本文選題：全國統(tǒng)籌　切入點(diǎn)：給付水平　出處：《遼寧大學(xué)》2014年碩士論文

【摘要】：養(yǎng)老保險制度在我國發(fā)展已有很長的一段時間了，實(shí)施的效果非常明顯，給人們退休后的生活帶來了一定的保障，排除了勞動者的后顧之憂，可以說是一項(xiàng)惠及民生的好政策。人們對養(yǎng)老保險的依賴程度也逐漸的提高，在茶余飯后議論此話題的頻率也不斷升高，特別在當(dāng)下，養(yǎng)老金正按照計(jì)劃隨著我國經(jīng)濟(jì)的發(fā)展?jié)u進(jìn)的提高，更加強(qiáng)了人們的安全感與幸福感，從而提升了勞動者參與養(yǎng)老保險的積極性，為養(yǎng)老保險可持續(xù)發(fā)展奠定了良好的基礎(chǔ)。然而我國養(yǎng)老保險制度的發(fā)展還處于初級階段，存在的一些問題與弊端是不容忽視的，其中統(tǒng)籌層次低就是其中一個大的缺陷，，統(tǒng)籌層次的高低直接影響到養(yǎng)老保險的公平性、有效性以及可持續(xù)性等等，所以要盡快想辦法提高養(yǎng)老保險的統(tǒng)籌層次。 養(yǎng)老保險統(tǒng)籌層次的提升可以更好的實(shí)現(xiàn)養(yǎng)老保險的收入再分配功能，而統(tǒng)籌層次提升首先要處理好的問題就是新的收入再分配對不同地區(qū)生活水平等的影響及程度，此影響將決定養(yǎng)老保險全國統(tǒng)籌的實(shí)施方案等一系列相關(guān)問題。 本文從基礎(chǔ)養(yǎng)老金計(jì)發(fā)辦法入手，分析養(yǎng)老保險省級統(tǒng)籌前后的給付水平及再分配力度，再借鑒其成功經(jīng)驗(yàn)，考慮到統(tǒng)籌層次提升前后的社平工資及其增長率的差值，運(yùn)用對個人、省及全國工資逐步均衡的方法，模擬養(yǎng)老保險全國統(tǒng)籌四種方案，并對其給付水平進(jìn)行測算，然后運(yùn)用本文的核心系數(shù)，即養(yǎng)老保險全國統(tǒng)籌給付水平收入再分配系數(shù)，對四種方案進(jìn)行測算，總結(jié)出統(tǒng)籌層次提升收入再分配的運(yùn)行原理，最后結(jié)合實(shí)際提出全國統(tǒng)籌最優(yōu)方案，即基礎(chǔ)養(yǎng)老金待遇計(jì)算基數(shù)為職工個人指數(shù)化工資與全國平均工資的平均數(shù)，并在此基礎(chǔ)上提出了相關(guān)配套對策建議，縮小了各地區(qū)利益差距，突出了養(yǎng)老保險收入再分配功能，為養(yǎng)老保險全國統(tǒng)籌的實(shí)施提供了理論依據(jù)。
[Abstract]:The old-age insurance system has been developing for a long time in our country, and the effect of its implementation is very obvious. It has brought certain protection to people's life after retirement and eliminated the worries of workers. It can be said that it is a good policy to benefit the people's livelihood. People's dependence on old-age insurance is also gradually increasing, and the frequency of discussing this topic after a meal is constantly increasing, especially in the present, Pensions are increasing gradually with the development of China's economy in accordance with the plan, thus enhancing people's sense of security and happiness, thus increasing the enthusiasm of workers to participate in pension insurance. It has laid a good foundation for the sustainable development of the endowment insurance. However, the development of the endowment insurance system in China is still in the primary stage, and some problems and drawbacks can not be ignored, among which the low level of overall planning is one of the major defects. The level of overall planning has a direct impact on the fairness, effectiveness and sustainability of pension insurance, so we should find ways to improve the overall level of pension insurance as soon as possible. The promotion of the overall level of endowment insurance can better realize the function of income redistribution of pension insurance, and the first problem to be dealt with is the impact and extent of the new income redistribution on the living standards of different regions. This impact will determine the implementation of pension insurance as a whole, such as a series of related issues. Starting with the method of calculating and issuing basic pension, this paper analyzes the level of payment and redistribution of pension insurance before and after provincial planning, and draws lessons from its successful experience, taking into account the difference between the social average wage and its growth rate before and after the promotion of the overall planning level. By using the method of gradual equilibrium of individual, provincial and national wages, this paper simulates the four schemes of national overall planning of old-age insurance, and calculates the level of payment, and then applies the core coefficient of this paper. That is to say, the income redistribution coefficient of the level of pension insurance as a whole is calculated, and the operating principle of improving income redistribution at the overall planning level is summarized. Finally, the optimal plan of national overall planning is put forward in combination with the actual situation. That is, the basis of calculation of basic pension benefits is the average of the individual indexed wages of workers and the national average wage, and on this basis, the corresponding countermeasures and suggestions are put forward to narrow the interest gap in various regions. It highlights the function of income redistribution of endowment insurance, and provides a theoretical basis for the implementation of pension insurance as a whole.
【學(xué)位授予單位】：遼寧大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F842.67

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