本文選題：影子銀行 + 傳統(tǒng)銀行體系��； 參考：《東北財(cái)經(jīng)大學(xué)》2013年碩士論文

【摘要】：本文的主要目的是對(duì)影子銀行的起源、發(fā)展以及其與傳統(tǒng)銀行體系的關(guān)聯(lián)進(jìn)行探討。影子銀行起源于傳統(tǒng)銀行體系,在很大程度上,影子銀行是資產(chǎn)證券化的產(chǎn)物。影子銀行與傳統(tǒng)銀行體系之間既有區(qū)別,又存在著必然的聯(lián)系。本文用理論研究的方法對(duì)影子銀行體系與傳統(tǒng)銀行體系的異同進(jìn)行了比較與分析。影子銀行的發(fā)展給金融體系帶來(lái)了巨大的影響。一方面,影子銀行作為資產(chǎn)證券化的產(chǎn)物,提高了金融系統(tǒng)資金的流動(dòng)性,對(duì)金融業(yè)的發(fā)展做出了很大的貢獻(xiàn)。但是另一方面,影子銀行體系高杠桿、高風(fēng)險(xiǎn)、不受監(jiān)管等特征又導(dǎo)致了其對(duì)金融危機(jī)的直接貢獻(xiàn)。目前中國(guó)影子銀行發(fā)展尚不完善,也沒(méi)有引起廣泛的關(guān)注。國(guó)內(nèi)應(yīng)該逐漸加強(qiáng)對(duì)影子銀行現(xiàn)象的關(guān)注,借鑒發(fā)達(dá)國(guó)家經(jīng)驗(yàn),對(duì)影子銀行進(jìn)行適當(dāng)?shù)谋O(jiān)管,以最大化其正面影響、降低其負(fù)面影響。
[Abstract]:The main purpose of this paper is to discuss the origin and development of shadow banking and its relationship with the traditional banking system. Shadow banking originated from the traditional banking system. To a large extent, shadow banking is the product of asset securitization. There are not only differences between shadow banking and traditional banking system, but also inevitable connections. This paper compares and analyzes the similarities and differences between shadow banking system and traditional banking system by means of theoretical research. The development of shadow banking has brought great influence to the financial system. On the one hand, as the product of asset securitization, shadow banking improves the liquidity of financial system and makes great contribution to the development of financial industry. On the other hand, the shadow banking system is characterized by high leverage, high risk and unregulated, which leads to its direct contribution to the financial crisis. At present, the development of shadow banking in China is not perfect, nor has it aroused widespread concern. China should pay more attention to the phenomenon of shadow banking, draw lessons from the experience of developed countries, and supervise the shadow banking in order to maximize its positive effects and reduce its negative effects.
【學(xué)位授予單位】：東北財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類(lèi)號(hào)】：F830.3

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本文編號(hào)：1946725