本文選題：國際化發(fā)展 + 國際化影響因素��； 參考：《吉林大學》2017年碩士論文

【摘要】：隨著市場經(jīng)濟與信息技術(shù)的快速發(fā)展,全球經(jīng)濟一體化的進度不斷增強,不同國家與地區(qū)之間的貿(mào)易往來日趨增加,與之相關(guān)產(chǎn)生了大量的結(jié)算、融資等金融需求,尤其是金融危機以來我國金融業(yè)遇到良好的發(fā)展機遇,大中型商業(yè)銀行逐漸走出國門。同時,自中國加入WTO之后,國內(nèi)金融業(yè)呈現(xiàn)的開放程度日趨提高,國內(nèi)銀行業(yè)的競爭逐漸激烈,我國商業(yè)銀行走出國門也是現(xiàn)階段金融業(yè)對外開放的必然趨勢。最后,2009年金融危機之后全球金融格局與國際監(jiān)管環(huán)境均發(fā)生了顯著的變化,各大洲的國家與地區(qū)紛紛打破之前的金融限制壁壘,外資銀行的準入門檻進一步降低,這些都為我國商業(yè)銀行的國際化發(fā)展營造了良好的氛圍�？傊�,我國商業(yè)銀行的國際化發(fā)展不僅為蓬勃發(fā)展的國際貿(mào)易提供金融服務,還能夠滿足我國銀行業(yè)的自身需求,我國商業(yè)銀行有必要抓住這次機遇,尋找適合自身特點的國際化發(fā)展路徑,以促進我國銀行業(yè)的可持續(xù)發(fā)展。但是,從目前實際情況來看,我國商業(yè)銀行的國際化程度依然較低,核心業(yè)務難以突出,與其整體戰(zhàn)略規(guī)劃相比的差距較大,不利于我國商業(yè)銀行更好地參與到國際競爭中。因此,本文通過分析理論資料,提出商業(yè)銀行國際化程度的可能影響因素,并提供實證進行證明,提出可以提升中國商業(yè)銀行國際化程度與國際化競爭力的措施與建議,為我國商業(yè)銀行更好地參與到全球金融市場保駕護航。本文研究內(nèi)容主要包括四個章節(jié),按照理論結(jié)合實際的研究方法,基于商業(yè)銀行國際化發(fā)展相關(guān)理論,對具體案例的國際化發(fā)展進程與途徑展開分析。具體如下:第1章是緒論,主要對本文的研究背景、意義和目的展開闡述,并對現(xiàn)階段的研究成果進行整理,匯總出適用于本文主題的理論性資料。第2章是商業(yè)銀行國際化相關(guān)理論。首先,對商業(yè)銀行國際化相關(guān)概念進行闡述;其次,對國際化路徑的主要形式進行簡要介紹;最后,對本文涉及到的理論知識進行整理與匯總。第3章是商業(yè)銀行國際化經(jīng)營動因分析。先以中國工商銀行為例,對我國商業(yè)銀行國際化程度進行描述。主要是基于全球商業(yè)銀行國際化發(fā)展過程,對目前商業(yè)銀行國際化發(fā)展的特點進行綜合性的闡述;然后,基于折衷理論對商業(yè)銀行國際化經(jīng)營動因進行假設(shè)分析,以5家國內(nèi)銀行和5家外資銀行作為樣本對象,得出商業(yè)銀行的國際化發(fā)展與路徑選擇,受到東道國政策、工業(yè)化程度以及銀行自身經(jīng)驗的影響程度最顯著。第4章是相關(guān)對策與建議。針對上文分析的結(jié)果,對中國工商銀行和我國其他商業(yè)銀行的國際化發(fā)展提出優(yōu)化建議,以進一步提升我國商業(yè)銀行的國際化發(fā)展程度。
[Abstract]:With the rapid development of market economy and information technology, the progress of global economic integration is increasing, the trade between different countries and regions is increasing day by day, and a large number of financial needs, such as settlement, financing and so on, have arisen. Especially since the financial crisis, China's financial industry has encountered good development opportunities, large and medium-sized commercial banks are gradually out of the country. At the same time, since China's entry into WTO, the opening degree of the domestic financial industry is increasing day by day, the competition of the domestic banking industry is gradually fierce, and it is an inevitable trend for the Chinese commercial banks to go out of the country and open to the outside world at the present stage. Finally, after the financial crisis of 2009, the global financial structure and the international regulatory environment have undergone significant changes. Countries and regions on all continents have broken down the barriers to financial restrictions before, and the entry barriers for foreign banks have been further lowered. All these have created a good atmosphere for the international development of Chinese commercial banks. In short, the internationalization development of Chinese commercial banks not only provides financial services for the booming international trade, but also can meet the needs of our banking industry. It is necessary for our commercial banks to seize this opportunity. In order to promote the sustainable development of China's banking industry, we should look for an international development path suitable for our own characteristics. However, judging from the actual situation, the degree of internationalization of Chinese commercial banks is still relatively low, the core business is difficult to stand out, compared with its overall strategic planning, the gap is large, which is not conducive to our commercial banks participating in the international competition better. Therefore, through the analysis of theoretical data, this paper puts forward the possible factors affecting the degree of internationalization of commercial banks, and provides empirical proof, and puts forward some measures and suggestions that can enhance the degree of internationalization and international competitiveness of Chinese commercial banks. For our commercial banks to better participate in the global financial market escort. This paper mainly includes four chapters, according to the theory combined with the actual research methods, based on the commercial bank internationalization development theory, the specific case of internationalization development process and approach are analyzed. The main contents are as follows: the first chapter is the introduction, mainly to the research background, significance and purpose of this paper, and the current research results are sorted out to summarize the theoretical data applicable to the subject of this paper. Chapter 2 is the theory of internationalization of commercial banks. Firstly, the related concepts of internationalization of commercial banks are expounded; secondly, the main forms of internationalization path are briefly introduced; finally, the theoretical knowledge involved in this paper is sorted and summarized. Chapter 3 is an analysis of the reasons for the internationalization of commercial banks. Taking ICBC as an example, this paper describes the degree of internationalization of commercial banks in China. Mainly based on the global commercial bank internationalization development process, the characteristics of the current commercial bank internationalization development are comprehensively expounded; then, based on the compromise theory, the commercial bank internationalization operation motivation is analyzed hypothetically. Taking 5 domestic banks and 5 foreign banks as samples, it is concluded that the internationalization development and path choice of commercial banks are most significantly influenced by the host country policy, the degree of industrialization and the experience of the banks themselves. Chapter 4 is related countermeasure and suggestion. Based on the above analysis, the author puts forward some suggestions on the internationalization development of ICBC and other commercial banks in China in order to further enhance the internationalization development of commercial banks in China.
【學位授予單位】：吉林大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F832.33

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