【摘要】：投資市場(chǎng)健康有序的發(fā)展是社會(huì)進(jìn)步和經(jīng)濟(jì)繁榮的重要保障,同時(shí)也和人民生活水平的提高有著千絲萬(wàn)縷的聯(lián)系,能否保障投資者的利益關(guān)系到投資市場(chǎng)的興衰,當(dāng)企業(yè)經(jīng)營(yíng)不善時(shí)董事責(zé)任險(xiǎn)恰好可以保障投資者的利益,減少投資者的損失。與發(fā)達(dá)國(guó)家相比,我國(guó)董事責(zé)任險(xiǎn)起步晚,法律不健全,社會(huì)普及程度不高。董事責(zé)任險(xiǎn)條款不符合國(guó)情,法律不健全,人們意識(shí)不足等成了董事責(zé)任險(xiǎn)發(fā)展的障礙。怎樣發(fā)展董事責(zé)任險(xiǎn)成了關(guān)系到投資者利益的重要問(wèn)題。發(fā)展董事責(zé)任險(xiǎn)可以保障投資者利益,減少公司債務(wù)壓力,有利于公司創(chuàng)新,社會(huì)平穩(wěn)發(fā)展。完善董事責(zé)任險(xiǎn)成了利國(guó)利民的大事,具有很重要的意義。本文除了緒論還包括四部分:第一部分闡述董事責(zé)任險(xiǎn)的發(fā)展概況、與相關(guān)法律、責(zé)任范圍、保費(fèi)考慮因素和發(fā)展的意義,第一份董事責(zé)任險(xiǎn)保單誕生于1930年,在英美等國(guó)最先得到認(rèn)可,之后在日本等國(guó)得到了發(fā)展,但發(fā)展也是比較曲折的,出現(xiàn)了股東訴訟被濫用等問(wèn)題。意義主要是從促進(jìn)創(chuàng)新、保護(hù)股東利益、加快法律法規(guī)完善、加強(qiáng)監(jiān)督等方面進(jìn)行闡述。第二部分闡述我國(guó)董事責(zé)任險(xiǎn)的現(xiàn)狀和問(wèn)題的分析,我國(guó)現(xiàn)在已經(jīng)有平安、華泰、美國(guó)美亞、中國(guó)人保等保險(xiǎn)公司推出董事責(zé)任險(xiǎn),但是截至2010年11月為止上市公司對(duì)該保險(xiǎn)的投保率大約有5%,而對(duì)比美國(guó)97%、新加坡88%,差距不可小視。問(wèn)題主要從公司治理結(jié)構(gòu)、責(zé)任與義務(wù)規(guī)定的不足、保險(xiǎn)部分條款的制定等方面進(jìn)行分析。第三部分主要通過(guò)對(duì)德國(guó)、美國(guó)、日本特點(diǎn)進(jìn)行分析從而得到啟示,比如證券民事賠償制度的完善、公司結(jié)構(gòu)的優(yōu)化和保險(xiǎn)合同的調(diào)節(jié)等。第四部分提出建議,包括保護(hù)股東權(quán)利和防止濫用權(quán)力相結(jié)合、合理分擔(dān)訴訟費(fèi)用和加強(qiáng)對(duì)董事責(zé)任險(xiǎn)的宣傳力度等方面。
[Abstract]:The healthy and orderly development of the investment market is an important guarantee for social progress and economic prosperity. At the same time, it is inextricably linked with the improvement of people's living standards. Whether or not the interests of investors can be guaranteed is related to the rise and fall of the investment market. The directors' liability insurance can protect the investors' interests and reduce the investors' losses when the business is not well-run. Compared with developed countries, directors' liability insurance of our country starts late, the law is not perfect, and the degree of social popularization is not high. The provisions of directors' liability insurance do not accord with the national conditions, the law is not perfect, and people's consciousness is not enough, which has become the obstacle to the development of directors' liability insurance. How to develop director liability insurance has become an important issue related to the interests of investors. The development of director liability insurance can protect the interests of investors, reduce the corporate debt pressure, is conducive to corporate innovation, stable development of the society. It is of great significance to perfect the liability insurance of directors for the benefit of the country and the people. In addition to the introduction, this article also includes four parts: the first part describes the development of directors liability insurance, and related laws, scope of responsibility, premium considerations and the significance of development, the first director liability insurance policy was born in 1930, First recognized in the United Kingdom, the United States and other countries, then in Japan and other countries have been developed, but the development is also more tortuous, such as the abuse of shareholder litigation and other issues. The significance is mainly from promoting innovation, protecting shareholders' interests, speeding up the perfection of laws and regulations, strengthening supervision and so on. The second part expounds the current situation and problems of directors' liability insurance in China. Now there are some insurance companies, such as Ping an, Huatai, American Asia, China people's Insurance and other insurance companies, which have introduced directors' liability insurance. But as of November 2010, the insurance coverage rate for listed companies was about 5 percent, compared with 97 percent in the United States and 88 percent in Singapore. The problems are mainly analyzed from the aspects of corporate governance structure, the deficiency of responsibilities and obligations, and the formulation of some insurance clauses. The third part mainly through the analysis of the characteristics of Germany, the United States, Japan to get inspiration, such as the improvement of civil compensation system, the optimization of corporate structure and the regulation of insurance contracts and so on. The fourth part puts forward some suggestions, including the combination of protection of shareholders' rights and prevention of abuse of power, reasonable sharing of litigation costs and strengthening of publicity on directors' liability insurance.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：F842.6

【參考文獻(xiàn)】

相關(guān)期刊論文 前2條

1 黃華均,劉玉屏;董事責(zé)任保險(xiǎn)——制度變遷的法律分析[J];河北法學(xué);2004年04期

2 岳然;;論獨(dú)立董事責(zé)任保險(xiǎn)制度在我國(guó)面臨的困境及原因[J];南方論刊;2007年04期

，

本文編號(hào)：2458522