本文選題：償付能力 + 償付能力監(jiān)管　； 參考：《廣西大學(xué)》2013年碩士論文

【摘要】：償付能力一直是各國保險(xiǎn)監(jiān)管的核心內(nèi)容,主要是因?yàn)楸ｋU(xiǎn)公司的償付能力充足與否關(guān)系到保險(xiǎn)公司的發(fā)展以及消費(fèi)者的切身利益。保險(xiǎn)公司償付能力充足不僅使被保險(xiǎn)人可以得到切實(shí)可靠的保障,保險(xiǎn)公司也可以持續(xù)健康的發(fā)展；償付能力不足則會(huì)對(duì)整個(gè)國民經(jīng)濟(jì)的正常運(yùn)轉(zhuǎn)和社會(huì)穩(wěn)定產(chǎn)生巨大的破壞作用。為了保護(hù)消費(fèi)者的權(quán)益,避免保險(xiǎn)公司因償付能力不足而出現(xiàn)無法履約的情況,保險(xiǎn)監(jiān)督管理機(jī)構(gòu)對(duì)保險(xiǎn)公司的償付能力必須進(jìn)行有效監(jiān)管。 償付能力監(jiān)管作為保險(xiǎn)監(jiān)管的核心,是各國保險(xiǎn)監(jiān)管的重要內(nèi)容,為了順應(yīng)市場的需求和國際監(jiān)管的發(fā)展,我國正在構(gòu)建第二代償付能力監(jiān)管體系。本文試圖通過對(duì)歐Ⅱ償付能力監(jiān)管的研究,對(duì)我國第二代償付能力的建設(shè)提出建議。 本文一共包含五個(gè)章節(jié),第一章導(dǎo)論部分,主要是通過對(duì)償付能力監(jiān)管現(xiàn)狀研究情況的綜述來引出本文寫作的目的和內(nèi)容；第二章是償付能力監(jiān)管相關(guān)理論及改革趨勢,首先介紹了償付能力監(jiān)管的基本理論,然后介紹了其監(jiān)管方式以及國際償付能力監(jiān)管改革情形；第三章介紹我國償付能力監(jiān)管情況,首先回顧了我國償付能力監(jiān)管的發(fā)展歷程,其次介紹了我國償付能力監(jiān)管現(xiàn)狀以及其存在的問題進(jìn)行了分析,最后說明我國進(jìn)行償付能力改革的必然性；第四章對(duì)歐盟償付能力監(jiān)管情況進(jìn)行了分析,首先介紹了歐盟償付能力標(biāo)準(zhǔn)Ⅰ內(nèi)容,分析其優(yōu)點(diǎn)和不足,進(jìn)而引出了盟最近償付能力監(jiān)管改革成果—solvency Ⅱ,最后分析歐Ⅱ之于我國的可借鑒之處；第五章構(gòu)建第二代償付能力監(jiān)管體系及建議,首先,介紹了我國正在構(gòu)建的第二代償付能力監(jiān)管體系,然后介紹了該體系的特點(diǎn),最后經(jīng)過分析提出了相關(guān)建議。
[Abstract]:Solvency has always been the core content of insurance regulation in various countries, mainly because whether the solvency of insurance companies is sufficient or not is related to the development of insurance companies and the vital interests of consumers. The sufficient solvency of the insurance company not only enables the insured to get reliable protection, but also the insurance company can continue to develop healthily; The insufficiency of solvency will destroy the normal operation and social stability of the whole national economy. In order to protect the rights and interests of consumers and avoid the failure of the insurance company to perform due to its insufficient solvency, the insurance supervisory and regulatory body must supervise the solvency of the insurance company effectively. Solvency regulation, as the core of insurance supervision, is an important part of insurance regulation in various countries. In order to meet the needs of the market and the development of international regulation, our country is constructing the second generation solvency supervision system. This paper attempts to put forward some suggestions on the construction of the second generation solvency of our country through the research on the supervision of Euro II solvency. This paper consists of five chapters, the first chapter is the introduction, mainly through the review of the current situation of solvency regulation to lead to the purpose and content of this paper; the second chapter is the solvency regulation related theory and reform trend. This paper first introduces the basic theory of solvency supervision, then introduces its supervision mode and international solvency supervision reform, the third chapter introduces the situation of solvency supervision in China, first reviews the development course of solvency supervision in China. Secondly, it introduces the current situation of solvency regulation in China and its existing problems, and finally explains the inevitability of solvency reform in China. Firstly, this paper introduces the content of European Union solvency Standard I, analyzes its advantages and disadvantages, and then leads to the recent reform of solvency regulation in the Union-Solvency 鈪，

本文編號(hào)：2071061