本文選題：美國　切入點：農(nóng)業(yè)保險　出處：《世界農(nóng)業(yè)》2017年10期

【摘要】：農(nóng)業(yè)保險由于信息不對稱以及面對財政補(bǔ)貼的誘惑,欺詐行為在保險理賠過程中時有發(fā)生,嚴(yán)重影響了保險市場的正常發(fā)展。美國農(nóng)業(yè)保險通過《虛假申報法案》《農(nóng)業(yè)保險改革法》和《農(nóng)業(yè)風(fēng)險保障法》,設(shè)立了農(nóng)業(yè)保險反欺詐的法律審查機(jī)制及相關(guān)法律責(zé)任,形成了較為完善的農(nóng)業(yè)保險反欺詐法律機(jī)制。中國目前已經(jīng)成為僅次于美國的第二大農(nóng)業(yè)保險市場,面對欺詐問題應(yīng)該借鑒美國成功的經(jīng)驗,完善中國農(nóng)業(yè)保險反欺詐法律機(jī)制。
[Abstract]:Because of the asymmetry of information and the temptation of financial subsidy, fraud occurs frequently in the process of insurance claims settlement, which seriously affects the normal development of insurance market.Through the false declarations Act, the Agricultural Insurance Reform Act and the Agricultural risk Protection Act, the United States Agricultural Insurance has established a legal review mechanism and related legal liabilities against fraud in agricultural insurance.Formed a relatively perfect agricultural insurance anti-fraud legal mechanism.At present, China has become the second largest agricultural insurance market after the United States. In the face of fraud, we should learn from the successful experience of the United States and perfect the anti-fraud legal mechanism of China's agricultural insurance.
【作者單位】： 中原工學(xué)院信息商務(wù)學(xué)院;
【基金】：河南省軟科學(xué)研究計劃項目“行業(yè)協(xié)會壟斷法律規(guī)制制度研究”(122400450047);河南省軟科學(xué)研究計劃項目“加快構(gòu)建舉省開放體制下河南省企業(yè)社會責(zé)任之法律問題研究”(152400410606)
【分類號】：D971.2;DD912.4

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