本文選題：互聯(lián)網(wǎng)金融 + 大數(shù)據(jù)技術　； 參考：《中國流通經(jīng)濟》2017年05期

【摘要】：大數(shù)據(jù)時代的到來將新興的互聯(lián)網(wǎng)金融產(chǎn)業(yè)發(fā)展帶入快車道,大數(shù)據(jù)技術在互聯(lián)網(wǎng)金融中具有極大的運用價值,能夠幫助銀行、證券、保險、P2P網(wǎng)貸等行業(yè)進行產(chǎn)品和服務創(chuàng)新,提升金融行業(yè)的信息化水平,完善自身管理結構并吸引潛在客戶。然而新技術的運用往往伴隨著諸多的隱患,應當從加強大數(shù)據(jù)戰(zhàn)略的頂層設計、推動信息技術的發(fā)展與迭代、保障網(wǎng)絡用戶數(shù)據(jù)安全、健全風險管理制度、構建互聯(lián)網(wǎng)金融聯(lián)合監(jiān)管模式等方面不斷完善,以保障互聯(lián)網(wǎng)金融產(chǎn)業(yè)快速、健康發(fā)展。
[Abstract]:The arrival of big data's era has brought the emerging Internet financial industry to the fast track. Big data technology has great application value in Internet finance, and it can help banks, securities, insurance and P2P networks to innovate their products and services. Improve the information level of the financial industry, improve its own management structure and attract potential customers. However, the use of new technology is often accompanied by many hidden dangers. We should strengthen the top-level design of big data's strategy, promote the development and iteration of information technology, ensure the data security of network users, and improve the risk management system. In order to ensure the rapid and healthy development of Internet finance industry, the construction of joint supervision mode of Internet finance has been improved continuously in order to ensure the rapid and healthy development of Internet finance industry.
【作者單位】： 重慶理工大學知識產(chǎn)權學院;西南政法大學博士后流動站;
【基金】：國家社會科學基金項目“大數(shù)據(jù)時代個人信息盜竊的法律問題與對策研究”(16CFX027) 重慶市社會科學規(guī)劃項目“大數(shù)據(jù)時代個人數(shù)據(jù)信息隱私安全風險及應對機制研究”(2015YBGL110) 重慶市博士后科研特別資助項目“大數(shù)據(jù)時代個人數(shù)據(jù)盜竊行為法律規(guī)制研究”(Xm2015043)
【分類號】：F832;TP311.13
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本文編號：1775447