本文選題：區(qū)域金融發(fā)展　切入點(diǎn)：城鄉(xiāng)收入差距　出處：《蘭州商學(xué)院》2013年碩士論文

【摘要】：湖南省經(jīng)濟(jì)，自改革開放以來，取得了迅猛發(fā)展，，居民生活水平有了大幅度的提高。但在經(jīng)濟(jì)快速發(fā)展的背后，城鄉(xiāng)收入差距卻在不斷擴(kuò)大。湖南省城鎮(zhèn)居民實(shí)際平均可支配收入與農(nóng)村實(shí)際人均純收入之比由1983年的1.79擴(kuò)大到2011年的2.90。本文從理論分析和實(shí)證來研究湖南金融發(fā)展對(duì)城鄉(xiāng)收入差距，并從金融發(fā)展角度提出相應(yīng)縮小城鄉(xiāng)收入差距的政策建議，對(duì)湖南省及全國(guó)的經(jīng)濟(jì)發(fā)展具有重要的現(xiàn)實(shí)意義。 論文首先在回顧金融發(fā)展與收入差距的相關(guān)理論基礎(chǔ)上，建立金融發(fā)展對(duì)城鄉(xiāng)收入差距影響的理論分析框架，并從勞動(dòng)工資、財(cái)產(chǎn)性收入和項(xiàng)目投資收入三個(gè)角度分析金融發(fā)展對(duì)收入差距的影響。在理論分析的基礎(chǔ)上，首先基于湖南省實(shí)際狀況，分析湖南金融發(fā)展和城鄉(xiāng)收入差距的趨勢(shì)變化，并從兩個(gè)方面分析了金融發(fā)展對(duì)城鄉(xiāng)收入差距的影響。在此基礎(chǔ)上，結(jié)合湖南省數(shù)據(jù)，建立VAR模型，對(duì)湖南金融發(fā)展與城鄉(xiāng)收入差距的關(guān)系進(jìn)行實(shí)證檢驗(yàn)。實(shí)證結(jié)果表明，湖南金融發(fā)展規(guī)模的擴(kuò)大會(huì)導(dǎo)致城鄉(xiāng)收入差距擴(kuò)大，金融發(fā)展效率的提高則有利于縮小城鄉(xiāng)收入差距。最后，從金融發(fā)展的角度提出縮小城鄉(xiāng)收入差距的相應(yīng)政策建議。建議包括用政策引導(dǎo)改善金融資源配置失衡，健全農(nóng)村金融體系以提高金融發(fā)展效率，加快金融創(chuàng)新以提升農(nóng)村居民融資能力。
[Abstract]:The economy of Hunan Province, since the reform and opening up, has made rapid development, living standards have been greatly improved. But behind the rapid economic development, urban-rural income gap is expanding. The urban residents in Hunan province average real disposable income and rural per capita net income than the actual expansion from 1983 1.79 to 2011 the 2.90. based on the theoretical analysis and Empirical Study of Hunan financial development on the urban-rural income gap, and put forward the corresponding policy recommendations to narrow the urban-rural income gap from the perspective of financial development, has important practical significance to Hunan province and the national economic development.
Firstly, based on the relevant theories review of financial development and income gap, establish the influence of financial development on the urban-rural income gap theory analysis framework, and from three angles of labor wages, investment income and property income project analysis of financial development and income gap. On the basis of theoretical analysis, based on the actual situation of Hunan Hunan Province, the changing trend of the financial development and the income gap between urban and rural areas, and analyzes the impact of financial development on the urban-rural income gap from two aspects. On this basis, combined with the data of Hunan Province, the establishment of VAR model, the empirical test on the relationship between Hunan financial development and the income gap between urban and rural areas. The empirical results show that the expansion of Hunan the scale of financial development will lead to the expansion of income gap between urban and rural areas, improving financial efficiency is conducive to narrowing the income gap between urban and rural areas. Finally, from the perspective of financial development The corresponding policy recommendations for narrowing the income gap between urban and rural areas are put forward. It includes policy guidance, improvement of the imbalance of financial resources allocation, and improvement of rural financial system, so as to improve financial development efficiency and speed up financial innovation so as to improve the financing ability of rural residents.

【學(xué)位授予單位】：蘭州商學(xué)院
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.7;F124.7;F224

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