本文選題：股權(quán)結(jié)構(gòu) + 前沿效率�。� 參考：《廈門大學》2014年碩士論文

【摘要】：伴隨著我國保險業(yè)的高速增長,我國壽險公司的股權(quán)結(jié)構(gòu)也經(jīng)歷著一系列的改革。與此同時,我國壽險公司股權(quán)結(jié)構(gòu)對效率的貢獻逐漸成為人們關(guān)注的重要問題。不同股權(quán)結(jié)構(gòu)的安排對其經(jīng)濟主體的行為和績效會產(chǎn)生重要的影響。因此,探索我國壽險公司股權(quán)結(jié)構(gòu)與效率的關(guān)系成為值得深入研究的課題,它將為分析我國壽險公司效率問題提供一個新視角。 本文以2003-2012年我國30家壽險公司共247組數(shù)據(jù)為研究樣本,運用SFA方法實證分析了我國壽險公司股權(quán)結(jié)構(gòu)與效率的關(guān)系。在研究中采用超越對數(shù)成本函數(shù),分別構(gòu)建了我國壽險公司隨機前沿成本效率和利潤效率模型,將壽險公司的無效率項設(shè)成一組效率影響因素和隨機因素的函數(shù),更為準確的分析了股權(quán)結(jié)構(gòu)對我國壽險公司成本效率和利潤效率的影響,得出的主要結(jié)論如下： (1)從模型的實證結(jié)果來看,股權(quán)性質(zhì)對我國壽險公司的利潤效率有顯著影響,較為顯著的是合資性質(zhì)對我國壽險公司利潤效率有正面影響,而股權(quán)性質(zhì)對成本效率無顯著影響；股權(quán)集中度對我國壽險公司的成本效率和利潤效率均有顯著影響,較為顯著的是絕對控股模式對我國壽險公司成本效率和利潤效率有正面影響。 (2)從不同股權(quán)性質(zhì)壽險公司的效率對比分析來看,我國國有壽險公司平均成本效率最高,平均利潤效率最低；合資壽險公司與之相反,且平均利潤效率的優(yōu)勢越來越明顯；民營壽險公司的平均成本效率有穩(wěn)步上升的趨勢。 (3)從不同股權(quán)集中度壽險公司的效率對比分析來看,我國相對控股壽險公司平均利潤效率在近幾年反超絕對控股壽險公司居于首位,平均成本效率也有所上升；絕對控股壽險公司的平均成本效率最高,但波動幅度較大,平均利潤效率急劇下降至最低水平;分散控股壽險公司的平均成本效率有明顯上升趨勢。
[Abstract]:With the rapid growth of China's insurance industry, the ownership structure of life insurance companies in China is undergoing a series of reforms. At the same time, the contribution of equity structure to efficiency of life insurance companies has gradually become an important issue. The arrangement of different ownership structure will have an important influence on the behavior and performance of its economic subjects. Therefore, exploring the relationship between equity structure and efficiency of life insurance companies in China has become a subject worthy of further study, which will provide a new perspective for analyzing the efficiency of life insurance companies in China. Based on 247 sets of data of 30 life insurance companies in China from 2003 to 2012, this paper empirically analyzes the relationship between equity structure and efficiency of life insurance companies by using SFA method. In the study, the model of stochastic frontier cost efficiency and profit efficiency of Chinese life insurance companies is constructed by using the transcendental logarithmic cost function, and the inefficient term of life insurance companies is set up as a set of functions of factors affecting efficiency and random factors. More accurate analysis of the impact of equity structure on the cost efficiency and profit efficiency of life insurance companies in China, the main conclusions are as follows: 1) from the empirical results of the model, the nature of equity has a significant impact on the profit efficiency of life insurance companies in China, the equity nature has a positive impact on the profit efficiency of life insurance companies in China, but the nature of equity has no significant effect on the cost efficiency. Ownership concentration has a significant impact on the cost efficiency and profit efficiency of life insurance companies in China, and the absolute holding mode has a positive impact on the cost efficiency and profit efficiency of life insurance companies in China. (2) from the comparative analysis of the efficiency of life insurance companies with different equity properties, the average cost efficiency and average profit efficiency of the state-owned life insurance companies in China are the highest and the average profit efficiency is the lowest, and the advantages of the average profit efficiency of the joint-venture life insurance companies are becoming more and more obvious. The average cost efficiency of private life insurance companies has a steady upward trend. (3) from the comparative analysis of the efficiency of the life insurance companies with different ownership concentration, the average profit efficiency of the relative holding life insurance companies in our country is in the first place in recent years, and the average cost efficiency has also increased. The average cost efficiency of the absolute holding life insurance company is the highest, but the fluctuation is large, the average profit efficiency drops to the lowest level, and the average cost efficiency of the decentralized holding life insurance company has an obvious upward trend.
【學位授予單位】：廈門大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：F842.3;F275

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本文編號：1781992