發(fā)布時間：2018-06-21 10:07

  本文選題：三階段世代交疊模型 + 長壽風險　； 參考：《統(tǒng)計研究》2015年02期

【摘要】：本文在三階段世代交疊及兩部門經濟模型的框架下研究長壽風險對勞動者受教育年限、退休年齡及長期收入的影響。勞動者的一生分為教育、工作及退休三個階段,本文采用經驗—工資的倒U型曲線,分析勞動者的工作—閑暇決定和消費—儲蓄決定。分析結果顯示,長壽風險會增加勞動者的受教育年限、延長退休年齡以及增加勞動者的長期收入。同時,根據(jù)模型的敏感性分析,政府對勞動者征收的稅率也會對勞動者決策產生影響,而且這種影響程度超過了長壽風險對勞動者決策產生的影響。最后,本文提出了相應的政策性建議。
[Abstract]:In this paper, the effects of longevity risk on the years of education, retirement age and long-term income of workers are studied under the framework of a three-stage overlapping generation and two-sector economic model. The life of a laborer is divided into three stages: education, work and retirement. This paper analyzes the work-leisure decision and the consumption-saving decision of the laborer by using the inverse U-shaped curve of experience-wage. The results show that the risk of longevity will increase the education years of workers, prolong the retirement age and increase the long-term income of workers. At the same time, according to the sensitivity analysis of the model, the tax rate levied by the government on the workers will also have an impact on the workers' decision-making, and this influence degree exceeds the impact of longevity risk on workers' decision-making. Finally, this paper puts forward the corresponding policy recommendations.
【作者單位】： 河北科技師范學院;首都經濟貿易大學;
【分類號】：F249.2;C924.24
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本文編號：2048229