本文關(guān)鍵詞： 金融深化 信用深化 金融發(fā)展 經(jīng)濟(jì)增長(zhǎng)　出處：《云南財(cái)經(jīng)大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

【摘要】：隨著我國(guó)經(jīng)濟(jì)發(fā)展和市場(chǎng)經(jīng)濟(jì)改革的深入，金融成為了市場(chǎng)化程度較低的最受關(guān)注的領(lǐng)域。我國(guó)的經(jīng)濟(jì)市場(chǎng)化改革引致著對(duì)金融深化改革的需求。幾十年來(lái)，我國(guó)金融改革取得了一定的成績(jī)，金融深化程度提高，，貨幣化指標(biāo)和金融相關(guān)比率不斷提高，金融機(jī)構(gòu)規(guī)模不斷擴(kuò)大，創(chuàng)新金融產(chǎn)品不斷涌現(xiàn)，證券市場(chǎng)發(fā)展迅速，利率匯率市場(chǎng)化改革不斷加快。本文研究了金融深化理論和中國(guó)金融深化進(jìn)程，從信用深化角度入手重新分析了我國(guó)金融深化的作用機(jī)制，分析了金融相關(guān)比率FIR衡量金融深化的作用機(jī)制，用索洛模型核算FIR中實(shí)質(zhì)資本，并對(duì)我國(guó)金融深化對(duì)經(jīng)濟(jì)發(fā)展的影響展開(kāi)實(shí)證分析，為金融深化理論與我國(guó)現(xiàn)實(shí)經(jīng)濟(jì)金融相互作用的結(jié)合提供了實(shí)證依據(jù)。從分析中得出了我國(guó)金融深化與經(jīng)濟(jì)增長(zhǎng)的相互促進(jìn)作用的結(jié)論，金融深化應(yīng)當(dāng)從信用深化入手，發(fā)揮信用工具配置資源的作用，優(yōu)化生產(chǎn)要素組合從而提高社會(huì)生產(chǎn)率。在理論和實(shí)證研究的基礎(chǔ)上，提出對(duì)我國(guó)金融深化的建議，希望對(duì)我國(guó)金融和經(jīng)濟(jì)發(fā)展有一定作用。 本文在已有研究成果的基礎(chǔ)上，以金融學(xué)、經(jīng)濟(jì)學(xué)理論為前提，分為5章： 第一章分析了金融發(fā)展在中國(guó)的實(shí)踐，提出了本文的研究背景和研究意義：我國(guó)經(jīng)濟(jì)增長(zhǎng)需要與之相適應(yīng)的金融深化，我國(guó)金融深化改革需要進(jìn)行總結(jié)和建議。本文所采用的研究方法有歷史縱向概括和橫向比較相結(jié)合，定量分析與定性分析相結(jié)合，實(shí)證分析與理論研究相結(jié)合。本章主要內(nèi)容還有金融深化理論的文獻(xiàn)綜述，本文的研究?jī)?nèi)容，創(chuàng)新和不足。 第二章從我國(guó)金融改革進(jìn)程展開(kāi)，對(duì)金融深化進(jìn)行了邏輯定位，認(rèn)為金融深化是一個(gè)過(guò)程。對(duì)我國(guó)的金融深化分析應(yīng)該從兩個(gè)方面進(jìn)行：利用傳統(tǒng)金融深化指標(biāo)分析；對(duì)我國(guó)金融深化對(duì)經(jīng)濟(jì)增長(zhǎng)的影響進(jìn)行分析。 第三章對(duì)金融深化對(duì)經(jīng)濟(jì)增長(zhǎng)的影響展開(kāi)理論研究�；仡櫫藗鹘y(tǒng)金融深化與經(jīng)濟(jì)增長(zhǎng)的理論模型，對(duì)我國(guó)金融深化和經(jīng)濟(jì)增長(zhǎng)的理論研究從信用深化入手：決定經(jīng)濟(jì)增長(zhǎng)的因素是資源的優(yōu)化組合，信用工具比傳統(tǒng)的儲(chǔ)蓄投資對(duì)配置資源有更好的作用，金融深化即是通過(guò)信用規(guī)模擴(kuò)張，提高信用品質(zhì)促進(jìn)經(jīng)濟(jì)增長(zhǎng)的。 第四章實(shí)證分析我國(guó)金融深化與經(jīng)濟(jì)的相互作用。在金融深化的指標(biāo)上選取了金融相關(guān)比率FIR，從信用深化的角度分析了用金融資產(chǎn)衡量金融深化的作用機(jī)制。利用索洛模型中的生產(chǎn)函數(shù)估算社會(huì)實(shí)質(zhì)資本，二者之比為本文選取的金融相關(guān)比率。利用金融相關(guān)比率分析我國(guó)金融經(jīng)濟(jì)的發(fā)展?fàn)顩r。運(yùn)用計(jì)量模型，通過(guò)ADF檢驗(yàn)、格蘭杰因果檢驗(yàn)，得出了我國(guó)金融深化和經(jīng)濟(jì)增長(zhǎng)相互促進(jìn)的結(jié)論。 第五章總結(jié)了本文的主要內(nèi)容和觀點(diǎn)，根據(jù)理論和實(shí)證的研究結(jié)果，提出了我國(guó)金融深化的建議。
[Abstract]:With the development of China's economy and the deepening of market economy reform, finance has become the most concerned area with low marketization. The economic marketization reform of our country has led to the demand for deepening financial reform for decades. Some achievements have been made in the financial reform of our country. The degree of financial deepening has been improved, the monetization index and the financial related ratio have been improved, the scale of financial institutions has been expanding, innovative financial products have been emerging, and the securities market is developing rapidly. This paper studies the theory of financial deepening and the process of financial deepening in China, and reanalyzes the mechanism of financial deepening in China from the perspective of credit deepening. This paper analyzes the function mechanism of financial relative ratio (FIR) to measure financial deepening, uses Solow model to calculate the real capital in FIR, and makes an empirical analysis on the impact of financial deepening on economic development in China. It provides an empirical basis for the combination of the theory of financial deepening and the actual economic and financial interaction in China. From the analysis, the author draws the conclusion that the mutual promotion of financial deepening and economic growth in China, and financial deepening should start with the deepening of credit. On the basis of theoretical and empirical research, this paper puts forward some suggestions for financial deepening in China, hoping to play a certain role in the development of our country's finance and economy. Based on the existing research results, this paper is divided into five chapters on the premise of finance and economics. The first chapter analyzes the practice of financial development in China, and puts forward the research background and significance of this paper: China's economic growth needs to adapt to the financial deepening. The research methods adopted in this paper include historical vertical generalization and horizontal comparison, quantitative analysis and qualitative analysis. The main contents of this chapter are the literature review of financial deepening theory, the content, innovation and deficiency of this paper. The second chapter starts from the process of our country's financial reform, carries on the logical localization to the financial deepening, thinks that the financial deepening is a process, the financial deepening analysis of our country should be carried out from two aspects: use the traditional financial deepening index analysis; The impact of financial deepening on economic growth is analyzed. Chapter three studies the influence of financial deepening on economic growth, and reviews the traditional theoretical models of financial deepening and economic growth. The theoretical study on China's financial deepening and economic growth begins with credit deepening: the factor that determines economic growth is the optimal combination of resources, and credit tools play a better role in the allocation of resources than traditional savings and investment. Financial deepening is through the expansion of credit scale, improve the quality of credit to promote economic growth. Chapter 4th empirically analyzes the interaction between financial deepening and economy in China, selects FIRs as the index of financial deepening, and analyzes the mechanism of measuring financial deepening by financial assets from the perspective of credit deepening. Using the production function in Solow model to estimate social real capital, The ratio of the two is the finance-related ratio selected in this paper. The financial correlation ratio is used to analyze the development of China's financial economy. By using the econometric model, ADF test, Granger causality test, Granger causality test, This paper draws the conclusion that financial deepening and economic growth promote each other. Chapter 5th summarizes the main contents and viewpoints of this paper, and puts forward some suggestions on financial deepening according to the theoretical and empirical research results.
【學(xué)位授予單位】：云南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F832.1;F124.1

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