烏拉特中旗農村信用社信貸管理系統(tǒng)的設計與實現(xiàn)
發(fā)布時間：2018-09-05 16:22
【摘要】：銀行作為人類不可缺少的一種管理資金的中介結構顯得尤為重要,銀行的信貸業(yè)務是經(jīng)營收入的主要來源,只有信貸業(yè)務的質量有保障,銀行才能立之根本,所以銀行的信貸管理系統(tǒng)是非常重要的一個環(huán)節(jié)。信貸管理又是重點經(jīng)營項目,同時又是每家銀行必不可少的一種防范風險的管理系統(tǒng)。信貸風險管理系統(tǒng)可以幫助銀行規(guī)避風險,預防多投貸款、多證件貸款等現(xiàn)象,更好的記錄每個客戶的信用記錄,為我們的客戶與銀行提供快捷的數(shù)據(jù)查詢,建立高效、真實、實用的信譽記錄,選擇真正的優(yōu)良客戶。商業(yè)銀行與人民銀行的征信系統(tǒng)相結合,建立有效的信息記錄,對客戶做到公平、合法的反饋;對商業(yè)銀行提供真實、有效的數(shù)據(jù)記錄。本系統(tǒng)包括行政管理、資信管理、風險管理、客戶資料管理、查詢資料等的綜合管理系統(tǒng)。本系統(tǒng)開發(fā)設計主要是針對發(fā)布、文件傳輸、上傳資料、查詢資料、信息管理、網(wǎng)上查閱和下載信貸資源等內容,本系統(tǒng)是銀行風險綜合性內部局域網(wǎng),通過本系統(tǒng)的實施使銀行風險體系真正做到綠色無紙化、自動化、信息化辦公,為銀行風險體系的發(fā)展和規(guī)劃起到促進作用。
[Abstract]:As an indispensable intermediary structure of capital management, bank is especially important. The credit business of bank is the main source of operating income. Only if the quality of credit business is guaranteed, can the bank establish the foundation. So the bank's credit management system is a very important link. Credit management is also a key management project and an essential risk management system for every bank. The credit risk management system can help banks avoid risks, prevent multiple loans, multi-certificate loans and other phenomena, better record the credit records of each customer, provide our customers and banks with fast data query, and establish high efficiency and truthfulness. Practical reputation record, select real good customers. Combining the credit information system of the commercial bank and the people's Bank of China, it establishes the effective information record, achieves the fair and legal feedback to the customer, and provides the real and effective data record to the commercial bank. The system includes administrative management, credit management, risk management, customer information management, inquiry information integrated management system. The development and design of this system is mainly aimed at publishing, file transmission, uploading information, querying information, information management, online consulting and downloading credit resources, etc. This system is a comprehensive internal LAN for bank risk. Through the implementation of the system, the bank risk system can truly achieve green paperless, automation, information office, for the development and planning of the bank risk system play a role in promoting.
【學位授予單位】：北京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2016
【分類號】：TP311.52
，
本文編號：2224808
[Abstract]:As an indispensable intermediary structure of capital management, bank is especially important. The credit business of bank is the main source of operating income. Only if the quality of credit business is guaranteed, can the bank establish the foundation. So the bank's credit management system is a very important link. Credit management is also a key management project and an essential risk management system for every bank. The credit risk management system can help banks avoid risks, prevent multiple loans, multi-certificate loans and other phenomena, better record the credit records of each customer, provide our customers and banks with fast data query, and establish high efficiency and truthfulness. Practical reputation record, select real good customers. Combining the credit information system of the commercial bank and the people's Bank of China, it establishes the effective information record, achieves the fair and legal feedback to the customer, and provides the real and effective data record to the commercial bank. The system includes administrative management, credit management, risk management, customer information management, inquiry information integrated management system. The development and design of this system is mainly aimed at publishing, file transmission, uploading information, querying information, information management, online consulting and downloading credit resources, etc. This system is a comprehensive internal LAN for bank risk. Through the implementation of the system, the bank risk system can truly achieve green paperless, automation, information office, for the development and planning of the bank risk system play a role in promoting.
【學位授予單位】：北京工業(yè)大學
【學位級別】：碩士
【學位授予年份】：2016
【分類號】：TP311.52
，
本文編號：2224808
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