本文選題：民間融資 + 法律法規(guī)　； 參考：《中央民族大學(xué)》2015年碩士論文

【摘要】：本文主要通過對(duì)邯鄲地區(qū)民間融資狀況進(jìn)行分析,反映出我國目前民間融資的現(xiàn)狀和問題,結(jié)合邯鄲當(dāng)?shù)孛耖g融資的特點(diǎn)和治理經(jīng)驗(yàn),得出了關(guān)于我國民間融資問題的法律制度構(gòu)建的建議和方案。本文主要分為四個(gè)部分,第一部分主要介紹我國民間融資的發(fā)展情況,民間融資在促進(jìn)中小企業(yè)擴(kuò)大再生產(chǎn)等方面發(fā)揮了巨大的作用,但是也出現(xiàn)了一些問題,筆者通過邯鄲地區(qū)的實(shí)際案例分析出民間融資發(fā)展的社會(huì)背景和特點(diǎn),及其暴露的問題。由于中小企業(yè)的融資需求無法得到正規(guī)金融機(jī)構(gòu)的滿足,又因?yàn)槊癖娛种写罅渴Ｓ噘Y金的存在,導(dǎo)致民間融資增長快,規(guī)模大,并具有主體多元化的特點(diǎn),而且民間融資方式多樣化,手續(xù)簡(jiǎn)單,交易靈活,除此之外,民間融資靈活性強(qiáng),風(fēng)險(xiǎn)回報(bào)大；第二部分結(jié)合具體實(shí)際,總結(jié)了我國民間融資法律制度存在的問題,如法律制度的分散性和相互矛盾性,缺乏協(xié)調(diào)性和可行性,監(jiān)管主體不明確等,通過對(duì)于這些問題的產(chǎn)生進(jìn)行分析和研究,給出如何構(gòu)建我國民間融資的法律制度的結(jié)論；第三部分主要通過借鑒世界其他國家和地區(qū)的關(guān)于民間融資的經(jīng)驗(yàn),如美國、德國、日本,試探索出適合我國國情的管理經(jīng)驗(yàn)；第四章主要通過上文對(duì)問題的分析以及經(jīng)驗(yàn)的借鑒,總結(jié)出四點(diǎn)關(guān)于構(gòu)建我國民間融資法律制度的建議和措施,從立法、司法、行政和企業(yè)自身四個(gè)方面入手改善我國民間融資存在的問題,形成有效地法律體系,根本上解決民間融資的問題,促進(jìn)經(jīng)濟(jì)健康發(fā)展。
[Abstract]:By analyzing the situation of folk financing in Handan area, this paper reflects the current situation and problems of folk financing in our country, combined with the characteristics and governance experience of local folk financing in Handan. The proposal and scheme about the legal system construction of the private financing in our country are obtained. This paper is divided into four parts. The first part mainly introduces the development of private financing in China. Private financing has played a great role in promoting the expansion of reproduction of small and medium-sized enterprises, but there are also some problems. The author analyzes the social background and characteristics of the development of private financing and its exposed problems through practical cases in Handan area. Because the financing needs of small and medium-sized enterprises can not be satisfied by formal financial institutions, and because of the existence of a large number of surplus funds in the hands of the public, the private financing has a rapid growth, a large scale, and has the characteristics of diversification of the main body. Besides, folk financing is flexible and risky. The second part summarizes the problems existing in the legal system of folk financing in our country. Such as the dispersion and contradiction of the legal system, the lack of coordination and feasibility, the unclear supervision body and so on. Through the analysis and study of these problems, the conclusion of how to construct the legal system of private financing in China is given. The third part mainly through drawing lessons from other countries and regions of the world on private financing experience, such as the United States, Germany, Japan, try to explore the management experience suitable for our national conditions; The fourth chapter mainly through the above analysis of the problem and experience, summed up four suggestions and measures on the construction of our country's private financing legal system, from the legislation, judicial, The four aspects of administration and enterprise themselves improve the existing problems of folk financing in our country, form an effective legal system, solve the problem of folk financing fundamentally, and promote the healthy development of economy.
【學(xué)位授予單位】：中央民族大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類號(hào)】：D922.28

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本文編號(hào)：1787725