本文選題：農(nóng)機(jī)融資租賃　切入點(diǎn)：風(fēng)險(xiǎn)管理　出處：《安徽財(cái)經(jīng)大學(xué)》2014年碩士論文

【摘要】：受經(jīng)濟(jì)發(fā)展的政策目標(biāo)以及社會(huì)環(huán)境的推動(dòng),我國(guó)農(nóng)業(yè)機(jī)械設(shè)備行業(yè)近年來(lái)朝氣蓬勃發(fā)展,人們?cè)絹?lái)越重視機(jī)械代替農(nóng)工提升農(nóng)業(yè)效率的意義,但同時(shí),購(gòu)買(mǎi)方資金不足的問(wèn)題也制約著行業(yè)的進(jìn)一步發(fā)展。由于農(nóng)機(jī)承租方、租賃物使用的特殊性等因素導(dǎo)致的該行業(yè)較大的風(fēng)險(xiǎn)管理難度,使得一向被看好的融資租賃金融形式,未能充分地發(fā)揮優(yōu)勢(shì),難以較好地應(yīng)用于該行業(yè)。因此,尋求該領(lǐng)域有針對(duì)性的風(fēng)險(xiǎn)管理方法是有意義的。 本文基于我國(guó)當(dāng)下農(nóng)機(jī)融資租賃概況,首先,分析該領(lǐng)域的特殊性和發(fā)展緩慢的原因,進(jìn)而分析該領(lǐng)域風(fēng)險(xiǎn)管理的不足；其次,探討物聯(lián)網(wǎng)技術(shù),重點(diǎn)從出租方開(kāi)展風(fēng)險(xiǎn)管理的角度闡述物聯(lián)網(wǎng)技術(shù)在農(nóng)機(jī)融資租賃行業(yè)的應(yīng)用：提出運(yùn)用物聯(lián)網(wǎng)技術(shù)獲取租賃物的物質(zhì)信息流,通過(guò)事先和事后兩種模式,進(jìn)一步改進(jìn)農(nóng)機(jī)設(shè)備租賃風(fēng)險(xiǎn)管理的理念,并以我國(guó)目前農(nóng)機(jī)設(shè)備中銷(xiāo)售量較大的大中型聯(lián)合收割機(jī)為例,設(shè)計(jì)具體的物聯(lián)網(wǎng)技術(shù)風(fēng)險(xiǎn)管理流程；最后,為更好地發(fā)揮物聯(lián)網(wǎng)技術(shù)在該領(lǐng)域的應(yīng)用,本文提出了幾點(diǎn)支持建議。此外,針對(duì)現(xiàn)有的客觀(guān)狀況,本文也給出了幾點(diǎn)研究反思與展望。
[Abstract]:Driven by the policy goal of economic development and the social environment, the agricultural machinery and equipment industry of our country has developed vigorously in recent years. People pay more and more attention to the significance of machinery replacing agricultural industry to improve agricultural efficiency, but at the same time, The lack of funds from the buyers also restricts the further development of the industry. Due to factors such as the particularity of the use of agricultural machinery lessee and the use of the lease item, it is more difficult to manage the risks in this industry, which makes the financial form of financing leasing that has always been favored. It is difficult to apply it to the industry well because it does not give full play to its advantages. Therefore, it is meaningful to seek targeted risk management methods in this field. Based on the current situation of agricultural machinery leasing in China, firstly, this paper analyzes the particularity of this field and the reasons for its slow development, and then analyzes the shortcomings of risk management in this field. Secondly, it discusses the Internet of things technology. Focusing on the application of Internet of things technology in agricultural machinery finance leasing industry from the perspective of risk management by the lessor: the material information flow of using Internet of things technology to obtain the lease item is put forward, through two modes: prior and afterwards. Further improve the concept of agricultural machinery equipment leasing risk management, and take the large and medium-sized combine harvester with large sales volume of agricultural machinery and equipment in our country as an example, design the concrete process of risk management of the Internet of things technology; finally, In order to give full play to the application of the Internet of things technology in this field, this paper puts forward some supporting suggestions. In addition, in view of the existing objective situation, this paper also gives some research reflections and prospects.
【學(xué)位授予單位】：安徽財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類(lèi)號(hào)】：TP391.44;TN929.5;F406.7;F426.4;F832.49

【參考文獻(xiàn)】

相關(guān)期刊論文 前10條

1 孫其博;劉杰;黎，

本文編號(hào)：1654765