【摘要】：隨著重慶城鎮(zhèn)化進程加快，尤其是重慶被設立為全國統(tǒng)籌城鄉(xiāng)綜合配套改革試驗區(qū)之后，城鎮(zhèn)化已成為當前重慶市經(jīng)濟發(fā)展的重要方面，這也引發(fā)了人們對城鎮(zhèn)化內(nèi)涵和動力的特別關(guān)注和研究。在城鎮(zhèn)化的演變過程中資金往往是起著舉足輕重的作用，金融作為現(xiàn)代社會資金融通的重要渠道，研究金融發(fā)展在城鎮(zhèn)化進程的作用也應該是我們所關(guān)注的問題。通過研究金融發(fā)展對城鎮(zhèn)化的作用，創(chuàng)造更好的金融環(huán)境，充分發(fā)揮金融對城鎮(zhèn)化建設的促進作用，解決城鎮(zhèn)化進程中的資金問題具有重要的現(xiàn)實意義。 本文從理論和實證兩個角度較為系統(tǒng)的分析了重慶市金融發(fā)展對城鎮(zhèn)化的作用。在理論方面，文章首先對有關(guān)金融發(fā)展和城鎮(zhèn)化關(guān)系的理論進行了梳理總結(jié)，并對金融發(fā)展理論和城鎮(zhèn)化理論作了簡要的概述。在此基礎上研究了金融發(fā)展對城鎮(zhèn)化進程的作用機制，提出了金融可以將更多的資金轉(zhuǎn)化為投資，提高資金的利用效率，為城鎮(zhèn)化建設提供資金支持；通過金融的資金支持，能夠促進城市基礎建設和產(chǎn)業(yè)結(jié)構(gòu)的調(diào)整以及中小企業(yè)的發(fā)展，進而增加對農(nóng)村剩余勞動力的需求，轉(zhuǎn)移農(nóng)村剩余勞動力。金融發(fā)展對城鎮(zhèn)化作用的渠道主要有下面三個方面：為城鎮(zhèn)化的基礎建設提供資金；為城鎮(zhèn)化進程中產(chǎn)業(yè)結(jié)構(gòu)調(diào)整優(yōu)化提供資金；為城鎮(zhèn)化進程中農(nóng)業(yè)的現(xiàn)代化提供資金。在實證方面，論文基于多變量的VAR模型，以金融相關(guān)率、金融結(jié)構(gòu)、中長期貸款比率、金融效率作為控制變量，利用單位根檢驗、協(xié)整檢驗和誤差修正模型檢驗對1990—2010年重慶市金融發(fā)展對城鎮(zhèn)化作用進行了研究。 實證研究結(jié)果表明：重慶市金融發(fā)展的規(guī)模、結(jié)構(gòu)改變以及效率的提高對城鎮(zhèn)化起著長期的促進作用，城鎮(zhèn)化進程與金融發(fā)展水平之間是一種長期的正相關(guān)關(guān)系,由此我們可以得出，在長期內(nèi)它們是同向發(fā)展變化的。金融發(fā)展程度的加深會導致城鎮(zhèn)化水平的提高，，進而推動城鎮(zhèn)化進程的加快。重慶市的金融發(fā)展與城鎮(zhèn)化之間存在著格蘭杰因果關(guān)系，并且這種關(guān)系在某種程度上不僅是單向的，即金融發(fā)展和城鎮(zhèn)化互為格蘭杰原因，但城鎮(zhèn)化進程對金融發(fā)展的影響在統(tǒng)計上并不顯著。 最后，論文提出了在城鎮(zhèn)化進程中，如何充分發(fā)揮金融促進作用的對策建議。
[Abstract]:With the acceleration of the urbanization process in Chongqing, especially after Chongqing was set up as a pilot area for overall urban-rural comprehensive reform, urbanization has become an important aspect of Chongqing's economic development. This has also caused people to the urbanization connotation and the motive force special attention and the research. In the process of urbanization, capital often plays an important role. As an important channel of financing in modern society, the study of the role of financial development in the process of urbanization should also be our concern. It is of great practical significance to study the effect of financial development on urbanization, to create a better financial environment, to give full play to the role of finance in promoting urbanization construction and to solve the problem of capital in the process of urbanization. This paper systematically analyzes the effect of Chongqing financial development on urbanization from both theoretical and empirical perspectives. In theory, the paper firstly summarizes the relationship between financial development and urbanization, and gives a brief overview of the theory of financial development and urbanization. On this basis, the paper studies the mechanism of financial development on the process of urbanization, and points out that finance can convert more funds into investment, improve the efficiency of capital utilization, and provide financial support for the construction of urbanization. It can promote the adjustment of urban infrastructure and industrial structure, as well as the development of small and medium-sized enterprises, and then increase the demand for rural surplus labor force and transfer rural surplus labor force. The main channels of financial development on urbanization are as follows: providing funds for the infrastructure of urbanization, optimizing the industrial structure in the process of urbanization, and providing funds for the modernization of agriculture in the process of urbanization. In the empirical aspect, based on the multivariable VAR model, the paper uses the financial correlation rate, financial structure, medium and long-term loan ratio, financial efficiency as the control variables, using the unit root test. Cointegration test and error correction model test are used to study the effect of financial development on urbanization in Chongqing from 1990 to 2010. The empirical results show that the scale, structure and efficiency of financial development in Chongqing play a long-term role in promoting urbanization, and there is a long-term positive correlation between the urbanization process and the level of financial development. From this we can conclude that in the long run they are developing in the same direction. The deepening of financial development will lead to the improvement of urbanization level, and then accelerate the process of urbanization. There is a Granger causality relationship between financial development and urbanization in Chongqing, and to some extent, the relationship is not only one-way, that is, financial development and urbanization are each other Granger reasons. However, the impact of urbanization on financial development is not statistically significant. Finally, the paper puts forward the countermeasures and suggestions on how to give full play to the role of financial promotion in the process of urbanization.
【學位授予單位】：重慶工商大學
【學位級別】：碩士
【學位授予年份】：2012
【分類號】：F224;F299.27;F832.7

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