本文關(guān)鍵詞：津房置業(yè)擔(dān)保公司風(fēng)險(xiǎn)管理研究　出處：《天津大學(xué)》2014年碩士論文　論文類型：學(xué)位論文

  更多相關(guān)文章： 擔(dān)保公司 津房置業(yè) 擔(dān)保風(fēng)險(xiǎn) 風(fēng)險(xiǎn)管理

【摘要】：由于我國擔(dān)保公司行業(yè)規(guī)模發(fā)展迅速，在其高速的發(fā)展過程中其風(fēng)險(xiǎn)管理能力水平并沒有與之成比例的發(fā)展，擔(dān)保業(yè)務(wù)出現(xiàn)了高代償率的風(fēng)險(xiǎn)，擔(dān)保公司業(yè)務(wù)存在較大的風(fēng)險(xiǎn)損失，要保證擔(dān)保業(yè)務(wù)穩(wěn)健發(fā)展，擔(dān)保公司就要具備相應(yīng)的風(fēng)險(xiǎn)管理能力，這是決定擔(dān)保公司持續(xù)發(fā)展的根本。研究擔(dān)保公司風(fēng)險(xiǎn)控制能力，完善公司風(fēng)險(xiǎn)控制體系，是擔(dān)保公司提高其核心競爭力的關(guān)鍵。 本文基于全面風(fēng)險(xiǎn)管理的框架，借鑒了銀行業(yè)新資本協(xié)議的一些風(fēng)險(xiǎn)管理經(jīng)驗(yàn)，運(yùn)用現(xiàn)代風(fēng)險(xiǎn)管理技術(shù)與方法，對住房置業(yè)擔(dān)保行業(yè)的風(fēng)險(xiǎn)管理理論與應(yīng)用技術(shù)進(jìn)行了創(chuàng)新。不僅如此，本文會(huì)立足于行業(yè)自身發(fā)展，滿足公司內(nèi)部管理需求的同時(shí)，更要服務(wù)于全行業(yè)，在全行業(yè)內(nèi)進(jìn)行推廣。 本文首先結(jié)合擔(dān)保風(fēng)險(xiǎn)管理理論，闡述了津房置業(yè)擔(dān)保公司的發(fā)展歷程并介紹其擔(dān)保業(yè)務(wù)的發(fā)展情況，，然后通過分析我國目前擔(dān)保公司經(jīng)營環(huán)境現(xiàn)狀和擔(dān)保公司的風(fēng)險(xiǎn)管理能力，從中逐層分析存在的主要問題，再分析擔(dān)保公司面臨的風(fēng)險(xiǎn)種類與特征，建立擔(dān)保公司風(fēng)險(xiǎn)監(jiān)控指標(biāo)體系和擔(dān)保公司防范化解風(fēng)險(xiǎn)體系，參考國內(nèi)外的風(fēng)險(xiǎn)管理理論和方法，完善公司擔(dān)保風(fēng)險(xiǎn)管理體系，使擔(dān)保公司具備風(fēng)險(xiǎn)識別、風(fēng)險(xiǎn)防范和控制的能力。
[Abstract]:Because of the rapid development of the industry scale of the guarantee companies in our country, the level of risk management ability has not developed proportionally in the process of its high-speed development, and the guarantee business has the risk of high compensation rate. There is a large risk loss in the business of the guarantee company. To ensure the steady development of the guarantee business, the guarantee company must have the corresponding risk management ability. This is the basis of the sustainable development of the guarantee company, and the key to improve the core competitiveness of the guarantee company is to study the risk control ability of the guarantee company and perfect the risk control system of the company. Based on the framework of comprehensive risk management, this paper uses modern risk management techniques and methods for reference from the experience of risk management in the new capital agreement of the banking industry. This paper innovates the risk management theory and applied technology of the home purchase guarantee industry. Not only that, this paper will be based on the development of the industry itself, to meet the internal management needs of the company, but also to serve the whole industry. Promote in the whole industry. Based on the theory of guarantee risk management, this paper first expounds the development course of Jinfang property guarantee Company and introduces the development of its guarantee business. Then through the analysis of the current situation of our country's guarantee company operating environment and the risk management ability of the guarantee company, the main problems are analyzed layer by layer, and then the types and characteristics of the risk faced by the guarantee company are analyzed. Establish the guarantee company risk monitoring index system and guarantee company guard against and resolve the risk system, refer to the domestic and foreign risk management theory and method, perfect the company guarantee risk management system, so that the guarantee company has the risk identification. Ability to prevent and control risks.
【學(xué)位授予單位】：天津大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.39;F272.3

【參考文獻(xiàn)】

相關(guān)期刊論文 前1條

1 岑怡;;淺談?chuàng)９救绾谓档惋L(fēng)險(xiǎn)[J];知識經(jīng)濟(jì);2013年18期

本文編號：1363940