論文題目：Social Policy類，社會福利題目尚未擬定
論文語言：英語論文 English
論文專業(yè)：MSc Social Policy & Social Research
字數(shù)：不需要開題報告，正文7500字
學校國家：英國
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您的學校：南安普頓大學，15名左右
論文用于：Master Dissertation 碩士畢業(yè)論文
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不需要建模和實證分析，不需要數(shù)據(jù)處理
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Abstract摘要

我國已逐步形成了以社會統(tǒng)籌和個人賬戶相結合的養(yǎng)老保險制度十年的籌資模式，建立了多層次的養(yǎng)老保險制度。但是，該制度面臨著日益嚴峻的挑戰(zhàn)，人口老齡化加速、覆蓋面狹窄、社會統(tǒng)籌層次低、養(yǎng)老保險隱性債務和個人賬戶空賬、養(yǎng)老保險價值的保持和增加等問題，使得現(xiàn)有的養(yǎng)老保險制度發(fā)揮著社會保障功能的作用。因此，應結合我國實際情況，針對我國社會養(yǎng)老保險制度實踐中存在的疑難問題提出相應的改革和完善措施，這是我國養(yǎng)老保險制度的核心問題。China has gradually forms a funding mode of combining social pooling with individual accounts in its new endowment insurance system for ten years, multi-level old-age insurance system has been established. However, the system faces increasingly severe challenges, accelerated problems of population aging, narrow coverage, low social pooling level, hidden debt and empty individual accounts, double-track system, problems in maintaining and increasing the value of pensions make the existing endowment insurance system powerless in playing the roles of its social security functions. Therefore, it should combine with China's actual situation, aiming at difficult problems in practice of China's social endowment insurance system to put forward corresponding reform and improvement measures, which is the core issue in China's endowment insurance system.
The author first of all reviews literatures relating to the theory of endowment insurance system, including: intergenerational equity theory, social security theory, theory of state intervention, portfolio theory and equity theory. Then it introduces China's current situation of social endowment insurance system, pointing out the existing problems, include: hidden debt and empty individual accounts, double-track system, problems in maintaining and increasing the value of pensions. Finally, the author analyzes that aging population, hidden debt and empty individual accounts are issues affecting the implementation of intergenerational equity; China's reform of the endowment insurance system should focus on reducing contributions to pension, expanding the scope of people involving in the system and postponing retirement age; double-track system goes against equity principle, in the future reform process, the system should be phased out; problems in maintaining and increasing the value of pensions prevent China's endowment insurance system from safeguarding people's basic welfare, achieving balanced social development, thus it should promote the pensions to enter the stock market, promote the mature of capital markets and improve supervision systems.

中國養(yǎng)老保險制度改革的研究

Outline
1.0 Introduction
介紹研究背景，研究意義，，研究目的以及本文的結構
2.0 Literature review
介紹養(yǎng)老保險相關的理論和實證研究結果
3.0 Methodology
介紹本文的研究方法
4.0 Discussion
結合相關理論和實證研究結果討論中國養(yǎng)老保險制度當前面臨的問題
在融資方面的問題
在管理方面的問題
在監(jiān)管方面的問題
在收益管理方面的問題等等
5.0 Recommendation
針對目前存在的問題，有針對性的提出改革建議
6.0 Conclusion
總結全文，展望未來的研究方向。
References

6.0 Conclusion總結

Establishment and reform of China's new social pension insurance system has gone through ten years of history, after years of exploration, practice, in the management of funds, it gradually forms a funding mode of combining social pooling with individual accounts, multi-level old-age insurance system has been established. However, China’s endowment insurance system faces more and more severe challenges, accelerated problems of population aging, narrow coverage, low social pooling level, hidden debt and empty individual accounts make the existing pension system powerless in playing the role of its social security functions (Rickne, 2014; Yu, Shi and Jin, 2010). Through analysis, the author finds that aging population, hidden debt and empty individual accounts are issues affecting the implementation of intergenerational equity, and the author believes that China's reform of the endowment insurance system should focus on reducing contributions to pension, as well as expanding the scope of participation in the system and postponing retirement age. The existence of double-track system is contrary to equity principle, in the reform process in the future, the double-track system should be phased out. Problems in maintaining and increasing the value of pensions limit the roles of China's endowment insurance system in safeguarding people's basic welfare, achieving balanced social development, thus it should promote the pensions to enter the stock market, promote the mature of capital markets and improve supervision systems.

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本文編號：40300