本文選題：開發(fā)性金融 + 融資工具創(chuàng)新　； 參考：《華中科技大學(xué)》2013年碩士論文

【摘要】：開發(fā)性金融作為政策性金融和商業(yè)金融之間的一種中間形態(tài)將在我國經(jīng)濟(jì)發(fā)展的過程中將長期存在。無論是發(fā)達(dá)國家還是發(fā)展中國家，都存在著大量財(cái)政難以顧及同時(shí)也是商業(yè)性金融普遍不做或不愿做、資本市場(chǎng)也無法覆蓋的開發(fā)性業(yè)務(wù)，如果想要很好解決這類業(yè)務(wù)的培育和發(fā)展問題，需要發(fā)揮開發(fā)性金融的獨(dú)特功能。經(jīng)過十多年的理論發(fā)展和實(shí)踐推廣，開發(fā)性金融獲得了很快的發(fā)展，但是我國開發(fā)性金融還處于發(fā)展初期，開發(fā)性融資工具和信貸工具比較單一。其中開發(fā)性金融的融資方式主要通過發(fā)行中長期金融債券獲得資金，而資金的運(yùn)用主要是通過傳統(tǒng)的信貸方式來實(shí)現(xiàn)。因此，對(duì)開發(fā)性金融中融資和信貸工具進(jìn)行創(chuàng)新具有重要現(xiàn)實(shí)意義。 本文在深入分析我國開發(fā)性金融現(xiàn)狀和發(fā)展過程中存在的問題的基礎(chǔ)上，探究開發(fā)性金融融資和信貸工具的創(chuàng)新。首先，從開發(fā)性金融產(chǎn)品創(chuàng)新理論著手，并結(jié)合開發(fā)性金融的發(fā)展現(xiàn)狀，提出了開發(fā)性金融產(chǎn)品創(chuàng)新的特殊性。其次，對(duì)我國開發(fā)性金融的融資渠道進(jìn)行深入分析，在以shibor為基準(zhǔn)利率的浮息債券和債務(wù)抵押債券的基礎(chǔ)上構(gòu)建更符合投資者需求的創(chuàng)新性產(chǎn)品，并對(duì)創(chuàng)新產(chǎn)品進(jìn)行定價(jià)。最后，針對(duì)我國開發(fā)性金融在高新技術(shù)企業(yè)和中小企業(yè)的信貸工具比較匱乏的現(xiàn)狀，分別對(duì)高新技術(shù)企業(yè)和中小企業(yè)的信貸工具進(jìn)行創(chuàng)新。 本文旨在通過融資和信貸工具的創(chuàng)新豐富開發(fā)性金融產(chǎn)品、解決開發(fā)性金融現(xiàn)存問題，從而提高開發(fā)性金融競(jìng)爭(zhēng)力，使開發(fā)性金融能在競(jìng)爭(zhēng)激烈的市場(chǎng)環(huán)境下實(shí)現(xiàn)可持續(xù)發(fā)展。
[Abstract]:Development finance, as an intermediate form between policy finance and commercial finance, will exist for a long time in the process of economic development in China. In both developed and developing countries, there is a large number of developmental operations that are difficult to take into account and that are also generally not done or unwilling to be done by commercial finance and that are not covered by capital markets, If we want to solve the problem of cultivating and developing this kind of business, we need to give play to the unique function of development finance. After more than ten years of theoretical development and practice promotion, the development finance has been developed rapidly. However, the development finance in China is still in the early stage of development, and the development financing tool and the credit tool are relatively single. The financing of development finance is mainly obtained by issuing medium and long term financial bonds, and the use of funds is mainly realized through traditional credit methods. Therefore, it is of great practical significance to innovate financing and credit instruments in development finance. Based on the deep analysis of the present situation and problems in the development of development finance in China, this paper explores the innovation of financing and credit tools for development finance. Firstly, the particularity of development finance product innovation is put forward from the theory of development finance product innovation and the present situation of development finance. Secondly, the financing channels of development finance in China are analyzed in depth, and on the basis of floating rate bonds and collateralized debt securities based on shibor interest rate, innovative products that meet the needs of investors are constructed, and the innovative products are priced. Finally, aiming at the lack of credit tools of development finance in high-tech enterprises and small and medium-sized enterprises in China, the credit tools of high-tech enterprises and small and medium-sized enterprises are innovated respectively. The purpose of this paper is to enrich the development financial products through the innovation of financing and credit tools, to solve the existing problems of development finance, to improve the competitiveness of development finance, and to enable development finance to realize sustainable development in the competitive market environment.
【學(xué)位授予單位】：華中科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.4

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