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預付式消費退費法律制度研究

發(fā)布時間:2018-04-18 14:38

  本文選題:預付式消費 + 退費; 參考:《西南政法大學》2015年碩士論文


【摘要】:隨著經(jīng)濟不斷發(fā)展以及人們生活水平的不斷提高,近年來預付式消費模式逐漸在人們生活中得到普及。而隨著預付式消費市場的繁榮發(fā)展,能夠實現(xiàn)經(jīng)營者與消費者共贏的預付式消費模式也逐漸得到人們的認可。但是由于預付式消費的法律制度存在缺陷,因此實踐中產(chǎn)生了大量的預付式消費侵權糾紛,“退費難”作為預付式消費糾紛中最為常見的問題之一已引起人們的普遍關注。面對預付式消費退費難的現(xiàn)狀和其存在的問題,如何使預付式消費者的退費權得到法律制度的保護以及如何使預付式消費退費制度在實踐中得到有效的操作已成為目前理論界和實務界共同面臨的重要課題。本文主要采用“提出問題,分析問題,解決問題”的基本思路對該課題進行討論,具體來說主要通過以下四部分進行探討。第一部分案例引入及相關問題介紹。該部分通過引入司法案例,指出預付式消費者退費權利受侵現(xiàn)狀和成因,并試圖對預付式消費的特征及其對退費制度的影響進行闡述,最后指出建立預付式消費退費制度的必要性。第二部分預付式消費退費制度現(xiàn)狀描述和問題分析。該部分首先對預付式消費退費制度的國內(nèi)和國外立法現(xiàn)狀進行簡單說明,通過現(xiàn)狀分析提出我國該制度存在的問題并對問題進行分析,從而使后文“解決問題”的過程更具針對性。該部分主要表明我國預付式消費退費制度在預防性機制和監(jiān)管機制上的缺失。預防性機制的缺失主要表現(xiàn)在立法不完善、預付資金管理混亂與經(jīng)營者變更混亂等方面,監(jiān)管機制的不完善主要體現(xiàn)在監(jiān)管主體不明確、合同示范文本不規(guī)范和社會監(jiān)管力度缺乏等方面。第三部分完善預付式消費退費制度。該部分針對預付式消費退費制度所存在的問題提出解決建議,建議主要分為完善預防性機制和完善監(jiān)管機制兩方面。預防性機制的完善主要通過完善相關立法、建立無理由退費制度、建立第三方擔保交易模式和規(guī)范經(jīng)營者變更等方法來實現(xiàn),而監(jiān)管機制的完善主要通過明確監(jiān)管主體、制定示范合同、建立社會監(jiān)管防范體系等措施來實現(xiàn)。第四部分預付式消費退費制度的具體實施方案設計。該部分主要是在前文的理論基礎上,對預付式消費退費制度的實際操作進行規(guī)范,明確退費適用情形、退費的程序和退費的金額計算方法,同時從實質(zhì)公平的視角出發(fā)建議對預付式消費者退費權利進行必要的限制。
[Abstract]:With the development of economy and the improvement of people's living standard, the prepaid consumption pattern has been popularized in recent years.With the prosperous development of prepaid consumption market, the prepaid consumption pattern, which can realize the win-win situation between the operator and the consumer, is gradually accepted by people.However, due to the defects in the legal system of prepaid consumption, a large number of prepaid consumer tort disputes have arisen in practice. As one of the most common problems in prepaid consumption disputes, the problem of "returning fees" has aroused widespread concern.Faced with the current situation and existing problems of prepaid consumption and refund,How to protect the prepaid consumers' right of refund by the legal system and how to make the prepaid consumer refund system operate effectively in practice has become an important subject that both the theoretical and practical circles are faced with at present.This paper mainly uses the basic idea of "raising problems, analyzing problems and solving problems" to discuss this subject, specifically through the following four parts.The first part is the introduction of cases and the introduction of related problems.Through the introduction of judicial cases, this part points out the current situation and causes of infringement of prepaid consumers' right to refund fees, and attempts to expound the characteristics of prepaid consumption and its influence on the system of refund.Finally, it points out the necessity of establishing prepaid consumption refund system.The second part describes the current situation and problem analysis of prepaid consumption refund system.In this part, the domestic and foreign legislative status of the prepaid consumption refund system is briefly explained, and the problems existing in the system are put forward through the analysis of the current situation and the problems are analyzed.In order to make the process of "problem solving" more targeted.This part mainly shows the deficiency of the prepaid consumption refund system in the preventive mechanism and supervision mechanism.The deficiency of the preventive mechanism is mainly reflected in the imperfect legislation, the confusion in the management of prepaid funds and the confusion in the change of the operator, and the imperfection of the supervision mechanism is mainly reflected in the uncertainty of the main body of the supervision.The model text of the contract is not standardized and the social supervision is lacking.The third part consummates the system of prepaid consumption refund.In this part, some suggestions are put forward to solve the problems existing in the prepaid consumption refund system, which are mainly divided into two aspects: to perfect the preventive mechanism and to perfect the supervision mechanism.The perfection of the preventive mechanism is mainly achieved by perfecting the relevant legislation, establishing the system of unjustified refund of fees, establishing the mode of third-party guarantee transaction and standardizing the change of the operator, while the perfection of the supervision mechanism is mainly achieved by clarifying the main body of supervision.Make the model contract, establish the social supervision and guard system and other measures to achieve.The fourth part is the scheme design of prepaid consumption refund system.This part is mainly on the basis of the previous theory to standardize the actual operation of the prepaid consumption refund system, clarify the applicable situation of the refund fee, the procedure of the refund fee and the calculation method of the amount of the refund fee.At the same time, from the point of view of substantive fairness, it is suggested that the rights of prepaid consumers should be restricted.
【學位授予單位】:西南政法大學
【學位級別】:碩士
【學位授予年份】:2015
【分類號】:D923.8

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