本文關(guān)鍵詞：商業(yè)銀行支付結(jié)算與財(cái)務(wù)公司資金管理合作研究　出處：《對外經(jīng)濟(jì)貿(mào)易大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

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【摘要】：商業(yè)銀行支付結(jié)算服務(wù)是目前國內(nèi)銀行的主營業(yè)務(wù)之一，也是最為基礎(chǔ)的銀行業(yè)務(wù)。在當(dāng)前商業(yè)銀行的經(jīng)營模式下，追求渠道創(chuàng)新、產(chǎn)品創(chuàng)新、風(fēng)險(xiǎn)可控，傳統(tǒng)支付結(jié)算業(yè)務(wù)也在不斷豐富自身的產(chǎn)品體系與產(chǎn)品功能，，尋找新的目標(biāo)市場與業(yè)務(wù)增長點(diǎn)，從而助力提升商業(yè)銀行的核心競爭力。 國內(nèi)最早的企業(yè)集團(tuán)財(cái)務(wù)公司成立于1987年，經(jīng)過二十余年的不斷探索與發(fā)展，在近五年集團(tuán)財(cái)務(wù)公司的建立呈現(xiàn)了規(guī)�；�、標(biāo)準(zhǔn)化、綜合化的特點(diǎn)。因此，作為一名銀行從業(yè)人員，作者從本職工作出發(fā)對商業(yè)銀行與集團(tuán)財(cái)務(wù)公司的業(yè)務(wù)合作進(jìn)行了較深入的研究與分析。本文以支付結(jié)算業(yè)務(wù)為核心，重點(diǎn)研究商業(yè)銀行支付結(jié)算類產(chǎn)品在集團(tuán)財(cái)務(wù)公司日常生產(chǎn)活動中的應(yīng)用。首先，對商業(yè)銀行提供的各類支付結(jié)算業(yè)務(wù)與現(xiàn)金管理產(chǎn)品進(jìn)行共性分析與比較分析；其次，結(jié)合集團(tuán)財(cái)務(wù)公司在支付結(jié)算、資金歸集、財(cái)務(wù)管理等方面的需求與特點(diǎn)，探索銀行包括支付結(jié)算在內(nèi)的各項(xiàng)業(yè)務(wù)在該客戶群體中的應(yīng)用，其中，重點(diǎn)分析在電子信息化大背景下，銀行電子支付結(jié)算系統(tǒng)集團(tuán)財(cái)務(wù)公司資金管理平臺相結(jié)合，能夠給雙方帶來的共同收益。最后，本文從商業(yè)銀行和財(cái)務(wù)公司兩個(gè)視角分別對支付結(jié)算與現(xiàn)金管理業(yè)務(wù)和企業(yè)集團(tuán)資金集中管理進(jìn)行了趨勢分析。
[Abstract]:The commercial bank payment and settlement services is one of the main business of domestic banks at present, and it is also the most basic banking services. In the current commercial bank management mode, the pursuit of channel innovation, product innovation, risk control, the traditional payment and settlement business is constantly enrich its product system and product function, find the target market and new business the point of growth, which will help enhance the core competitiveness of commercial banks.
One of the earliest enterprise group finance company was founded in 1987, through continuous exploration and development of more than twenty years, showing the scale of nearly five years in the establishment of the group finance company standardized, comprehensive. Therefore, as a staff of the bank, the author from the staff to the business cooperation between commercial banks and group the financial company is studied and analyzed deeply. Based on the payment and settlement business as the core, the application research of commercial bank payment and settlement products in the group finance company daily production activities. First of all, to provide all kinds of commercial bank payment and settlement business and cash management products are common analysis and comparative analysis; secondly, with the group finance company in the fund collection, payment and settlement, the requirements and characteristics of financial management and other aspects, including the exploration of bank payment and settlement, the business in the customer Application in the group which focuses on electronic information background, bank electronic payment and settlement system of group finance company funds management platform combined together can return to both sides. Finally, two from the perspective of commercial banks and finance companies respectively for the payment and settlement and cash management business management and centralized capital trend analysis.

【學(xué)位授予單位】：對外經(jīng)濟(jì)貿(mào)易大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.33;F830.42

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相關(guān)期刊論文 前2條

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2 謝京寧;;國內(nèi)外企業(yè)集團(tuán)資金管理對比研究[J];現(xiàn)代商業(yè);2009年32期

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