的關(guān)系做了嘗試性的考察。在這些考察的基礎(chǔ)之上,論文還嘗試對(duì)銀行業(yè)這一中世紀(jì)新興的金融和經(jīng)濟(jì)力量與傳統(tǒng)的政治制度(如教會(huì)、各級(jí)封建統(tǒng)治者以及意大利各城市國(guó)家等)之間的互動(dòng)關(guān)系進(jìn)行了初步的梳理,試圖說(shuō)明在這些政治制度由傳統(tǒng)向近代轉(zhuǎn)型的過(guò)程中,銀行業(yè)以及銀行家所發(fā)揮的獨(dú)特作用。反過(guò)來(lái),論文還對(duì)由中世紀(jì)向近代社會(huì)轉(zhuǎn)軌這一巨大的社會(huì)變動(dòng)以及中世紀(jì)末期總體經(jīng)濟(jì)形勢(shì)的變化對(duì)于銀行業(yè)自身的影響這一問(wèn)題進(jìn)行了研究,考察在總體形勢(shì)發(fā)生變化的情形之下,中世紀(jì)銀行業(yè)組織結(jié)構(gòu)和經(jīng)營(yíng)管理方式方面的特征,如何制約了其適應(yīng)變化了的新環(huán)境。具體而言,本文的結(jié)構(gòu)安排如下: 第一章論述了中世紀(jì)銀行業(yè)產(chǎn)生的社會(huì)環(huán)境。中世紀(jì)復(fù)雜混亂的鑄幣體系以及市集貿(mào)易國(guó)際化的特征,為錢(qián)幣兌換商這一職業(yè)商人階層的出現(xiàn)提供了必要的條件。而市集貿(mào)易的進(jìn)一步發(fā)展,國(guó)際貨幣市場(chǎng)的形成以及簿記技術(shù)的進(jìn)步,促進(jìn)了錢(qián)幣兌換商經(jīng)營(yíng)職能和范圍的擴(kuò)大,并最終發(fā)展成為銀行家。 第二章集中討論中世紀(jì)銀行經(jīng)營(yíng)管理的特征及其與中世紀(jì)獨(dú)特的社會(huì)環(huán)境之間的關(guān)系。中世紀(jì)銀行業(yè)的家族經(jīng)營(yíng)模式,經(jīng)營(yíng)活動(dòng)的多樣化以及國(guó)際化,都是中世紀(jì)社會(huì)特有的家族思維方式,經(jīng)商的風(fēng)險(xiǎn)性以及商品貿(mào)易的國(guó)際化特征的體現(xiàn)。 第三章分別論述銀行與國(guó)王、銀行與教會(huì)以及銀行與城市之間的關(guān)系。一方面,銀行家向他們提供借款,幫助它們渡過(guò)難關(guān);另一方面,通過(guò)積極參與政治形式的借款,銀行家既可以獲取壟斷性的利潤(rùn),同時(shí)又提高了自身的社會(huì)地位。 第四章在第三章的基礎(chǔ)之上,反過(guò)來(lái)考察轉(zhuǎn)軌的過(guò)程以及總體經(jīng)濟(jì)形勢(shì)的變化對(duì)中世紀(jì)銀行業(yè)的影響:銀行業(yè)過(guò)多地涉入政治形式的借款導(dǎo)致中世紀(jì)銀行業(yè)的衰落。與此同時(shí),中世紀(jì)晚期經(jīng)濟(jì)環(huán)境的惡化,亦使得銀行內(nèi)部經(jīng)營(yíng)管理方面的缺點(diǎn)逐漸暴露出來(lái),促成了中世紀(jì)私人銀行業(yè)的衰落以及各地興辦公共銀行業(yè)的嘗試。
[Abstract]:This paper focuses on the social environment, the organizational structure and the general characteristics of the management and management of the banking industry in the Middle Ages, taking the European banking industry from the 13th to the 15th century as the object of study. Furthermore, the relationship between these characteristics and the unique social environment in the Middle Ages is investigated. On the basis of these studies, the paper also tries to analyze the banking industry, the emerging financial and economic power of the Middle Ages, and the traditional political system (such as the Church). The interaction between the feudal rulers of all levels and the Italian cities and countries was preliminarily combed to illustrate the unique role played by banks and bankers in the process of the transformation of these political systems from tradition to modern times. On the other hand, the thesis also studies the great social change from the Middle Ages to the modern society and the influence of the overall economic situation in the late Middle Ages on the banking industry itself. Under the circumstances of the change of the overall situation, the characteristics of the organization structure and management mode of the banking industry in the Middle Ages have restricted its adaptation to the new environment. Specifically, the structure of this paper is as follows: the first chapter discusses the social environment of the banking industry in the Middle Ages. The complicated and chaotic coin system in the Middle Ages and the characteristics of the internationalization of the market trade provided the necessary conditions for the emergence of this class of professional merchants. The further development of market trade, the formation of international money market and the progress of bookkeeping technology promoted the expansion of business functions and scope of coin changers, and eventually developed into bankers. The second chapter focuses on the characteristics of medieval banking management and its relationship with the unique social environment in the Middle Ages. The family management mode, diversification and internationalization of the banking industry in the Middle Ages are all the embodiment of the unique family thinking mode, the risk of doing business and the internationalization of the commodity trade in the Middle Ages. The third chapter discusses the relationship between the bank and the king, the bank and the church, and the bank and the city. On the one hand, bankers provide them with loans to help them tide over difficulties; on the other hand, by actively participating in political forms of borrowing, bankers can not only obtain monopoly profits, but also improve their social status. The fourth chapter is based on the third chapter, in turn investigates the process of transition and the change of the overall economic situation on the medieval banking industry: banking excessive involvement in political forms of borrowing led to the decline of medieval banking. At the same time, the deterioration of the economic environment in the late Middle Ages also exposed the shortcomings in the internal management of banks, which contributed to the decline of private banking in the Middle Ages and the attempts to set up public banking in various places.
【學(xué)位授予單位】：復(fù)旦大學(xué)
【學(xué)位級(jí)別】：博士
【學(xué)位授予年份】：2009
【分類號(hào)】：K5;F835

【引證文獻(xiàn)】

相關(guān)博士學(xué)位論文 前2條

1 劉博;銀行國(guó)際化：演進(jìn)、模式和效應(yīng)研究[D];南開(kāi)大學(xué);2010年

2 劉招靜;中世紀(jì)教會(huì)高利貸學(xué)說(shuō)探究（12-15世紀(jì)）[D];復(fù)旦大學(xué);2012年

相關(guān)碩士學(xué)位論文 前1條

1 張少斌;文藝復(fù)興時(shí)期意大利兄弟會(huì)研究[D];陜西師范大學(xué);2012年

，

本文編號(hào)：2326559