本文選題：甘肅省 + 科技保險(xiǎn)��； 參考：《蘭州大學(xué)》2013年碩士論文

【摘要】：創(chuàng)新是多年來(lái)亙古不變的話題,科學(xué)技術(shù)也被認(rèn)為是第一生產(chǎn)力。高科技企業(yè)作為技術(shù)創(chuàng)新的載體,其發(fā)展對(duì)于地方經(jīng)濟(jì)的繁榮具有舉足輕重的作用。但是,企業(yè)的研發(fā)具有高風(fēng)險(xiǎn),它能導(dǎo)致企業(yè)的研發(fā)項(xiàng)目失敗并發(fā)生損失,從而妨礙技術(shù)創(chuàng)新。為解決科技企業(yè)創(chuàng)新風(fēng)險(xiǎn)大、創(chuàng)新動(dòng)力不足等問(wèn)題,2006年科技部會(huì)同中國(guó)保監(jiān)會(huì)聯(lián)合啟動(dòng)了科技保險(xiǎn)的試點(diǎn)工作,以期在“先試點(diǎn),后推廣”的原則下,完善科技保險(xiǎn)市場(chǎng),為我國(guó)自主創(chuàng)新提供風(fēng)險(xiǎn)保障。甘肅省作為科技欠發(fā)達(dá)地區(qū),其科技環(huán)境較差、高新技術(shù)產(chǎn)業(yè)化較低,更需要科技保險(xiǎn)的支持。但縱觀其科技保險(xiǎn)的發(fā)展歷程發(fā)現(xiàn),自萌芽探索至今,甘肅省科技保險(xiǎn)的開(kāi)展一直處于停滯狀態(tài),供給、需求及政府支持都明顯不足,對(duì)于科技風(fēng)險(xiǎn)的轉(zhuǎn)移作用也未能完全體現(xiàn)。因此探討科技保險(xiǎn)在甘肅省開(kāi)展的績(jī)效水平,分析其影響因素對(duì)于充分發(fā)揮科技保險(xiǎn)作用,進(jìn)而促進(jìn)區(qū)域創(chuàng)新具有重要意義。 本文的研究共分為六部分。第一章總體闡述了論文的研究背景與意義、研究綜述、研究思路及方法；第二章從科技保險(xiǎn)的內(nèi)涵、功能、特征及運(yùn)行模式的角度對(duì)其相關(guān)理論進(jìn)行了概述；第三章從甘肅省科技保險(xiǎn)發(fā)展歷程入手,以問(wèn)卷調(diào)研分析為依據(jù),從供給與需求兩個(gè)方面展現(xiàn)了甘肅省科技保險(xiǎn)發(fā)展現(xiàn)狀；第四章運(yùn)用DEA方法對(duì)2006-2011年的甘肅省科技保險(xiǎn)的績(jī)效進(jìn)行了測(cè)算。結(jié)果顯示,總體績(jī)效水平較差,總產(chǎn)出水平明顯不足；第五章基于測(cè)算結(jié)論,論文從宏觀和參與主體兩個(gè)角度探究了影響甘肅省科技保險(xiǎn)績(jī)效的因素；第六章針對(duì)影響因素,論文從發(fā)揮政府引導(dǎo)作用、提高保險(xiǎn)公司科技保險(xiǎn)供給水平和提供高新技術(shù)企業(yè)的科技保險(xiǎn)利用度三個(gè)角度,提出了提升甘肅省科技保險(xiǎn)績(jī)效水平的對(duì)策建議。
[Abstract]:Innovation has been a constant topic for many years, and science and technology are regarded as the first productive forces. As the carrier of technological innovation, high-tech enterprises play an important role in the prosperity of local economy. However, enterprise R & D has high risk, which can lead to the failure and loss of R & D projects, thus hindering technological innovation. In order to solve the problems of high innovation risk and insufficient innovation power of science and technology enterprises, in 2006, the Ministry of Science and Technology and the China Insurance Regulatory Commission jointly launched the pilot work of science and technology insurance, with a view to perfecting the scientific and technological insurance market under the principle of "pilot first, then popularized". To provide risk protection for independent innovation in China. Gansu Province, as an underdeveloped area of science and technology, has a poor scientific and technological environment and a low industrialization of high and new technology, so it needs the support of science and technology insurance. However, looking at the development of science and technology insurance in Gansu Province, it is found that the development of science and technology insurance in Gansu Province has been in a stagnant state since its budding exploration, and the supply, demand and government support are obviously insufficient. For the transfer of scientific and technological risks can not be fully reflected. Therefore, it is of great significance to explore the performance level of S & T insurance in Gansu Province and analyze its influencing factors to give full play to the role of S & T insurance and promote regional innovation. This paper is divided into six parts. The first chapter describes the research background and significance of the thesis, research review, research ideas and methods, the second chapter from the connotation, function, characteristics and operating mode of science and technology insurance related theories are summarized. The third chapter starts with the development course of science and technology insurance in Gansu Province, based on the questionnaire investigation and analysis, shows the development status of science and technology insurance in Gansu Province from the two aspects of supply and demand. The fourth chapter uses DEA method to measure the performance of Gansu science and technology insurance in 2006-2011. The results show that the overall performance level is poor, the total output level is obviously insufficient; the fifth chapter is based on the calculation conclusions, the paper from the macro and participants two angles to explore the impact of Gansu Province science and technology insurance performance factors; This paper puts forward the countermeasures and suggestions to improve the performance of science and technology insurance in Gansu Province from the three angles of giving play to the role of government guidance, improving the supply level of science and technology insurance of insurance companies and providing the utilization of science and technology insurance of high-tech enterprises.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F842.7

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