民國(guó)時(shí)期四川省銀行與四川經(jīng)濟(jì)發(fā)展關(guān)系研究
發(fā)布時(shí)間：2019-07-05 05:22
【摘要】：中國(guó)近代地方銀行的產(chǎn)生和發(fā)展,反映了當(dāng)時(shí)地方經(jīng)濟(jì)發(fā)展的內(nèi)在要求,它與國(guó)家銀行和一般商業(yè)銀行共同構(gòu)成了近代中國(guó)的銀行體系。與國(guó)家銀行和一般商業(yè)銀行不同,地方銀行有著自己獨(dú)特的產(chǎn)生和發(fā)展歷程,業(yè)務(wù)范圍遠(yuǎn)超一般商業(yè)銀行,與地方經(jīng)濟(jì)發(fā)展的關(guān)系極為密切。 作為民國(guó)時(shí)期四川省內(nèi)的一家重要地方金融機(jī)構(gòu),四川省銀行對(duì)當(dāng)時(shí)的四川經(jīng)濟(jì)發(fā)展做出過(guò)一定貢獻(xiàn)。特別是在抗戰(zhàn)期間,四川省銀行通過(guò)遵奉國(guó)家金融政策,擴(kuò)張農(nóng)工貸款,扶助生產(chǎn)事業(yè),敷設(shè)川省金融網(wǎng),調(diào)劑地方金融等,對(duì)于增強(qiáng)抗戰(zhàn)力量起了一定的積極作用。但受限于外部惡劣的政治、經(jīng)濟(jì)形勢(shì)和自身不可克服的缺陷,這種貢獻(xiàn)又是有限度的。研究民國(guó)時(shí)期四川省銀行與四川經(jīng)濟(jì)發(fā)展的關(guān)系,有助于揭示地方銀行業(yè)與地方實(shí)體經(jīng)濟(jì)之間的關(guān)系。 本文共分為四個(gè)部分。第一部分即文章前言部分,介紹了本文的選題背景和意義,以及對(duì)已有的關(guān)于民國(guó)時(shí)期四川省銀行的研究成果進(jìn)行簡(jiǎn)單的歸納、總結(jié),并提出本文可能的創(chuàng)新之處和不足。 第二部分主要將民國(guó)時(shí)期四川省銀行的歷史發(fā)展和業(yè)務(wù)經(jīng)營(yíng)狀況作了簡(jiǎn)單的梳理。按四川省銀行所處的歷史時(shí)期,將其發(fā)展歷程分為抗戰(zhàn)前、抗戰(zhàn)期間和抗戰(zhàn)后三個(gè)階段�？箲�(zhàn)前的四川省銀行剛剛成立不久,資本薄弱,分支機(jī)構(gòu)偏少,業(yè)務(wù)經(jīng)營(yíng)尚未步入正軌；抗戰(zhàn)爆發(fā)以后,國(guó)民政府遷都重慶,四川成為戰(zhàn)時(shí)的政治、經(jīng)濟(jì)中心。沿海沿江的廠礦企業(yè)大量?jī)?nèi)遷給四川省銀行的發(fā)展創(chuàng)造了有利的外部環(huán)境,四川省銀行為了適應(yīng)業(yè)務(wù)的發(fā)展,經(jīng)過(guò)幾次改組增資,資本實(shí)力擴(kuò)張快速,組織機(jī)構(gòu)逐漸健全,分支機(jī)構(gòu)增長(zhǎng)迅速。但這一時(shí)期的四川省銀行受到政府影響和控制的現(xiàn)象卻越來(lái)越嚴(yán)重,發(fā)展弊端逐漸顯現(xiàn)出來(lái)；抗戰(zhàn)結(jié)束以后,隨著國(guó)共內(nèi)戰(zhàn)的爆發(fā),國(guó)內(nèi)環(huán)境迅速惡化,在嚴(yán)重的通貨膨脹環(huán)境下,四川省銀行的發(fā)展呈現(xiàn)日漸衰落之勢(shì)。 第三部分分析了四川省銀行和四川經(jīng)濟(jì)發(fā)展之間的關(guān)系。主要體現(xiàn)在以下幾個(gè)方面：1、農(nóng)業(yè)方面。四川省銀行不僅開(kāi)辦各種形式的農(nóng)貸業(yè)務(wù),還派職員到各地指導(dǎo)組織手工業(yè)生產(chǎn)協(xié)會(huì),幫助當(dāng)?shù)剞r(nóng)民發(fā)展生產(chǎn)。但由于各方面的原因,四川省銀行農(nóng)貸比重始終極小,從而對(duì)四川農(nóng)業(yè)發(fā)展的貢獻(xiàn)有限。2、工商業(yè)方面。由于后方根據(jù)地的戰(zhàn)略地位,發(fā)展生產(chǎn)成為戰(zhàn)時(shí)四川的首要任務(wù),因此四川省銀行不僅加大了對(duì)生產(chǎn)事業(yè)的放款力度,提倡四川省土特產(chǎn)品的生產(chǎn)運(yùn)銷放款,而且還直接投資關(guān)系國(guó)防民生的工礦企業(yè)。除此之外,鑒于小工商業(yè)發(fā)展困難、獲取資金不易等情形,四川省銀行通過(guò)各種形式的途徑積極扶持小工商業(yè)。3、財(cái)政方面。因?yàn)樗拇ㄊ°y行所具有的雙重職能性質(zhì),不可避免的要和四川省政府發(fā)生緊密的聯(lián)系：享有代理省庫(kù)特權(quán)的同時(shí)大量資金被用作財(cái)政性借墊,對(duì)正常的業(yè)務(wù)開(kāi)展造成了嚴(yán)重影響。4、貨幣流通方面。四川省銀行的前身——四川地方銀行通過(guò)發(fā)行地鈔為統(tǒng)一四川貨幣創(chuàng)造了有利條件。四川省銀行也通過(guò)輔幣券的發(fā)行,緩解了四川金融市場(chǎng)上通貨缺乏的困難,為法幣在四川的流通提供了便利。但地鈔和輔幣券均因后期發(fā)行過(guò)多,又給四川人民造成了沉重?fù)p失。5、資金融通方面。四川省銀行通過(guò)對(duì)社會(huì)零散資金的吸收以及全川金融網(wǎng)的敷設(shè),有利地推動(dòng)了四川省的資金融通。 第四部分即文章的結(jié)論部分。首先肯定了抗戰(zhàn)期間四川省銀行對(duì)抗戰(zhàn)做出的積極貢獻(xiàn),之后通過(guò)對(duì)四川省銀行發(fā)展歷程的回顧,客觀評(píng)價(jià)其在四川地方經(jīng)濟(jì)發(fā)展中所起的作用：對(duì)四川經(jīng)濟(jì)發(fā)展做出過(guò)一定貢獻(xiàn),但這種貢獻(xiàn)是有限度的,與其成立時(shí)的宗旨相差甚遠(yuǎn)。接下來(lái)分析產(chǎn)生這種結(jié)果的原因,進(jìn)而得出文章啟發(fā)性的結(jié)論：作為地方性質(zhì)的銀行,要想取得發(fā)展,首先要獲得自身的獨(dú)立性,其次便是要結(jié)合地方經(jīng)濟(jì)的特點(diǎn),協(xié)同共進(jìn),才能謀得自身和地方經(jīng)濟(jì)的長(zhǎng)遠(yuǎn)發(fā)展。
[Abstract]:The emergence and development of the local bank in modern China reflected the internal requirement of local economic development, which together with the national bank and the general commercial bank constitute the bank system of modern China. Unlike the national bank and the general commercial bank, the local bank has its own unique production and development process, the business scope is far beyond the general commercial bank, and the relationship with the local economic development is very close. As an important local financial institution in the period of the Republic of China, Sichuan's Bank of Sichuan has made a certain tribute to the development of Sichuan's economy at that time In particular, during the period of the Anti-Japanese War, the Sichuan Provincial Bank has made a certain positive contribution to the strength of the anti-Japanese war by observing the state's financial policy, expanding the loan of agricultural workers, supporting the production, laying the financial network of Sichuan province, and regulating the local finance. With, but limited to, the external, bad political, economic and self-insurmountable shortcomings. The study of the relationship between Sichuan and Sichuan's economic development during the period of the Republic of China will help to reveal the relation between the local banking and the local economy. This paper is divided into four parts. The first part, the preface of the article, introduces the background and significance of the subject, and sums up the existing research results of Sichuan's bank in the Republic of China, and puts forward some possible innovations in this paper. The second part mainly introduces the historical development and business operation of Sichuan Bank in the Republic of China. Simple combing. According to the historical period in which the Sichuan Provincial Bank is located, the course of its development is divided into the pre-Japanese war, the period of the Anti-Japanese War and the Anti-Japanese War. After the Anti-Japanese War, the capital is weak, the branch is small, and the business operation is not on track; after the outbreak of the Anti-Japanese War, the national government moved to Chongqing and Sichuan became the political party in time of war. In order to adapt to the development of the business, the bank of Sichuan Province has been reorganized and the capital strength expanded rapidly, the organizational structure is gradually improved, and the branch machine The structure is growing rapidly. But the phenomenon of the government's influence and control in Sichuan's banks in this period is becoming more and more serious, and the development malpractice is becoming more and more serious. After the end of the Anti-Japanese War, with the outbreak of the civil war of the country, the domestic environment is rapidly deteriorating and in serious currency The Development of Sichuan's Bank under the Expansive Environment The third part analyzes the Sichuan bank and the Sichuan economy The relationship between development is mainly reflected in the following aspects "1. In the aspect of agriculture, the Sichuan Provincial Bank not only starts various forms of agricultural loan business, but also sends the staff to various places to guide the production association of the handicraft industry, and help it However, due to the various reasons, the specific gravity of the agricultural loan in Sichuan province is always very small, thus the contribution to the development of the agricultural development in Sichuan is limited. 2. As a result of the strategic position of the back base areas, the development of production has become the top priority of the war in the war in time of war. Therefore, the Sichuan Provincial Bank not only increased its lending to the cause of production, promoted the production and marketing of the Tuote products in Sichuan, but also directly invested in the defense of the relationship. In addition, in view of the difficulties in the development of small and commercial enterprises and the difficulty in obtaining the funds, the Sichuan Provincial Bank actively supports the small and commercial enterprises through various forms of means .3. Financial aspects. Because of the dual functional nature of Sichuan Provincial Bank, it is inevitable that there is a close link with the Sichuan Provincial Government: while enjoying the privilege of the agency, a large amount of money is used as a financial borrowing pad, which has a serious impact on the normal operation. In terms of currency circulation, the predecessor of Sichuan Provincial Bank, the Sichuan local bank, is the unified Sichuan currency by issuing bank notes The Bank of Sichuan Province has also created favorable conditions. The Sichuan Provincial Bank has also relieved the difficulty of currency shortage in the financial market of Sichuan through the issuance of the auxiliary currency certificate, and it is the legal currency in Sichuan. The circulation provided convenience, but both the notes and the auxiliary currency were issued too much later in the later period, causing a heavy loss to the people of Sichuan. With respect to the financing, Sichuan's bank has promoted four of the four aspects of the absorption of the scattered funds of the society and the laying of the whole-Sichuan financial network. The capital of the province of Sichuan. Part 4. The conclusion part of the article is the conclusion part of the article. First of all, the positive contribution of Sichuan's bank to the Anti-Japanese War in the course of the Anti-Japanese War is first confirmed, and the role of the bank in the development of Sichuan's local economy is objectively evaluated after the review of the development process of Sichuan's banks: it has made a certain contribution to the development of Sichuan's economy, but This contribution is to the extent that it is The purpose of the present invention is very different. The reason for this result is analyzed and the illuminating conclusion is drawn: as a bank with local property, it is necessary to obtain its own independence, and the second is to combine the place. The characteristics of the economy, in cooperation with each other, can we find themselves and
【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.9;F129
本文編號(hào)：2510275
[Abstract]:The emergence and development of the local bank in modern China reflected the internal requirement of local economic development, which together with the national bank and the general commercial bank constitute the bank system of modern China. Unlike the national bank and the general commercial bank, the local bank has its own unique production and development process, the business scope is far beyond the general commercial bank, and the relationship with the local economic development is very close. As an important local financial institution in the period of the Republic of China, Sichuan's Bank of Sichuan has made a certain tribute to the development of Sichuan's economy at that time In particular, during the period of the Anti-Japanese War, the Sichuan Provincial Bank has made a certain positive contribution to the strength of the anti-Japanese war by observing the state's financial policy, expanding the loan of agricultural workers, supporting the production, laying the financial network of Sichuan province, and regulating the local finance. With, but limited to, the external, bad political, economic and self-insurmountable shortcomings. The study of the relationship between Sichuan and Sichuan's economic development during the period of the Republic of China will help to reveal the relation between the local banking and the local economy. This paper is divided into four parts. The first part, the preface of the article, introduces the background and significance of the subject, and sums up the existing research results of Sichuan's bank in the Republic of China, and puts forward some possible innovations in this paper. The second part mainly introduces the historical development and business operation of Sichuan Bank in the Republic of China. Simple combing. According to the historical period in which the Sichuan Provincial Bank is located, the course of its development is divided into the pre-Japanese war, the period of the Anti-Japanese War and the Anti-Japanese War. After the Anti-Japanese War, the capital is weak, the branch is small, and the business operation is not on track; after the outbreak of the Anti-Japanese War, the national government moved to Chongqing and Sichuan became the political party in time of war. In order to adapt to the development of the business, the bank of Sichuan Province has been reorganized and the capital strength expanded rapidly, the organizational structure is gradually improved, and the branch machine The structure is growing rapidly. But the phenomenon of the government's influence and control in Sichuan's banks in this period is becoming more and more serious, and the development malpractice is becoming more and more serious. After the end of the Anti-Japanese War, with the outbreak of the civil war of the country, the domestic environment is rapidly deteriorating and in serious currency The Development of Sichuan's Bank under the Expansive Environment The third part analyzes the Sichuan bank and the Sichuan economy The relationship between development is mainly reflected in the following aspects "1. In the aspect of agriculture, the Sichuan Provincial Bank not only starts various forms of agricultural loan business, but also sends the staff to various places to guide the production association of the handicraft industry, and help it However, due to the various reasons, the specific gravity of the agricultural loan in Sichuan province is always very small, thus the contribution to the development of the agricultural development in Sichuan is limited. 2. As a result of the strategic position of the back base areas, the development of production has become the top priority of the war in the war in time of war. Therefore, the Sichuan Provincial Bank not only increased its lending to the cause of production, promoted the production and marketing of the Tuote products in Sichuan, but also directly invested in the defense of the relationship. In addition, in view of the difficulties in the development of small and commercial enterprises and the difficulty in obtaining the funds, the Sichuan Provincial Bank actively supports the small and commercial enterprises through various forms of means .3. Financial aspects. Because of the dual functional nature of Sichuan Provincial Bank, it is inevitable that there is a close link with the Sichuan Provincial Government: while enjoying the privilege of the agency, a large amount of money is used as a financial borrowing pad, which has a serious impact on the normal operation. In terms of currency circulation, the predecessor of Sichuan Provincial Bank, the Sichuan local bank, is the unified Sichuan currency by issuing bank notes The Bank of Sichuan Province has also created favorable conditions. The Sichuan Provincial Bank has also relieved the difficulty of currency shortage in the financial market of Sichuan through the issuance of the auxiliary currency certificate, and it is the legal currency in Sichuan. The circulation provided convenience, but both the notes and the auxiliary currency were issued too much later in the later period, causing a heavy loss to the people of Sichuan. With respect to the financing, Sichuan's bank has promoted four of the four aspects of the absorption of the scattered funds of the society and the laying of the whole-Sichuan financial network. The capital of the province of Sichuan. Part 4. The conclusion part of the article is the conclusion part of the article. First of all, the positive contribution of Sichuan's bank to the Anti-Japanese War in the course of the Anti-Japanese War is first confirmed, and the role of the bank in the development of Sichuan's local economy is objectively evaluated after the review of the development process of Sichuan's banks: it has made a certain contribution to the development of Sichuan's economy, but This contribution is to the extent that it is The purpose of the present invention is very different. The reason for this result is analyzed and the illuminating conclusion is drawn: as a bank with local property, it is necessary to obtain its own independence, and the second is to combine the place. The characteristics of the economy, in cooperation with each other, can we find themselves and
【學(xué)位授予單位】：西南財(cái)經(jīng)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2013
【分類號(hào)】：F832.9;F129
【參考文獻(xiàn)】
相關(guān)期刊論文 前3條
1 袁克林;;四川地方銀行及四川省銀行紙幣發(fā)行始末[J];東方收藏;2012年09期
2 田茂德;四川省銀行要略[J];西南金融;2003年05期
3 白兆渝;劉湘與四川地方銀行[J];文史雜志;2002年06期
，本文編號(hào)：2510275
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