發(fā)布時(shí)間：2018-04-03 22:31

  本文選題：商業(yè)銀行　切入點(diǎn)：股權(quán)結(jié)構(gòu)　出處：《西北大學(xué)》2012年碩士論文

【摘要】：隨著金融業(yè)的發(fā)展,商業(yè)銀行在國(guó)民經(jīng)濟(jì)中的作用越來(lái)越重要,而商業(yè)銀行現(xiàn)代企業(yè)制度的建立,對(duì)于商業(yè)銀行的發(fā)展則有著至關(guān)重要的作用。對(duì)我國(guó)而言,由于經(jīng)濟(jì)體制的特殊性,大多數(shù)商業(yè)銀行都是在計(jì)劃經(jīng)濟(jì)或者過(guò)渡期的背景下成長(zhǎng)起來(lái)的,一定程度上受到計(jì)劃經(jīng)濟(jì)的影響,加之我國(guó)商業(yè)銀行普遍上市時(shí)間較晚,股權(quán)結(jié)構(gòu)成為影響其績(jī)效的一個(gè)重要因素。 本文主要研究的就是我國(guó)商業(yè)銀行上市后股權(quán)結(jié)構(gòu)對(duì)其績(jī)效的影響。在理論上,從股權(quán)集中度和股東性質(zhì)兩個(gè)方面研究股權(quán)結(jié)構(gòu)對(duì)我國(guó)上市商業(yè)銀行的影響機(jī)制,認(rèn)為相對(duì)集中型的股權(quán)結(jié)構(gòu)對(duì)于商業(yè)銀行的績(jī)效提高最有效,而國(guó)家持股比例過(guò)高會(huì)導(dǎo)致銀行績(jī)效的降低。然后,以我國(guó)14家上市商業(yè)銀行的相關(guān)指標(biāo)為樣本數(shù)據(jù),運(yùn)用主成分分析的方法構(gòu)建了我國(guó)上市商業(yè)銀行績(jī)效的綜合指標(biāo),通過(guò)構(gòu)建面板數(shù)據(jù)模型來(lái)研究我國(guó)上市商業(yè)銀行股權(quán)結(jié)構(gòu)對(duì)績(jī)效的具體影響。通過(guò)實(shí)證檢驗(yàn)得出結(jié)論：我國(guó)上市商業(yè)銀行第一大股東的持股比例與銀行績(jī)效負(fù)相關(guān),股權(quán)制衡度與績(jī)效之間負(fù)相關(guān),前五大股東持股比例的平方和和前十大股東的持股比例都與銀行績(jī)效正相關(guān),前大股東中國(guó)家持股的比例與銀行績(jī)效之間負(fù)相關(guān),而前十大股東中境內(nèi)法人持股比例和外資持股比例則與績(jī)效正相關(guān)。最后,提出在股權(quán)結(jié)構(gòu)方面提高我國(guó)上市商業(yè)銀行績(jī)效的相關(guān)建議。
[Abstract]:With the development of financial industry, commercial banks play more and more important role in the national economy, and the establishment of modern enterprise system of commercial banks plays an important role in the development of commercial banks.For our country, because of the particularity of the economic system, most commercial banks have grown up under the background of planned economy or transitional period, and to some extent have been affected by planned economy.In addition, China's commercial banks generally listed late, equity structure has become an important factor affecting their performance.This paper mainly studies the influence of stock ownership structure on the performance of Chinese commercial banks after listing.Theoretically, the paper studies the influence mechanism of equity structure on Chinese listed commercial banks from two aspects of ownership concentration and shareholder nature, and considers that the relatively centralized ownership structure is the most effective for the performance improvement of commercial banks.And the excessive proportion of state-owned shares will lead to the decline of bank performance.Then, taking the relevant indexes of 14 listed commercial banks in China as the sample data, using the method of principal component analysis to construct the comprehensive index of the performance of the listed commercial banks in our country.Through the construction of panel data model to study the specific impact of listed commercial banks' equity structure on performance.The empirical results show that the proportion of the largest shareholders in listed commercial banks is negatively correlated with bank performance, and the degree of equity checks and balances is negatively correlated with performance.The sum of square of the top five shareholders and the proportion of the top ten shareholders are both positively related to bank performance, and the proportion of state ownership among the former major shareholders is negatively correlated with bank performance.The proportion of domestic legal person and foreign ownership is positively related to the performance of the top ten shareholders.Finally, the paper puts forward some suggestions to improve the performance of listed commercial banks in the aspect of equity structure.
【學(xué)位授予單位】：西北大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2012
【分類號(hào)】：F832.2

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