本文選題：農(nóng)作物種植業(yè) + 風險轉移��； 參考：《西南財經(jīng)大學》2013年碩士論文

【摘要】：在農(nóng)業(yè)生產(chǎn)和農(nóng)村經(jīng)濟發(fā)展過程中,農(nóng)作物種植一直是我國農(nóng)業(yè)收入和人民生活的主要來源之一,其中稻谷、小麥、玉米等糧食作物關乎國計民生。但是,我國的農(nóng)作物種植業(yè)卻面臨著包括自然風險、市場經(jīng)濟風險和環(huán)境風險等諸多風險,在一定程度上影響了我國農(nóng)業(yè)收入及農(nóng)民種植的積極性。其中,自然風險的影響尤為突出,另外,由于農(nóng)作物種植業(yè)生長周期和生長環(huán)境特殊性以及其生命性,在農(nóng)作物種植過程中還面臨種子風險、各類病蟲害風險、市場價格變動風險等。農(nóng)作物種植業(yè)所面臨的各類中,自然風險風險的發(fā)生是不可控制和預測的,其他風險有一定的可控性。這些風險的發(fā)生具有一定的偶然性和必然性,給農(nóng)村種植業(yè)帶來損失也就具有一定的必然性,要徹底杜絕、避免此風險是無法實現(xiàn)的。因此,怎樣來降低由此給農(nóng)民帶來的損失,保障農(nóng)民生產(chǎn)的積極性,給農(nóng)業(yè)一個穩(wěn)定的生產(chǎn)環(huán)境,為我國三農(nóng)政策的貫徹實施起到一定輔助作用是擺在我們面前的一個刻不容緩的任務。利用保險其具有分散風險、防災防損、分攤損失及損失補償?shù)穆毮芙鉀Q這個問題,是有效途徑之一。2004年中央一號文件《中共中央國務院關于促進農(nóng)民增加收入若干政策的意見》中首次提出“建立政策性農(nóng)業(yè)保險制度,選擇部分產(chǎn)品和地區(qū)進行試點”。四川省成為首批農(nóng)作物種植業(yè)保險試點省份,農(nóng)作物種植業(yè)保險試點工作在成都、內(nèi)江、眉山等地開展起來。2007年,中央政策性農(nóng)業(yè)保險試點方案出臺,農(nóng)作物種植業(yè)保險試點工作在全省逐步鋪開。經(jīng)過多年的實踐,四川農(nóng)作物種植業(yè)保險發(fā)展取得了一定的成效,但農(nóng)作物種植業(yè)保險有效需求與供給不足等方面還存在諸多問題需要解決。 本文試圖通過對影響農(nóng)作物種植諸多因素分析、農(nóng)作物種植業(yè)風險管理工具的分析、農(nóng)作物種植業(yè)保險模式分析,結合日本、美國、加拿大的農(nóng)作物保險經(jīng)營管理模式借鑒,提出了適合我國國情的農(nóng)作物種植業(yè)保險模式。本論文主要從四個方面進行了系統(tǒng)的論述：第一,論述了選題的背景和意義以及國內(nèi)外農(nóng)業(yè)保險、農(nóng)作物種植業(yè)保險的相關研究,為本論文提供一定的理論依據(jù)。第二,對農(nóng)作物種植業(yè)保險基礎理論進行分析,主要對農(nóng)作物種植業(yè)風險和農(nóng)作物種植業(yè)保險的概念、特征和種類進行界定,指出農(nóng)作物種植業(yè)風險和農(nóng)作物種植業(yè)保險的特殊性,并對農(nóng)作物種植業(yè)風險管理工具和農(nóng)作物保險模式進行比較介紹。第三,對國外農(nóng)作物種植業(yè)保險的發(fā)展模式進行了分析。主要介紹美國、日本、加拿大農(nóng)作物種植業(yè)保險模式,并通過他們的模式對比分析及對我國的啟示,提出農(nóng)作物種植業(yè)保險的模式走向,即政府、商業(yè)保險公司和農(nóng)作物種植業(yè)參與者的結合。最后以四川省為例,對四川農(nóng)作物種植業(yè)的資源、面臨的主要風險、農(nóng)作物保險現(xiàn)狀、農(nóng)作物保險存在的問題進行深入分析,并在此基礎上提出適合我國農(nóng)作物種植業(yè)保險的模式。
[Abstract]:In the process of agricultural production and rural economic development, crop planting has always been one of the main sources of agricultural income and people's life, among which grain crops such as rice, wheat and corn are related to the national economy and people's livelihood. However, the crop planting industry in China faces many risks, such as natural risk, market economy risk and environmental risk, etc. To a certain extent, it affects the agricultural income and the enthusiasm of farmers in China. Among them, the impact of natural risk is particularly prominent. In addition, due to the growth cycle and the particularity of the growth environment and its life, the crop planting is also faced with the risk of seed wind, the risk of various diseases and insect pests, the risk of market price change and so on. In the various types of crop planting, the occurrence of natural risk risk is not controlled and predicted, and other risks have certain controllability. The occurrence of these risks has certain contingency and inevitability. It is inevitable to bring losses to the rural planting industry, and it is impossible to avoid this risk. Therefore, how to reduce the loss caused by the peasants, guarantee the enthusiasm of the farmers, give a stable production environment to agriculture, and carry out a certain auxiliary role for the implementation of the policy of China's agriculture, agriculture and agriculture is an urgent task before us. One of the effective ways to solve this problem is one of the effective ways to solve this problem. The Central Committee of the Central Committee of the Communist Party of China (CPC Central Committee and State Council) on Promoting Farmers' income policy in.2004, first proposed "the establishment of a policy based agricultural insurance system, the selection of some products and areas for pilot". Sichuan became the first batch of crop planting insurance. Pilot provinces, crop planting insurance pilot work in Chengdu, Neijiang, Meishan and other places to carry out.2007 years, the central policy of agricultural insurance pilot project was introduced, crop planting insurance pilot work in the province gradually spread out. After years of practice, the development of agricultural plant planting insurance in Sichuan has achieved certain results, but crops There are still many problems to be solved in the aspects of effective insurance demand and insufficient supply.
This paper attempts to analyze the risk management tools of crop planting, analyze the crop planting risk management tools, analyze the model of crop planting insurance, combine the model of crop insurance management in Japan, the United States and Canada, and put forward the crop planting insurance model suitable for the national conditions of our country. This paper is mainly from four First, the paper discusses the background and significance of the topic and the related research on agricultural insurance and crop planting insurance at home and abroad, and provides some theoretical basis for this paper. Second, the basic theory of crop planting insurance is analyzed, mainly on crop planting risk and crop planting industry. The concept, characteristics and types of insurance are defined, the risks of crop planting and the particularity of crop planting insurance are pointed out, and the risk management tools of crop planting and the model of crop insurance are compared. Third, the development mode of crop insurance in foreign countries is analyzed. Taking the model of big crop planting insurance, and through the comparison and analysis of their model and the enlightenment to our country, the model trend of crop planting insurance is put forward, that is, the combination of the government, the Business insurance company and the participants of the crop planting industry. Finally, taking Sichuan as an example, the main risks to the crop planting industry in Sichuan, the agricultural work The current situation of crop insurance and the problems existing in crop insurance are deeply analyzed, and on this basis, a model suitable for crop planting insurance in China is put forward.
【學位授予單位】：西南財經(jīng)大學
【學位級別】：碩士
【學位授予年份】：2013
【分類號】：F842.66

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