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海上保險保證制度變革及對我國立法的借鑒

發(fā)布時間:2018-07-06 11:28

  本文選題:保證 + 海上保險。 參考:《大連海事大學(xué)》2008年碩士論文


【摘要】: 海上保險中的保證制度是保險人借以控制風(fēng)險的手段,起源于英國并被許多普通法系國家立法所確認(rèn)。隨著立法環(huán)境改變,保證制度已經(jīng)發(fā)生了變革。而且大陸法系中并不存在保證制度,而是采用與保證制度功能相似的風(fēng)險變更制度,也使自己的海上保險市場獲得了良好的發(fā)展。 而我國關(guān)于保證制度的立法確實存在著許多不足,對《保險法》和《海商法》修改已經(jīng)提上日程。在此情況下,本篇論文通過歷史分析的方法對保證變革進程進行研究,并運用比較分析的方法考察保證制度與大陸法系相關(guān)法律制度的優(yōu)劣,最后落腳在我國立法上,為我國立法的不足提出建議,以期對修改我國《保險法》和《海商法》有所幫助。 本篇論文分為5章: 第1章對海上保險保證制度進行概述。首先從保證的起源入手,考察保證制度存在的原因和基礎(chǔ);然后著重介紹保證的分類、特征和違反保證的法律后果,對其嚴(yán)厲性進行了詳細(xì)的論述。 第2章對普通法系國家保證制度的變革進程進行研究。首先論述了保證制度的消極影響及變革的必要性;然后重點考察了了英國和美國的變革進程,并綜合考察其他國家保證制度的變革進程;最后得出保證的發(fā)展趨勢。 第3章對大陸法系國家的立法進行研究,重點論述了大陸法中與保證相關(guān)的法律制度,即風(fēng)險變更制度,主要介紹了德國和挪威兩個有代表性國家的風(fēng)險變更制度,并與保證制度對比,分析其優(yōu)勢以資我國借鑒。 第4章介紹了保證在我國的立法和司法實踐現(xiàn)狀,提出了我國立法存在的問題。 第5章是筆者的建議。綜合考慮保證制度的發(fā)展趨勢、風(fēng)險變更制度的優(yōu)勢,最終得出我國的立法模式并為其完善提出建議。
[Abstract]:The guarantee system in marine insurance is the means by which the insurer controls the risk. It originated in England and was recognized by many common law countries. With the change of legislative environment, the guarantee system has changed. Moreover, there is no guarantee system in the civil law system, but the risk change system, which is similar to the guarantee system, has made its own marine insurance market develop well. However, there are many deficiencies in the legislation of guarantee system in our country, and the amendment of Insurance Law and Maritime Law has been put on the agenda. In this case, this paper studies the process of guarantee reform by means of historical analysis, and applies the method of comparative analysis to investigate the merits and demerits of the guarantee system and the relevant legal systems of the civil law system, and finally to settle on the legislation of our country. Some suggestions are put forward for the deficiency of our country's legislation in order to help us to amend the Insurance Law and the Maritime Law. This thesis is divided into five chapters: chapter 1 gives an overview of the marine insurance guarantee system. Starting with the origin of guarantee, this paper investigates the reason and basis of the existence of guarantee system, and then introduces the classification, characteristics and legal consequences of breach of warranty in detail. Chapter 2 studies the reform process of guarantee system in common law system. This paper first discusses the negative influence of the guarantee system and the necessity of the reform, then focuses on the reform process of the United Kingdom and the United States, and comprehensively examines the reform process of the guarantee system in other countries. Finally, the development trend of the guarantee system is obtained. Chapter 3 studies the legislation of civil law countries, focusing on the legal system related to the guarantee, namely the risk change system, which mainly introduces the risk change system of Germany and Norway. And compare with guarantee system, analyze its advantage to our country draw lessons from. Chapter 4 introduces the current situation of legislation and judicial practice in our country, and puts forward the existing problems of legislation in our country. Chapter 5 is the author's suggestion. Considering the development trend of the guarantee system and the advantages of the risk change system, the legislative model of our country is finally obtained and some suggestions are put forward for its perfection.
【學(xué)位授予單位】:大連海事大學(xué)
【學(xué)位級別】:碩士
【學(xué)位授予年份】:2008
【分類號】:D922.294;D922.284

【引證文獻】

相關(guān)碩士學(xué)位論文 前3條

1 劉春宇;海上保險中保證法律制度研究[D];哈爾濱工程大學(xué);2010年

2 李正;海上保險法最大誠信原則變革研究——談我國相關(guān)法律制度完善[D];大連海事大學(xué);2011年

3 樊麗;中國保險保證制度及條款的缺失與完善[D];西南財經(jīng)大學(xué);2011年

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