本文選題：城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管 + 基金監(jiān)管體系�。� 參考：《湘潭大學(xué)》2014年碩士論文

【摘要】：2014年2月國(guó)務(wù)院決定，建立統(tǒng)一的城鄉(xiāng)居民養(yǎng)老保險(xiǎn)制度,將已經(jīng)實(shí)現(xiàn)基本覆蓋的新型農(nóng)村社會(huì)養(yǎng)老保險(xiǎn)和城鎮(zhèn)居民社會(huì)養(yǎng)老保險(xiǎn)合并，在全國(guó)范圍內(nèi)統(tǒng)一實(shí)施。隨著城鄉(xiāng)居民養(yǎng)老保險(xiǎn)制度覆蓋面的擴(kuò)大，累積基金數(shù)額不斷增長(zhǎng)，面對(duì)如此數(shù)額龐大的城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金，，如何實(shí)施有效的監(jiān)督管理以確�；鸬耐暾桶踩ＷC參保居民利益不受損害，對(duì)城鄉(xiāng)居民養(yǎng)老保險(xiǎn)制度的穩(wěn)定、社會(huì)經(jīng)濟(jì)的可持續(xù)發(fā)展及參保居民未來(lái)的保障都有著至關(guān)重要的意義。本文從城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管現(xiàn)狀入手，探討分析存在的問(wèn)題，并借鑒國(guó)外基金監(jiān)管經(jīng)驗(yàn)，結(jié)合我國(guó)的實(shí)際情況，對(duì)城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管提出對(duì)策建議。 本文首先介紹了城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管的重要性、主要內(nèi)容、基金監(jiān)管體系等基本理論，并闡述了與城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管相關(guān)的理論；然后提出了城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管存在的問(wèn)題，并對(duì)原因進(jìn)行了分析；總結(jié)了當(dāng)前國(guó)際社會(huì)保險(xiǎn)基金監(jiān)管的主要模式及發(fā)展趨勢(shì)，借鑒國(guó)際社會(huì)保險(xiǎn)基金監(jiān)管的豐富經(jīng)驗(yàn)并結(jié)合我國(guó)國(guó)情，提出健全與完善城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管的對(duì)策。主要研究?jī)?nèi)容有：如何加強(qiáng)城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管的法制建設(shè)，制定有針對(duì)性的監(jiān)管法律，并完善信息披露制度及基金反欺詐法等相關(guān)法律，確保城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管有法可依，有法必依；如何完善當(dāng)前城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管體系，加強(qiáng)權(quán)力機(jī)關(guān)監(jiān)督、審計(jì)監(jiān)督和社會(huì)監(jiān)督，拆分城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金的投資管理權(quán)和監(jiān)管權(quán)，防止基金在管理及運(yùn)營(yíng)過(guò)程中遭遇違規(guī)操作，確�；鸢踩�；如何優(yōu)化城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金的方式及手段，加快電子化監(jiān)管建設(shè)、提高監(jiān)管人員素質(zhì)的同時(shí)，建立信息公開(kāi)平臺(tái)，創(chuàng)新社會(huì)監(jiān)督方式。其中，對(duì)城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管體系的完善，是城鄉(xiāng)居民養(yǎng)老保險(xiǎn)基金監(jiān)管體制改革的重中之重，也是本文重點(diǎn)研究的對(duì)象。
[Abstract]:In February 2014, the State Council decided to establish a unified old-age insurance system for urban and rural residents. The new type of rural social old-age insurance, which has already been basically covered, will be merged with the urban and rural residents' social old-age insurance, which will be implemented uniformly throughout the country. With the expansion of the coverage of pension insurance system for urban and rural residents, the amount of accumulated funds is increasing. In the face of such a large amount of pension insurance funds for urban and rural residents, how to implement effective supervision and management to ensure the integrity and safety of the fund, It is of great significance for the stability of urban and rural residents' pension insurance system, the sustainable development of social economy and the future protection of residents to ensure that the interests of the insured residents are not damaged. Starting with the present situation of the supervision of urban and rural residents' pension insurance funds, this paper discusses and analyzes the existing problems, and draws lessons from the experience of foreign funds supervision, and combines the actual situation of our country, and puts forward some countermeasures and suggestions for the supervision of urban and rural residents' pension insurance funds. This paper first introduces the importance of the supervision of urban and rural residents pension insurance fund, the main content, the fund supervision system and other basic theories, and expounds the relevant theories related to the supervision of urban and rural residents pension insurance fund; Then it puts forward the problems existing in the supervision of urban and rural residents' pension insurance fund, and analyzes the reasons, summarizes the main models and development trends of the current international social insurance fund supervision. Referring to the rich experience of international social insurance fund supervision and combining with the national conditions of our country, this paper puts forward some countermeasures to perfect and perfect the supervision of urban and rural residents' pension insurance fund. The main research contents are as follows: how to strengthen the legal construction of the supervision of urban and rural residents' pension insurance funds, to formulate targeted regulatory laws, and to improve the information disclosure system and the fund anti-fraud law and other relevant laws, To ensure that the supervision of pension insurance funds for urban and rural residents is governed by laws and laws; how to improve the current supervision system of pension insurance funds for urban and rural residents, and how to strengthen supervision by power organs, audit supervision and social supervision, To split up the investment management and supervision rights of urban and rural residents' pension insurance funds, to prevent the fund from meeting irregularities in the course of management and operation, and to ensure the safety of the funds; how to optimize the ways and means of urban and rural residents' pension insurance funds, Speed up the construction of electronic supervision, improve the quality of supervisors, at the same time, establish an open information platform, and innovate the way of social supervision. Among them, the perfection of the supervision system of urban and rural residents' pension insurance fund is the most important part of the reform of the supervision system of urban and rural residents' pension insurance fund, and is also the object of this paper.
【學(xué)位授予單位】：湘潭大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：F842.67

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