本文選題：小額信貸　切入點(diǎn)：小額貸款公司　出處：《電子科技大學(xué)》2013年碩士論文　論文類(lèi)型：學(xué)位論文

【摘要】：解決小額貸款的相關(guān)問(wèn)題具有國(guó)際性、普遍性，且極負(fù)挑戰(zhàn)性。我國(guó)長(zhǎng)期以來(lái)小額信貸發(fā)展緩慢，因而及早研究其經(jīng)營(yíng)模式和發(fā)展環(huán)境又顯得極為迫切。相關(guān)研究人員應(yīng)對(duì)這一新興事物的可持續(xù)發(fā)展給予足夠的關(guān)注。 本文首先介紹了小額貸款的概念范圍、行業(yè)特征和主要功能，同時(shí)剖析了國(guó)內(nèi)外小額信貸機(jī)構(gòu)的發(fā)展趨勢(shì)和演變過(guò)程，其中國(guó)外比較成功小額信貸機(jī)構(gòu)的主要做法對(duì)我國(guó)相關(guān)機(jī)構(gòu)的起步和發(fā)展提供了很好的借鑒。進(jìn)一步，本文描述了政府的金融體制改革及支持“三農(nóng)”發(fā)展的要求，，并由此引出小額信款公司成立的背景，同時(shí)，對(duì)小額信款機(jī)構(gòu)的概念、性質(zhì)及與其他商業(yè)銀行的區(qū)別和聯(lián)系進(jìn)行了詳細(xì)的描述。本文還介紹了小額信貸公司的運(yùn)營(yíng)模式，并對(duì)小額信貸公司的運(yùn)營(yíng)思路、主要特征和遇到的實(shí)際問(wèn)題進(jìn)行了客觀(guān)詳盡的描述，同時(shí)對(duì)今后可能的發(fā)展路徑也進(jìn)行了展望。 最后，論文以上海潮石小額信貸公司為例，通過(guò)實(shí)例分析進(jìn)一步論證了其經(jīng)營(yíng)模式的正確與否。本文通過(guò)對(duì)潮石信貸公司組建形式、經(jīng)營(yíng)模式等的分析論證，總結(jié)出小額信貸公司的經(jīng)營(yíng)發(fā)展思路和理論框架，并最終得出全文的結(jié)論。
[Abstract]:Solving the problems related to microfinance is international, universal and extremely challenging. The development of microfinance in China has been slow for a long time. Therefore, it is very urgent to study its business model and development environment as soon as possible. The researchers concerned should pay enough attention to the sustainable development of this new thing. This paper first introduces the concept scope, industry characteristics and main functions of microfinance, and analyzes the development trend and evolution process of microfinance institutions at home and abroad. The main practices of successful microfinance institutions abroad provide a good reference for the start and development of relevant institutions in China. Further, this paper describes the financial system reform of the government and the requirements of supporting the development of agriculture, rural areas and farmers. This paper also introduces the background of the establishment of micro-credit company, at the same time, describes the concept, nature of micro-credit organization and the difference and connection with other commercial banks in detail. This paper also introduces the operation mode of micro-credit company. At the same time, the author gives an objective and detailed description of the operation ideas, main characteristics and practical problems encountered by the microfinance company, and also looks forward to the possible development path in the future. Finally, as an example, the paper further demonstrates the correctness of its business model through the analysis of examples. This paper analyzes and demonstrates the form of establishment and management model of Chaoshi Credit Company, etc. This paper summarizes the ideas and theoretical framework of microfinance company's management and development, and finally draws the conclusion of the full text.
【學(xué)位授予單位】：電子科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F272;F832.4

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 楊大楷;郭春紅;;小額信貸可持續(xù)發(fā)展:困境與出路[J];上海金融;2007年03期

本文編號(hào)：1614570