發(fā)布時(shí)間：2017-12-30 23:04

  本文關(guān)鍵詞：河南省涉農(nóng)中小企業(yè)融資需求問(wèn)題研究　出處：《鄭州大學(xué)》2017年碩士論文　論文類(lèi)型：學(xué)位論文

  更多相關(guān)文章： 涉農(nóng)中小企業(yè) 河南省 融資需求

【摘要】：農(nóng)業(yè)是國(guó)民經(jīng)濟(jì)中的一個(gè)重要的產(chǎn)業(yè)部門(mén),作為直接關(guān)乎國(guó)計(jì)民生的支柱產(chǎn)業(yè),農(nóng)業(yè)一直處于我國(guó)經(jīng)濟(jì)工作的重要位置,而其又屬于弱質(zhì)產(chǎn)業(yè),需要政府對(duì)其進(jìn)行支持和保護(hù)。自2004年以來(lái),“中央一號(hào)文件”連續(xù)13年聚焦“三農(nóng)”,扶持農(nóng)業(yè)的發(fā)展,足見(jiàn)農(nóng)業(yè)在我國(guó)經(jīng)濟(jì)建設(shè)中的重要地位。河南省是中國(guó)農(nóng)業(yè)第一大省,習(xí)近平總書(shū)記曾指出:“搞好河南農(nóng)業(yè),不僅可以支撐河南的經(jīng)濟(jì)社會(huì)發(fā)展,還能支援全國(guó)的改革和發(fā)展�！笨梢�(jiàn),河南省農(nóng)業(yè)的健康持續(xù)發(fā)展意義重大。然而傳統(tǒng)的農(nóng)業(yè)生產(chǎn)方式生產(chǎn)效率低下,農(nóng)產(chǎn)品質(zhì)量不高,很大程度上影響了農(nóng)民進(jìn)行農(nóng)業(yè)生產(chǎn)的收益,是實(shí)現(xiàn)河南省農(nóng)業(yè)現(xiàn)代化的一塊絆腳石。涉農(nóng)中小企業(yè)以其適度規(guī)模經(jīng)營(yíng)的生產(chǎn)經(jīng)營(yíng)方式和豐富多樣的產(chǎn)品和服務(wù)帶動(dòng)當(dāng)?shù)剞r(nóng)業(yè)的發(fā)展,已經(jīng)成為河南省農(nóng)業(yè)農(nóng)村發(fā)展中最活躍的經(jīng)濟(jì)主體,在解決“三農(nóng)”問(wèn)題方面有著不可取代的作用。但對(duì)于涉農(nóng)中小企業(yè)而言,資金是其開(kāi)展一系列生產(chǎn)經(jīng)營(yíng)活動(dòng)的基礎(chǔ)。雖然政府的政策不斷側(cè)重于農(nóng)業(yè)發(fā)展,但是河南省大多數(shù)中小企業(yè)在生產(chǎn)過(guò)程中的融資需求依然難以得到滿足。本文對(duì)河南省9個(gè)地市的涉農(nóng)中小企業(yè)進(jìn)行開(kāi)展了問(wèn)卷調(diào)查,就企業(yè)在融資需求方面的問(wèn)題進(jìn)行了調(diào)查以及數(shù)據(jù)統(tǒng)計(jì),問(wèn)卷內(nèi)容包括2015年企業(yè)的融資渠道、融資規(guī)模、融資意愿等方面,對(duì)省內(nèi)的涉農(nóng)中小企業(yè)的融資現(xiàn)狀有了一個(gè)深層次的了解,立足于企業(yè)融資需求的角度對(duì)其融資問(wèn)題進(jìn)行分析,通過(guò)定性分析與定量分析相結(jié)合的方式,結(jié)合涉農(nóng)中小企業(yè)的融資需求特點(diǎn),分析其融資意愿,測(cè)算出河南省涉農(nóng)中小企業(yè)在2016年將產(chǎn)生21189542.65萬(wàn)元的融資需求并存在2397521.59萬(wàn)元的資金缺口,融資需求依然無(wú)法得到有效的滿足。河南省涉農(nóng)中小企業(yè)的融資需求存在企業(yè)自身、資金供給主體、與政府三方面的問(wèn)題。改善河南省涉農(nóng)中小企業(yè)融資需求無(wú)法得到滿足的現(xiàn)狀,需要從企業(yè)自身、農(nóng)村金融環(huán)境以及政府三方面找出企業(yè)融資需求無(wú)法得到滿足的原因,并結(jié)合河南省涉農(nóng)中小企業(yè)的具體情況,提升企業(yè)自身的融資能力,改善企業(yè)的融資觀念,豐富農(nóng)村金融產(chǎn)品的供給,建立完善的涉農(nóng)信貸擔(dān)保體系,并強(qiáng)化政府對(duì)涉農(nóng)中小企業(yè)的支持力度和對(duì)農(nóng)村金融環(huán)境改善的引領(lǐng)作用。
[Abstract]:Agriculture is an important industry in the national economy, as the pillar industry is directly related to the beneficial to the people's livelihood has always been in an important position of agriculture, economic work of our country, and it also belongs to the weak industry, the need for government support and protection to it. Since 2004, the "central first document" for 13 consecutive years of focus "agriculture, support the development of agriculture, which shows the important position in the economic development of our country agriculture. Henan province is the largest province of agricultural China, general secretary Xi Jinping pointed out:" in Henan agriculture, can not only support Henan's economic and social development, but also support the reform and development of the country. Thus, the healthy and sustainable development the significance of agriculture in Henan province. However, the traditional mode of agricultural production and low production efficiency, the quality of agricultural products is not high, largely affected the farmers for agricultural production income, is the realization of Agriculture in Henan Province A stumbling block in modernization. Agricultural small and medium-sized enterprises with moderate scale operation of the production and operation mode and a variety of products and services to promote the development of local agriculture, has become the most active economic subject of agricultural and rural development in Henan Province, has an irreplaceable role in solving the problem. But for agriculture small and medium enterprises, capital is the basis to carry out a series of production and business activities. Although the government's policy to focus on the development of agriculture, but in the production process of the financing needs of the majority of small and medium-sized enterprises in Henan province is still difficult to be satisfied. In this paper, the agricultural small and medium-sized enterprises in 9 cities of Henan province were carried out on the questionnaire. Enterprises in the financing needs of the issues of investigation and statistics, the contents of the questionnaire include the 2015 enterprise financing channels, financing scale, financing intention etc., Have a deep understanding of the agricultural financing situation of small and medium-sized enterprises, analyses the financing problems based on the enterprise financing demand perspective, through the combination of qualitative analysis and quantitative analysis method, combined with the characteristics of agriculture related financing needs of small and medium-sized enterprises, analyzes its financing intention, calculate the Henan province agriculture relatedsmes in 2016 will produce 211 billion 895 million 426 thousand and 500 yuan of financing demand and there is a funding gap of $23 billion 975 million 215 thousand and 900, the financing demand is still can not be effectively met. Henan province agriculture related small and medium enterprises financing needs of their own existence, the main supply of funds, and the government three aspects. To improve the financing demand of Henan province agriculture related SMEs can not be met the need of from the enterprise itself, the three rural financial environment and find out the government financing needs cannot be met, and the combination of Henan Province The specific circumstances of the agricultural small and medium-sized enterprises, enhance their financing capacity, improve financing concept, enrich the rural financial products supply, establish and improve the agricultural credit guarantee system, and strengthen government support for agriculture related small and medium-sized enterprises and improve the rural financial environment in the leading role.

【學(xué)位授予單位】：鄭州大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類(lèi)號(hào)】：F324;F302.6

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