本文選題：財(cái)產(chǎn)性收入 + 河南省��； 參考：《河南大學(xué)》2014年碩士論文

【摘要】：財(cái)產(chǎn)性收入是城鄉(xiāng)居民收入重要的組成部分，近年來黨和國(guó)家逐步加大對(duì)城鄉(xiāng)居民財(cái)產(chǎn)性收入的關(guān)注程度，中國(guó)共產(chǎn)黨十八大提出要“多渠道增加居民財(cái)產(chǎn)性收入”，這是繼中國(guó)共產(chǎn)黨十七大報(bào)告首次確定“創(chuàng)造條件讓更多群眾擁有財(cái)產(chǎn)性收入”之后的又一政策亮點(diǎn)，研究城鄉(xiāng)居民財(cái)產(chǎn)性收入對(duì)于切實(shí)保障和改善民生、持續(xù)擴(kuò)大中等收入群體具有重大意義。之前對(duì)于居民收入問題的研究，大多是把重點(diǎn)放在構(gòu)成居民收入中的工資性收入和家庭經(jīng)營(yíng)性收入這兩個(gè)主要組成部分，對(duì)如何增加城鄉(xiāng)居民收入和如何縮小城鄉(xiāng)居民收入差距的研究也基本是圍繞這兩點(diǎn)展開的。當(dāng)下對(duì)于河南城鄉(xiāng)居民財(cái)產(chǎn)性收入的深入研究和探討比較欠缺。所以，更加深入的研究影響河南城鄉(xiāng)居民財(cái)產(chǎn)性收入增長(zhǎng)的因素和城鄉(xiāng)居民財(cái)產(chǎn)收入差距擴(kuò)大的問題，可以助推“三化”協(xié)調(diào)發(fā)展。河南作為我國(guó)的農(nóng)業(yè)大省，農(nóng)業(yè)的發(fā)展是河南省經(jīng)濟(jì)發(fā)展的重中之重，如何實(shí)現(xiàn)農(nóng)民增收是“三農(nóng)”問題的核心，直接關(guān)系本省經(jīng)濟(jì)能否平穩(wěn)快速可持續(xù)發(fā)展。研究城鄉(xiāng)財(cái)產(chǎn)性收入差距問題無疑有利于實(shí)現(xiàn)農(nóng)民的增收，提高本地區(qū)城市化水平，對(duì)實(shí)現(xiàn)中原崛起具有偉大的現(xiàn)實(shí)意義。河南作為我國(guó)傳統(tǒng)的農(nóng)業(yè)大省，對(duì)其城鄉(xiāng)居民財(cái)產(chǎn)性收入問題的研究在全國(guó)具有一定的代表性，對(duì)各地區(qū)城鄉(xiāng)居民財(cái)產(chǎn)性收入的研究具有一定的研究?jī)r(jià)值和借鑒意義。 由河南省統(tǒng)計(jì)年鑒分析得出，河南城鎮(zhèn)居民財(cái)產(chǎn)性收入近年來實(shí)現(xiàn)穩(wěn)步增長(zhǎng)，但由于其基數(shù)小、增長(zhǎng)緩慢的特點(diǎn)，此項(xiàng)收入占總收入比重較低。河南省城鎮(zhèn)居民財(cái)產(chǎn)性收入獲得渠道以利息收入和房屋租賃收入為主。在股市較好的年份，其股息與紅利收入會(huì)超過利息收入，成為第二大財(cái)產(chǎn)性收入來源。城鎮(zhèn)居民較高收入戶與較低收入戶財(cái)產(chǎn)性收入差距較大并有不斷擴(kuò)大之勢(shì)。與城鎮(zhèn)相比，農(nóng)村居民財(cái)產(chǎn)性收入也呈現(xiàn)出逐年增長(zhǎng)的趨勢(shì)。但由于中國(guó)農(nóng)村發(fā)展滯后的現(xiàn)況，2012年河南農(nóng)村居民財(cái)產(chǎn)性收入總量為不足城鎮(zhèn)居民的一半，大約只是全國(guó)平均水平的一半，并且增長(zhǎng)很緩慢。農(nóng)村居民財(cái)產(chǎn)性收入高低收入組戶之間收入差距較大，其收入來源主要是利息收入，渠道比較單一。從總量上來看，河南省城鎮(zhèn)居民財(cái)產(chǎn)性收入總量是農(nóng)村的數(shù)倍，最高時(shí)城鎮(zhèn)為農(nóng)村的三倍還要多，從增長(zhǎng)率上來看，城鎮(zhèn)和農(nóng)村的財(cái)產(chǎn)性收入均呈現(xiàn)出不規(guī)律增長(zhǎng)，由于受不同政策市場(chǎng)因素的影響，各別年份農(nóng)村居民財(cái)產(chǎn)性收入的增長(zhǎng)率超過了城鎮(zhèn)；從獲得渠道上來看，由于城鎮(zhèn)具有較農(nóng)村更為發(fā)達(dá)的資本市場(chǎng)，加上城鎮(zhèn)居民平均較高的文化素質(zhì)，以及更為敏銳投資理財(cái)意識(shí)，這些因素都促使城鎮(zhèn)居民比農(nóng)村居民有著更為廣泛的財(cái)產(chǎn)性收入來源渠道；從城鄉(xiāng)不同收入組戶的比較來看，城鄉(xiāng)間高低收入戶的收入差距比較大，并有逐年增大的趨勢(shì)。 筆者針對(duì)當(dāng)前河南省城鄉(xiāng)居民財(cái)產(chǎn)性收入總量小、比重低、增長(zhǎng)緩慢、來源渠道狹窄、不同收入群體間收入差距過大并有繼續(xù)擴(kuò)大的趨勢(shì)等特點(diǎn)，，通過運(yùn)用規(guī)范與實(shí)證分析、文獻(xiàn)分析、縱向?qū)Ρ扰c橫向?qū)Ρ认嘟Y(jié)合的研究方法，努力探尋原因，發(fā)現(xiàn)收入分配制度的不合理是導(dǎo)致城鄉(xiāng)居民財(cái)產(chǎn)性收入差距擴(kuò)大的直接原因，而社會(huì)保障制度的缺陷阻礙了居民財(cái)產(chǎn)性收入的增長(zhǎng)，當(dāng)前農(nóng)村土地制度也不利于農(nóng)村居民財(cái)產(chǎn)性收入的增長(zhǎng)。相關(guān)的稅收與金融政策、市場(chǎng)因素、家庭收入及教育程度也會(huì)影響到財(cái)產(chǎn)性收入的獲得。文章最后分別從完善分配制度、保持經(jīng)濟(jì)的穩(wěn)定發(fā)展水平、財(cái)政政策的配合、拓寬城鄉(xiāng)居民投資渠道、完善社會(huì)保障制度和提高居民文化水平等幾方面給出政策建議，希望可達(dá)到提高河南省城鄉(xiāng)居民財(cái)產(chǎn)性收入，縮小財(cái)產(chǎn)性收入差距的目的。
[Abstract]:Property income is an important part of the income of urban and rural residents. In recent years, the party and the state have gradually increased the degree of attention to the property income of urban and rural residents. The eighteen Party of the Communist Party of China proposed to "increase the property income of residents in a multi channel". This is the first time that the Communist Party of China's 17th National Congress of the Communist Party of China decided to create conditions for more masses to embrace. It is of great significance to study the property income of urban and rural residents to ensure and improve the people's livelihood and continue to expand the middle income group. The previous study on the income of residents is mostly focused on the wage income and the household income of household income, which constitute the income of the residents, two The research on how to increase the income of urban and rural residents and how to reduce the income gap between urban and rural residents is also basically around these two points. At the moment, the in-depth study and discussion of the property income of urban and rural residents in Henan are relatively short. Therefore, more in-depth studies have been made to influence the growth of property income of urban and rural residents in Henan. The problem of the widening gap between the income and the property income of the urban and rural residents can help to promote the coordinated development of "three". As a major agricultural province in China, the development of agriculture is the most important part of the economic development of Henan province. How to realize the increase of farmers' income is the core of the "three rural" problem, and directly related to the smooth and rapid sustainable development of the province's economy. The problem of urban and rural property income gap is undoubtedly beneficial to the realization of the increase of farmers' income, the improvement of the level of urbanization in the region and the great practical significance for the realization of the rise of the Central Plains. As a traditional agricultural province of China, the research on the property income of urban and rural residents in Henan has a certain representation in the whole country and the urban and rural residents in all regions. The study of property income has certain research value and reference significance.
According to the analysis of Henan statistical yearbook, the property income of urban residents in Henan has been growing steadily in recent years. But because of its small base and slow growth, the income of urban residents is low in total income. The main channels of property income of urban residents in Henan province are interest income and housing lease income. Dividend and dividend income will exceed interest income and become the second largest source of property income. The income gap between higher income households and lower income households is larger and expanding. Compared with cities and towns, the property income of rural residents also presents a trend of growth year by year. But because of the current situation of China's rural development lagging, 20 The total property income of rural residents in Henan is half of the urban residents in the past 12 years, about half of the average national level, and the growth is slow. The income gap between the rural residents' income income group is large, the income source is mainly interest income and the channel is relatively simple. From the total, the cities and towns of Henan Province The total amount of property income of the residents is several times in the rural area, and the highest city is more than three times in the rural area. From the rate of growth, the property income of urban and rural areas all present irregular growth. Due to the influence of different policy market factors, the growth rate of the property income of rural residents in different years exceeds the town; from the access to the channel. As the city has a more developed capital market than the rural area, the average higher cultural quality of the urban residents, and the more keen investment and financial awareness, these factors have prompted the urban residents to have more extensive sources of property income than the rural residents; from the comparison of the different income groups in urban and rural areas, the urban and rural areas are compared. The income gap between high and low income households is relatively large, and there is a trend of increasing year by year.
In view of the small amount of property income of urban and rural residents in Henan Province, low proportion, slow growth, narrow source channel, large income gap between different income groups and the trend of continuing to expand, the author tries to explore the reasons by using normative and empirical analysis, literature analysis, longitudinal contrast and lateral contrast. It is found that the unreasonable income distribution system is the direct cause of the widening of the property income gap between the urban and rural residents, and the defects of the social security system impede the growth of the property income of the residents. The current rural land system is also not conducive to the growth of the property income of the rural residents. In the end, the article gives policy suggestions from several aspects, such as perfecting the distribution system, maintaining the stable development level of the economy, coordinating the financial policy, widening the investment channels of urban and rural residents, perfecting the social security system and improving the cultural level of the residents, hoping to improve the Henan Province. The purpose of reducing property income gap is to get property income from urban and rural residents.
【學(xué)位授予單位】：河南大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F124.7

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