本文選題：民間借貸訴訟類型化風(fēng)險(xiǎn) + ��； 參考：《華僑大學(xué)》2016年碩士論文

【摘要】：民間借貸是我國經(jīng)濟(jì)、金融體系的重要組成部分。隨著民間借貸活動的日益活躍,近年來企業(yè)倒閉潮、債務(wù)人“跑路潮”也愈演愈烈。民間借貸債權(quán)保護(hù)成為債權(quán)人關(guān)注的重要焦點(diǎn),而訴訟則是債權(quán)人在保護(hù)和實(shí)現(xiàn)民間借貸債權(quán)過程中較為常用的維權(quán)方式。民間借貸債權(quán)訴訟是民事訴訟的重要組成部分。隨著社會和經(jīng)濟(jì)的不斷發(fā)展,民間借貸糾紛案件占民商事案件的比例也逐年提高。特別是2013年最高人民法院建立公布失信被執(zhí)行人名單相關(guān)制度以來,民間借貸糾紛案件數(shù)量更是呈現(xiàn)出跨越式增長的態(tài)勢。目前我國并未有專門立法對民間借貸進(jìn)行規(guī)制。調(diào)整與規(guī)范民間借貸的法律規(guī)定散見于我國《民法通則》、《擔(dān)保法》、《合同法》等法律,以及最高人民法院、最高人民檢察院、公安部等頒布的相關(guān)司法解釋。自2015年9月1日起施行的《最高人民法院關(guān)于審理民間借貸案件適用法律若干問題的規(guī)定》,才為民間借貸案件事實(shí)的認(rèn)定和裁判提供了相對統(tǒng)一的標(biāo)準(zhǔn)和依據(jù)。因此,民間借貸債權(quán)訴訟的類型及訴訟過程中可能出現(xiàn)的風(fēng)險(xiǎn)和問題是本文所要研究的主要對象。為了便于研究民間借貸債權(quán)訴訟的相關(guān)問題,本文采用實(shí)證和類型化分析相結(jié)合的研究方法。在分析民間借貸案件債權(quán)訴前和訴訟過程中存在的風(fēng)險(xiǎn)和問題的基礎(chǔ)上,就相關(guān)風(fēng)險(xiǎn)的規(guī)避和問題的化解提出相應(yīng)的解決方案和建議。正文分為四部分,結(jié)構(gòu)安排如下:第一部分對民間借貸及民借貸債權(quán)進(jìn)行了基本厘定,并界定和分析了民間借貸債權(quán)訴訟的訴訟當(dāng)事人、訴訟標(biāo)的、訴訟管轄、訴訟證明等主要要素。第二部分結(jié)合具體的案例對民間借貸債權(quán)訴訟進(jìn)行了類型化分析,探討給付之訴、確認(rèn)之訴和形成之訴的相關(guān)問題。第三部分首先分析了民間借貸債權(quán)訴前即經(jīng)常出現(xiàn)的風(fēng)險(xiǎn),如信用欺詐風(fēng)險(xiǎn)、借款利率的風(fēng)險(xiǎn),以及公證執(zhí)行證書風(fēng)險(xiǎn)。在此基礎(chǔ)上,再進(jìn)一步展開說明民間借貸債權(quán)訴前風(fēng)險(xiǎn)的規(guī)避方式。第四部分在展開分析了民間借貸債權(quán)訴訟實(shí)施過程中存在的主要問題基礎(chǔ)上,就如何化解相關(guān)問題提出了相應(yīng)的建議。
[Abstract]:Private lending is an important part of our country's economy and financial system. With the increasing activity of private lending, in recent years, the tide of enterprises closing down, the debtor "run-off tide" also intensified. The protection of creditor's rights of folk loan has become an important focus of creditor's attention, and litigation is a common way for creditors to protect and realize the creditor's rights of folk loan. Civil creditor's rights litigation is an important part of civil litigation. With the development of society and economy, the proportion of private loan dispute cases in civil and commercial cases is increasing year by year. Especially since the Supreme people's Court established the relevant system of issuing the list of the holders of dishonesty in 2013, the number of private loan disputes has increased by leaps and bounds. At present, there is no special legislation to regulate private lending. The legal provisions of adjusting and standardizing folk lending are scattered in the laws of our country, such as the General principles of Civil Law, the guarantee Law and the contract Law, as well as the relevant judicial interpretations promulgated by the Supreme people's Court, the Supreme people's Procuratorate and the Ministry of Public Security. Since September 1, 2015, the provisions of the Supreme people's Court on the application of law to private lending cases have provided a relatively uniform standard and basis for the determination and adjudication of the facts of folk lending cases. Therefore, the main object of this paper is the types of litigation of non-governmental loan claims and the possible risks and problems in the process of litigation. In order to study the related problems of private loan creditor's rights litigation, this paper adopts the research method of combination of empirical and typological analysis. On the basis of analyzing the risks and problems existing before and during the litigation of creditor's rights in private lending cases, this paper puts forward the corresponding solutions and suggestions to avoid the related risks and resolve the problems. The main body is divided into four parts, the structure arrangement is as follows: the first part has made the basic determination to the folk loan and the people loan claim, and has defined and analyzed the litigant, the lawsuit object, the lawsuit jurisdiction of the folk loan creditor's right litigation. Proof of litigation and other main elements. The second part analyzes the types of civil creditor's rights litigation with specific cases, and discusses the related problems of the litigation of payment, confirmation and formation. In the third part, the author first analyzes the risks that often appear before the civil loan claims litigation, such as the risk of credit fraud, the risk of borrowing interest rate, and the risk of notarial execution certificate. On this basis, the further development of private lending debt before the risk of evasion. In the fourth part, on the basis of the analysis of the main problems in the implementation of the private loan creditor's rights litigation, the author puts forward the corresponding suggestions on how to resolve the related problems.
【學(xué)位授予單位】：華僑大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2016
【分類號】：D923.2;D923.6

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