本文選題：中小企業(yè)　切入點：貸款　出處：《南方金融》2014年04期 　論文類型：期刊論文

【摘要】：近年來,我國政府大力推動中小企業(yè)發(fā)展,中小企業(yè)在國民經(jīng)濟中所占的比重也越來越大。我國中小企業(yè)在高速發(fā)展的同時也面臨不少困難和問題,其中融資難是制約企業(yè)發(fā)展的主要原因。一方面企業(yè)自身經(jīng)營管理規(guī)范程度不高,另一方面企業(yè)所處的外部環(huán)境因素也不利于其健康發(fā)展。本文主要探討我國中小企業(yè)在融資過程中存在的種種問題,提出通過提升銀行對中小企業(yè)貸款風(fēng)險的研究水平來推動中小企業(yè)的進一步發(fā)展。
[Abstract]:In recent years, the Chinese government has made great efforts to promote the development of small and medium-sized enterprises, and the proportion of small and medium-sized enterprises in the national economy has become larger and larger. While developing at a high speed, small and medium-sized enterprises in our country are also facing many difficulties and problems. Among them, the difficulty of financing is the main reason for restricting the development of enterprises. On the one hand, the level of standardization of enterprises' own operation and management is not high, On the other hand, the external environmental factors of enterprises are not conducive to their healthy development. This paper proposes to promote the further development of SMEs by raising the level of bank research on SME loan risk.
【作者單位】： 中國建設(shè)銀行廣州白云支行;
【分類號】：F832.4;F276.3

【參考文獻】

相關(guān)期刊論文 前6條

1 王月瑋;;銀行對中小企業(yè)貸款的風(fēng)險防范[J];經(jīng)營管理者;2011年21期

2 張溪怡;;商業(yè)銀行如何控制中小企業(yè)信貸風(fēng)險[J];環(huán)渤海經(jīng)濟w，

本文編號：1611885