本文選題：甘洛縣　切入點(diǎn)：小額信貸　出處：《西南民族大學(xué)》2013年碩士論文　論文類型：學(xué)位論文

【摘要】：20世紀(jì)70年代初，小額信貸在孟加拉國誕生，并迅速在全世界傳播開來。1993年中國社會(huì)科學(xué)院農(nóng)村發(fā)展研究所引進(jìn)了孟加拉“鄉(xiāng)村銀行（GB）”的小額信貸模式，成立“扶貧經(jīng)濟(jì)合作社”，此后，小額信貸逐漸在我國發(fā)展起來。本文以甘洛縣小額信貸的發(fā)展為研究內(nèi)容，在對(duì)四川省甘洛縣展開深入的田野調(diào)查的基礎(chǔ)上，通過對(duì)甘洛縣小額信貸在發(fā)展中存在的一些問題進(jìn)行深入研究，并結(jié)合小額信貸相關(guān)理論和國內(nèi)外成功經(jīng)驗(yàn)，提出了有關(guān)于甘洛縣小額信貸發(fā)展的對(duì)策建議。本文共分為五章，具體研究內(nèi)容如下： 第一章緒論，主要介紹了本文的研究的背景、意義、國內(nèi)外研究現(xiàn)狀和本文的研究思路、研究內(nèi)容、研究方法以及重點(diǎn)難點(diǎn)。并指出本文可能的創(chuàng)新點(diǎn)有：1、對(duì)甘洛縣小額信貸發(fā)展問題進(jìn)行了實(shí)證研究；2、提出了甘洛縣小額信貸發(fā)展的對(duì)策建議。第二章為基礎(chǔ)理論部分，對(duì)小額信貸的相關(guān)基礎(chǔ)理論及國際國內(nèi)實(shí)踐進(jìn)行了梳理回顧。本章對(duì)小額信貸的定義、特征等進(jìn)行了介紹和界定，特別指出信貸模式是小額信貸的本質(zhì)特征，，且它無需抵押擔(dān)保的信貸方式使小額信貸天然地傾向于服務(wù)貧困人口。同時(shí)介紹了孟加拉國鄉(xiāng)村銀行小額信貸模式、印度尼西亞人民銀行的小額信貸模式及玻利維亞陽光銀行小額信貸模式的運(yùn)作模式和成功經(jīng)驗(yàn)。第三章介紹和分析了甘洛縣小額信貸發(fā)展現(xiàn)狀。從甘洛縣概況著手，介紹甘洛縣的基本情況和影響甘洛縣經(jīng)濟(jì)發(fā)展的各種因素，同時(shí)也介紹了影響小額信貸發(fā)展的各種因素，并在此基礎(chǔ)上展開對(duì)甘洛縣小額信貸現(xiàn)狀的介紹和分析。第四章是在針對(duì)第三介紹的實(shí)際情況和甘洛縣小額信貸發(fā)展存在的現(xiàn)實(shí)問題的基礎(chǔ)上，借鑒國內(nèi)外小額信貸發(fā)展的成功經(jīng)驗(yàn)，結(jié)合本地區(qū)小額信貸發(fā)展的實(shí)際情況，對(duì)四川省甘洛縣小額信貸發(fā)展存在的問題及原因進(jìn)行深入分析。第五章為本文的研究結(jié)論及對(duì)策建議。是在前幾章的基礎(chǔ)上，對(duì)甘洛縣小額信貸發(fā)展的現(xiàn)狀、存在的問題及相關(guān)原因進(jìn)行解析，提出了具有一定針對(duì)性的對(duì)策建議。
[Abstract]:In early 1970s, microcredit was born in Bangladesh and spread rapidly all over the world. In 1993, the Institute of Rural Development of the Chinese Academy of Social Sciences introduced the "Grameen Bank" model of Bangladesh. Since then, micro-credit has gradually developed in China. This paper takes the development of micro-credit in Ganluo County as the research content, based on the in-depth field investigation of Ganluo County, Sichuan Province. Through the in-depth study of some problems existing in the development of microfinance in Ganluo County, combined with the relevant theory of microfinance and successful experience at home and abroad, the author puts forward some countermeasures and suggestions on the development of microfinance in Ganluo County. This paper is divided into five chapters. The specific contents of the study are as follows:. The first chapter is introduction, which mainly introduces the background, significance, domestic and foreign research status, research ideas, research content, Research methods and key difficulties. And pointed out that the possible innovation of this paper is: 1, the development of microfinance in Ganluo County empirical study, put forward the countermeasures and suggestions for the development of microfinance in Ganluo County. The second chapter is the basic theory part. This chapter introduces and defines the definition and characteristics of microfinance, especially points out that the credit model is the essential feature of microfinance. And its non-mortgage-backed form of credit makes microcredit naturally tend to serve the poor. At the same time, it introduces the microcredit model of Grameen Bank in Bangladesh. The Microcredit Model of the people's Bank of Indonesia and the successful experience of the Microcredit Model of the Bolivian Sunshine Bank. Chapter three introduces and analyzes the present situation of the development of microcredit in Ganloo County. This paper introduces the basic situation of Ganluo County and the factors that affect the economic development of Ganluo County, as well as the various factors that affect the development of micro-credit. On this basis, the introduction and analysis of the present situation of microfinance in Ganluo County. Chapter 4th is based on the actual situation of the third introduction and the practical problems existing in the development of microfinance in Ganluo County. Draw lessons from the successful experience of the development of microfinance at home and abroad, and combine the actual situation of the development of microfinance in this region, This paper makes a deep analysis of the problems and causes of the development of microfinance in Ganluo County, Sichuan Province. Chapter 5th is the research conclusion and countermeasures of this paper. On the basis of the previous chapters, the present situation of the development of microfinance in Ganluo County is discussed. The existing problems and related reasons are analyzed, and some countermeasures and suggestions are put forward.
【學(xué)位授予單位】：西南民族大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.4

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