本文關(guān)鍵詞：大連市城商行對(duì)小微企業(yè)信貸支持研究　出處：《遼寧工程技術(shù)大學(xué)》2014年碩士論文　論文類(lèi)型：學(xué)位論文

  更多相關(guān)文章： 城商行 小微企業(yè) 信貸支持 供應(yīng)鏈金融

【摘要】：近年來(lái)市場(chǎng)經(jīng)濟(jì)不斷發(fā)展,小微企業(yè)大量涌現(xiàn),并已成為國(guó)民經(jīng)濟(jì)的重要組成部分,但融資難問(wèn)題一直很突出。論文旨在研究城商行如何發(fā)揮自身優(yōu)勢(shì),汲取成功經(jīng)驗(yàn),為小微企業(yè)提供更好的金融服務(wù),并通過(guò)信貸問(wèn)題的研究,為支持小微企業(yè)發(fā)展策略拓寬思路,提供有價(jià)值的參考。論文采用抽樣問(wèn)卷調(diào)查的方法,著重說(shuō)明了在為小微企業(yè)提供金融服務(wù)的各類(lèi)商業(yè)銀行中城商行的地位和作用,并研究了城商行如何制定合理策略,進(jìn)而解決小微企業(yè)融資難題。得出結(jié)論：主觀上,城商行有動(dòng)力能憑借自身諸多優(yōu)勢(shì)為小微企業(yè)融資提供有力支持；客觀上,小微企業(yè)發(fā)展需要銀行信貸,同時(shí)由于大中銀行市場(chǎng)定位問(wèn)題,小微企業(yè)更傾向于城商行貸款；城商行可采用供應(yīng)鏈金融等模式為小微企業(yè)提供綜合性金融服務(wù),為小微企業(yè)的茁壯成長(zhǎng)發(fā)揮積極信貸支持作用。
[Abstract]:In recent years, the development of market economy, Small and micro businesses have emerged, and has become an important part of the national economy, but the financing problem has been very prominent. This paper aims to study the city firm how to play to their strengths, learn from the successful experience, to provide better financial services for Small and micro businesses, and through the study of credit problems, broaden ideas for support Small and micro businesses development strategy, provide valuable reference. This paper uses the method of questionnaire, focuses on the status and role of providing financial services for Small and micro businesses of commercial banks and city commercial banks, city commercial banks on how to develop a reasonable strategy to solve the financing problems of Small and micro businesses. Conclusion: subjectively, the city firm has power by virtue of their own advantages for Small and micro businesses to provide financing support; objectively, Small and micro businesses need the development of bank credit, at the same time by In terms of market positioning of big and medium-sized banks, small and micro businesses are more inclined to city commercial bank loans. City commercial banks can provide comprehensive financial services for small and micro businesses by using supply chain finance and other modes, so as to play a positive role in credit support for the growth of small and micro businesses.

【學(xué)位授予單位】：遼寧工程技術(shù)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F832.4;F276.3

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