本文選題：移動支付 + 近距離支付��； 參考：《復旦大學》2014年碩士論文

【摘要】：手機與錢包是現(xiàn)代人不可或缺的兩件隨身攜帶品,然而,隨著科技的不斷發(fā)展,手機與錢包這兩件在使用屬性和功能上截然不同的物品越來越呈現(xiàn)合二為一的趨勢,特別是智能手機的出現(xiàn),使得手機與錢包之間的關(guān)系變得愈加密切,由于市場需求的發(fā)展,一種新型的產(chǎn)業(yè)——移動支付便應運而生。移動支付的核心是將手機終端與智能卡相結(jié)合,既可以利用手機模擬智能卡的方式實現(xiàn)近場支付,也可以利用手機的網(wǎng)絡(luò)通信功能,實現(xiàn)手機終端與金融機構(gòu)交互,完成遠程支付的功能。本文首先介紹移動支付目前在國外的發(fā)展趨勢,結(jié)合國內(nèi)的發(fā)展狀況介紹了幾種常見的移動支付方案,比如：短信支付方案、客戶端支付方案、外設(shè)支付方案、SIM全卡支付方案、NFC全終端支付方案、NFC-SIM方案等等,對各種方案優(yōu)缺點進行全面的比較和總結(jié)。本文重點介紹兩種MicroSD卡的移動支付解決方案,一種是SWP-SD方案,該方案是基于NFC技術(shù),將智能安全芯片集成與MicroSD卡當中,利用集成在移動終端NFC非接觸通信功能,將移動終端與MicroSD卡有機結(jié)合,形成支付信息載體,既支持遠程支付,又可以實現(xiàn)近距離刷卡支付的移動支付方案。另外一種是ANT-SD方案,該方案將安全模塊、CLF模塊及天線全部集成在MicroSD卡當中,不需要修改終端設(shè)備,只要有SD卡槽就能完成遠程支付,只要獨立供電就可以實現(xiàn)近場支付。從功能模塊到接口電路,從基板設(shè)計到封裝測試,從驅(qū)動開發(fā)到接口文件設(shè)計,從開卡流程到測試驗證,從研發(fā)難題到解決方案,完整闡述了基于MicroSD卡移動支付方案設(shè)計、開發(fā)、生產(chǎn)、調(diào)試、量產(chǎn)等各個過程。本文希望通過對MicroSD方案的介紹,能夠為我國移動支付方案領(lǐng)域注入新的生命力。
[Abstract]:Mobile phones and wallets are two indispensable carry-on items for modern people. However, with the continuous development of science and technology, mobile phones and wallets are becoming more and more different in their use properties and functions. Especially with the appearance of smart phone, the relationship between mobile phone and wallet becomes more and more close. Due to the development of market demand, mobile payment, a new industry, comes into being. The core of mobile payment is the combination of mobile phone terminal and smart card, which can not only realize near field payment by using mobile phone analog smart card, but also realize the interaction between mobile phone terminal and financial institution by using the network communication function of mobile phone. Complete the function of remote payment. This paper first introduces the development trend of mobile payment in foreign countries, and introduces several common mobile payment schemes, such as SMS payment scheme, client payment scheme, combined with domestic development situation. The peripheral payment scheme includes SIM all-card payment scheme NFC full-terminal payment scheme NFC-SIM scheme and so on. The advantages and disadvantages of various schemes are compared and summarized in an all-round way. This paper mainly introduces two kinds of mobile payment solutions of MicroSD card, one is SWP-SD, which is based on NFC technology, integrates intelligent security chip with MicroSD card, and integrates into NFC contactless communication function of mobile terminal. The mobile terminal is combined with the MicroSD card to form the payment information carrier, which can support remote payment and realize the mobile payment scheme of brushing card in close range. The other is the ANT-SD scheme, in which the security module CLF module and antenna are integrated into the MicroSD card, and the terminal equipment is not modified. As long as there is an SD card slot, the remote payment can be completed, and the near field payment can be realized as long as the independent power supply. From function module to interface circuit, from substrate design to encapsulation test, from driver development to interface file design, from card opening process to test verification, from research and development problem to solution, this paper describes the design of mobile payment scheme based on MicroSD card. Development, production, commissioning, mass production and other processes. This paper hopes to inject new vitality into the field of mobile payment scheme through the introduction of MicroSD scheme.
【學位授予單位】：復旦大學
【學位級別】：碩士
【學位授予年份】：2014
【分類號】：TN929.53

【參考文獻】

相關(guān)期刊論文 前1條

1 王篤炎;肖海;何平;;基于NFC-SWP技術(shù)的移動支付方案設(shè)計[J];移動通信;2013年05期

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本文編號：2085946