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整體性治理視角下我國(guó)基本養(yǎng)老保險(xiǎn)制度整合研究

發(fā)布時(shí)間:2018-11-26 18:24
【摘要】:我國(guó)基本養(yǎng)老保險(xiǎn)制度基本實(shí)現(xiàn)了對(duì)境內(nèi)居民的全覆蓋,但是,這一制度的全覆蓋是建立在多種多樣的政策分割的基礎(chǔ)上的,各種政策之間難以協(xié)調(diào);由于各地實(shí)行不同的繳費(fèi)和待遇標(biāo)準(zhǔn),又使得各個(gè)行業(yè)、各個(gè)地區(qū)的養(yǎng)老水平區(qū)別很大,造成新一輪的“馬太效應(yīng)”。我國(guó)基本養(yǎng)老保險(xiǎn)制度呈現(xiàn)出不同地區(qū)、不同行業(yè)、不同人群之間的碎片化差異,不僅帶來(lái)了明顯的社會(huì)不公問(wèn)題,而且影響到勞動(dòng)力資源在更大范圍內(nèi)的合理流動(dòng)與有效配置,同時(shí)還制約了社會(huì)保險(xiǎn)功能的充分有效發(fā)揮。為了解決基本養(yǎng)老保險(xiǎn)碎片化的現(xiàn)狀,實(shí)現(xiàn)我國(guó)基本養(yǎng)老保險(xiǎn)整合,本文提出整體性治理的視角,先是對(duì)整體性治理、碎片化的相關(guān)概念進(jìn)行界定,并尋求整體性治理適用于中國(guó)基本養(yǎng)老保險(xiǎn)碎片化治理。然后介紹我國(guó)基本養(yǎng)老保險(xiǎn)制度碎片化的現(xiàn)狀及危害,接下來(lái)通過(guò)整體性治理的視角分析我國(guó)基本養(yǎng)老保險(xiǎn)碎片化的生成機(jī)理,引起基本養(yǎng)老保險(xiǎn)碎片化是多種因素的結(jié)果。其中,既有體制性因素引起碎片化的意外結(jié)果,也有政府自利性導(dǎo)致碎片化的有意結(jié)果。中央政府統(tǒng)籌乏力、公共財(cái)政制度的缺陷、社會(huì)保障制度轉(zhuǎn)移支付不盡合理、雙重戶籍的歧視性規(guī)定以及基本養(yǎng)老保險(xiǎn)管理體制分散等是造成碎片化的主要原因。同時(shí),總結(jié)幾個(gè)發(fā)達(dá)國(guó)家基本養(yǎng)老保險(xiǎn)整合治理的經(jīng)驗(yàn)和教訓(xùn)。最后提出我國(guó)基本養(yǎng)老保險(xiǎn)制度整合的目標(biāo)、實(shí)施策略與具體思路,從各方面為我國(guó)基本養(yǎng)老保險(xiǎn)制度的整合提出政策建議。那就是以建立一個(gè)覆蓋全民的、統(tǒng)一的以國(guó)民養(yǎng)老保險(xiǎn)制度為主體的多層次養(yǎng)老保險(xiǎn)體系,實(shí)現(xiàn)我國(guó)基本養(yǎng)老保險(xiǎn)制度整合的戰(zhàn)略目標(biāo)。通過(guò)運(yùn)用系統(tǒng)論方法思考“頂層設(shè)計(jì)”、建立養(yǎng)老保險(xiǎn)經(jīng)辦機(jī)構(gòu)垂直管理體制、完善政府財(cái)政責(zé)任機(jī)制、統(tǒng)一基本養(yǎng)老保險(xiǎn)的信息化平臺(tái)、完善社會(huì)保障監(jiān)管機(jī)制、拆除基本養(yǎng)老保險(xiǎn)的雙重戶籍墻,實(shí)現(xiàn)我國(guó)基本養(yǎng)老保險(xiǎn)制度的整合。
[Abstract]:The basic old-age insurance system of our country has basically realized the full coverage to the domestic residents. However, the full coverage of this system is based on the division of various policies, and it is difficult to coordinate the various policies. Because of the different standards of payment and treatment, the pension level varies greatly in different industries and regions, resulting in a new round of "Matthew effect". China's basic old-age insurance system presents fragmentation differences among different regions, different industries and different population groups, which not only bring about obvious social injustice, Moreover, it affects the reasonable flow and effective allocation of labor resources in a larger scope, and restricts the full and effective exertion of social insurance function at the same time. In order to solve the current situation of fragmentation of basic old-age insurance and realize the integration of basic old-age insurance in China, this paper puts forward the perspective of holistic governance, first defines the related concepts of holistic governance and fragmentation. And seek holistic governance for China's basic old-age insurance fragmented governance. Then it introduces the present situation and harm of the fragmentation of the basic old-age insurance system in China, and then analyzes the mechanism of the fragmentation of the basic old-age insurance from the perspective of holistic governance, which is the result of many factors. Among them, there are not only the accidental results of fragmentation caused by institutional factors, but also the intentional results of fragmentation caused by government self-interest. The main reasons for the fragmentation are the weakness of the central government, the defects of the public financial system, the unreasonable transfer payment of the social security system, the discriminatory provisions of dual household registration and the scattered management system of the basic old-age insurance. At the same time, summarize several developed countries basic pension insurance integration governance experience and lessons. Finally, the paper puts forward the goal, implementation strategy and concrete thinking of the integration of basic old-age insurance system in China, and puts forward policy recommendations for the integration of basic old-age insurance system in China from various aspects. That is to establish a multi-level pension insurance system with the main body of the national old-age insurance system which covers the whole people and realize the strategic goal of the integration of the basic old-age insurance system of our country. By using the system theory method to think about "top-level design", to establish the vertical management system of pension insurance agencies, to perfect the mechanism of government financial responsibility, to unify the information platform of basic old-age insurance, and to perfect the supervision mechanism of social security. Demolish the double household registration wall of basic endowment insurance, realize the conformity of our country's basic endowment insurance system.
【學(xué)位授予單位】:南京大學(xué)
【學(xué)位級(jí)別】:碩士
【學(xué)位授予年份】:2015
【分類號(hào)】:F842.67

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