本文選題：煤炭行業(yè) + 項(xiàng)目貸款��； 參考：《吉林大學(xué)》2017年碩士論文

【摘要】：郵儲(chǔ)銀行在香港成功上市以來,更加注重多元化業(yè)務(wù)發(fā)展,大力支持地方經(jīng)濟(jì)建設(shè),與各地方政府、大型國(guó)有企業(yè)進(jìn)行多邊合作,提供全方位的金融服務(wù),助力地方經(jīng)濟(jì)發(fā)展。郵儲(chǔ)銀行撫順分行以振興東北老工業(yè)基地為契機(jī),響應(yīng)國(guó)家戰(zhàn)略部署,為地方大型工業(yè)企業(yè)提供資金支持,同時(shí)為開拓大公司業(yè)務(wù)板塊,尋找新的利潤(rùn)增長(zhǎng)點(diǎn),在項(xiàng)目開發(fā)過程中針對(duì)各種不確定性風(fēng)險(xiǎn)的發(fā)生,進(jìn)行了深入的分析,提出了各項(xiàng)措施來防范資金風(fēng)險(xiǎn)的發(fā)生,確保我行貸款資金安全,同時(shí)為企業(yè)提供全方位金融服務(wù),為企業(yè)健康良性發(fā)展提供建議。文章主體主要包括三個(gè)部分:首先,通過對(duì)撫順礦業(yè)集團(tuán)的企業(yè)背景及核心競(jìng)爭(zhēng)力進(jìn)行簡(jiǎn)要介紹,進(jìn)而對(duì)撫順礦業(yè)集團(tuán)貸款項(xiàng)目進(jìn)行了風(fēng)險(xiǎn)評(píng)價(jià),分析指出該項(xiàng)業(yè)務(wù)可能存在的風(fēng)險(xiǎn)點(diǎn);其次,通過對(duì)企業(yè)的整體評(píng)估,分析出該項(xiàng)目貸款存在的風(fēng)險(xiǎn)點(diǎn),并對(duì)風(fēng)險(xiǎn)點(diǎn)進(jìn)行深入的分析,主要從企業(yè)外部原因、企業(yè)內(nèi)部及企業(yè)財(cái)務(wù)狀況三個(gè)方面進(jìn)行風(fēng)險(xiǎn)成因剖析;最后,結(jié)合目前我行的相關(guān)管理制度,對(duì)存在的風(fēng)險(xiǎn)點(diǎn),提出防范風(fēng)險(xiǎn)的具體措施,分別敘述了項(xiàng)目貸款的非可控性風(fēng)險(xiǎn)防范措施、項(xiàng)目貸款的可控性風(fēng)險(xiǎn)防范措施、郵儲(chǔ)銀行對(duì)企業(yè)經(jīng)營(yíng)風(fēng)險(xiǎn)的角度及郵儲(chǔ)銀行自控層面四個(gè)角度提出出相關(guān)的風(fēng)險(xiǎn)防范措施。文章以經(jīng)濟(jì)管理學(xué)理論為指導(dǎo),所涉及到的具體研究方法主要是采用定性和定量相結(jié)合的分析方法,用文字描述發(fā)現(xiàn)問題、分析問題、解決問題的過程和思路,并配以相應(yīng)的表格和圖片使說明盡可能生動(dòng)、易于理解,使整個(gè)授信過程能夠一目了然;以及采用實(shí)證研究分析方法,即以我行對(duì)撫順礦業(yè)集團(tuán)項(xiàng)目貸業(yè)務(wù)的主體介紹兩種方法交替使用來對(duì)信貸風(fēng)險(xiǎn)控制進(jìn)行分析說明。
[Abstract]:Since its successful listing in Hong Kong, the Postal savings Bank has paid more attention to diversified business development, vigorously supported local economic construction, carried out multilateral cooperation with local governments and large state-owned enterprises, provided all-round financial services, and helped local economic development. The Postal savings Bank Fushun Branch takes the opportunity of revitalizing the old industrial base in Northeast China, responds to the national strategic arrangements, provides financial support to large local industrial enterprises, and seeks new profit growth points for developing the business sectors of large companies. In view of the occurrence of various uncertain risks in the process of project development, this paper makes a thorough analysis, and puts forward various measures to prevent the occurrence of capital risks, to ensure the safety of the bank's loan funds, and to provide all-round financial services for enterprises. To provide suggestions for the healthy development of enterprises. The main body of this paper includes three parts: firstly, the enterprise background and core competitiveness of Fushun Mining Group are briefly introduced, and then the risk evaluation of Fushun Mining Group loan project is carried out. Secondly, through the overall evaluation of the enterprise, the risk point of the project loan is analyzed, and the risk point is deeply analyzed, mainly from the external reasons of the enterprise. The causes of risk are analyzed in three aspects: internal and financial status of enterprises. Finally, combined with the relevant management system of our bank, specific measures to prevent risks are put forward to the existing risk points. This paper respectively describes the non-controllable risk prevention measures of project loans, the perspective of postal savings bank on the operating risk of enterprises and the self-control level of postal savings bank, and puts forward the relevant risk prevention measures. Under the guidance of the theory of economic management, the specific research methods involved are mainly using qualitative and quantitative analysis methods, describing and finding problems with words, analyzing problems, and solving the process and ideas of problems. With corresponding tables and pictures to make the instructions as vivid as possible, easy to understand, so that the entire credit process can be clear at a glance; and the use of empirical research and analysis methods, That is to introduce the main body of the project loan business of Fushun Mining Group in order to analyze and explain the credit risk control by using the two methods alternately.
【學(xué)位授予單位】：吉林大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2017
【分類號(hào)】：F832.4;F426.1

【相似文獻(xiàn)】

相關(guān)期刊論文 前3條

1 麻良富;;國(guó)有企業(yè)內(nèi)部會(huì)計(jì)控制及風(fēng)險(xiǎn)防范措施分析[J];廣東科技;2014年Z1期

2 楊晶;;淺談煙花爆竹倉(cāng)庫(kù)環(huán)境風(fēng)險(xiǎn)防范措施[J];黑龍江科技信息;2014年19期

3 ;[J];;年期

相關(guān)重要報(bào)紙文章 前10條

1 李駿　光耀 竹生;丹陽(yáng)建立校長(zhǎng)(園長(zhǎng))崗位風(fēng)險(xiǎn)防范責(zé)任機(jī)制[N];鎮(zhèn)江日?qǐng)?bào);2011年

2 記者 王磊;探討應(yīng)對(duì)金融風(fēng)險(xiǎn)防范措施[N];商務(wù)時(shí)報(bào);2008年

3 倍特期貨 楊飛;切實(shí)落實(shí)長(zhǎng)假期間風(fēng)險(xiǎn)防范措施[N];期貨日?qǐng)?bào);2009年

4 中國(guó)國(guó)際私法學(xué)會(huì)常務(wù)理事 中倫律師事務(wù)所合伙人 張明杰;從法律風(fēng)險(xiǎn)防范角度看中國(guó)企業(yè)“走出去”[N];中國(guó)企業(yè)報(bào);2012年

5 郭勝慧（作者單位：建行廊坊分行）;民營(yíng)企業(yè)貸款的風(fēng)險(xiǎn)防范措施[N];河北經(jīng)濟(jì)日?qǐng)?bào);2004年

6 ;LED行業(yè)走向國(guó)際化 須積極制定風(fēng)險(xiǎn)防范措施[N];中國(guó)電子報(bào);2008年

7 楊德強(qiáng) 張燦明;農(nóng)發(fā)行黑龍江省分行采取多種方式支持農(nóng)業(yè)按照產(chǎn)業(yè)化發(fā)展模式運(yùn)營(yíng)[N];黑龍江日?qǐng)?bào);2005年

8 董科;三方面工作確保黃金期貨穩(wěn)起步[N];期貨日?qǐng)?bào);2007年

9 本報(bào)記者 徐淼 楊穎 霍玉菡;富貴險(xiǎn)中求 “走出去”企業(yè)多管齊下防風(fēng)險(xiǎn)[N];中國(guó)貿(mào)易報(bào);2014年

10 本刊記者 柯寧;信用擔(dān)保：為中小企業(yè)融資開啟的一道門[N];山西經(jīng)濟(jì)日?qǐng)?bào);2002年

相關(guān)碩士學(xué)位論文 前1條

1 吳杰;郵儲(chǔ)銀行撫順礦業(yè)集團(tuán)貸款項(xiàng)目風(fēng)險(xiǎn)管理研究[D];吉林大學(xué);2017年

，

本文編號(hào)：1840731