本文關(guān)鍵詞： 社會養(yǎng)老保險 比較分析 適度性 可行性　出處：《上海工程技術(shù)大學》2011年碩士論文　論文類型：學位論文

【摘要】：養(yǎng)老保險關(guān)系著一個國家或地區(qū)老年人口退休后的生活質(zhì)量,經(jīng)濟危機的影響和人口老齡化危機的加重,使養(yǎng)老保險水平的適度性問題越來越受到社會的廣泛關(guān)注。 目前學術(shù)界對于養(yǎng)老保險適度水平的研究還處于探索性階段。大多數(shù)學者對于養(yǎng)老保險的研究主要從定性角度分析,對于養(yǎng)老保險水平缺乏定量分析。養(yǎng)老金的支出必須與國家生產(chǎn)力發(fā)展水平及各方面承受能力相適應(yīng),上海是我國經(jīng)濟發(fā)展最快的城市,也是我國最早進入老齡化社會的城市。對上海市養(yǎng)老保險水平的適度性進行研究,有一定的典型意義。 本課題的研究是在上海人口老齡化的社會大背景下,以福利經(jīng)濟學的數(shù)量模型為基礎(chǔ),通過收集相關(guān)數(shù)據(jù),測算上海市養(yǎng)老保險水平的適度性并分析適度水平的可行性。具體的研究內(nèi)容主要圍繞以下幾個方面： 首先,從理論上探討?zhàn)B老保險水平及其適度性的內(nèi)涵,明確養(yǎng)老保險水平的衡量指標及養(yǎng)老保險水平適度性的判斷標準,從經(jīng)濟學角度和社會學角度對養(yǎng)老保險水平進行理論研究； 其次,主要從養(yǎng)老保險的覆蓋率、養(yǎng)老保險的支出、養(yǎng)老保險的替代率等角度,全面分析上海市養(yǎng)老保險水平的現(xiàn)狀,并對上海市的養(yǎng)老保險水平進行總體評價； 第三、將上海的養(yǎng)老保險水平與西方發(fā)達國家、全國平均水平及上海周邊城市進行比較分析,從中得出調(diào)整上海市養(yǎng)老保險水平的有益經(jīng)驗； 第四、對上海市的地區(qū)生產(chǎn)總值、老年人口比重、社會平均工資等影響上海市養(yǎng)老保險水平的因素進行分析,并測算上海市養(yǎng)老保險水平的適度區(qū)間,全面分析上海市養(yǎng)老保險水平的適度性。 第五、從企業(yè)、個人及政府的經(jīng)濟承受能力角度對測算出的上海市養(yǎng)老保險適度水平進行可行性分析,了解在現(xiàn)實的社會經(jīng)濟條件下,達到養(yǎng)老保險的適度水平是否具有可行性。 最后,提出了包括“新切線式漸進發(fā)展”模式、“外聯(lián)內(nèi)促式發(fā)展”模式和“全面均衡式發(fā)展”模式所構(gòu)成的養(yǎng)老保險策略發(fā)展系統(tǒng)調(diào)控上海養(yǎng)老保險水平適度性的對策建議。 論文的特色之處在于運用福利經(jīng)濟學的數(shù)量模型結(jié)合上海的經(jīng)濟發(fā)展情況對上海近期的養(yǎng)老保險適度水平進行測算,并通過對企業(yè)、個人可承受的繳費率及政府的財政補貼能力進行動態(tài)分析,對上海提高養(yǎng)老保險水平進行可行性研究。
[Abstract]:Pension insurance is related to the quality of life of the elderly population after retirement in a country or region. The impact of economic crisis and the aggravation of population aging crisis make the issue of the appropriateness of the level of pension insurance more and more concerned by the society. At present, the academic research on the appropriate level of endowment insurance is still in the exploratory stage. There is a lack of quantitative analysis of the level of old-age insurance. The expenditure on pensions must be commensurate with the level of development of the national productive forces and the affordability of all aspects. Shanghai is the fastest growing city in China's economy. It is also the earliest city in China to enter the aging society. It is of certain typical significance to study the appropriateness of the endowment insurance level in Shanghai. The research of this subject is based on the quantitative model of welfare economics under the background of the aging population in Shanghai, through the collection of relevant data. Measure the appropriateness of Shanghai pension insurance level and analyze the feasibility of appropriate level. The specific research contents mainly focus on the following aspects:. First of all, the connotation of endowment insurance level and its appropriateness are discussed theoretically, and the measure index of endowment insurance level and the judgment standard of the appropriateness of endowment insurance level are made clear. From the angle of economics and sociology, this paper makes a theoretical study on the level of old-age insurance. Secondly, from the coverage of pension insurance, the expenditure of pension insurance, the replacement rate of old-age insurance, the overall analysis of the status quo of the level of pension insurance in Shanghai, and the overall evaluation of the level of old-age insurance in Shanghai; Third, the level of pension insurance in Shanghai is compared with the developed countries, the national average level and the surrounding cities in Shanghai, and the beneficial experience of adjusting the level of pension insurance in Shanghai is obtained. In 4th, we analyzed the factors that affect the level of pension insurance in Shanghai, such as the regional GDP, the proportion of the elderly population and the average social wage, and calculated the appropriate range of the level of the old-age insurance in Shanghai. Comprehensive analysis of Shanghai pension insurance level of moderation. In 5th, from the angle of economic affordability of enterprises, individuals and governments, we analyzed the feasibility of calculating the appropriate level of old-age insurance in Shanghai, and learned that under the actual social and economic conditions, Whether it is feasible to reach the appropriate level of endowment insurance. Finally, the paper puts forward some countermeasures and suggestions on the adjustment and control of the level of endowment insurance in Shanghai, which are composed of "new tangent progressive development" mode, "external internal promoting development" model and "comprehensive balanced development" mode. The characteristic of the paper is that the quantitative model of welfare economics is used to measure the moderate level of the pension insurance in Shanghai in the near future, and through the analysis of the enterprises, Based on the dynamic analysis of the individual affordable contribution rate and the government's ability to subsidize, the feasibility of raising the level of old-age insurance in Shanghai is studied.
【學位授予單位】：上海工程技術(shù)大學
【學位級別】：碩士
【學位授予年份】：2011
【分類號】：C913.6

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本文編號：1519867