【摘要】：隨著近年來我國社會經(jīng)濟(jì)的快速發(fā)展,特別是金融領(lǐng)域不斷深化改革和加快對外開放步伐,我國信托業(yè)務(wù)的規(guī)�？焖贁U(kuò)張,從而信托行業(yè)風(fēng)險也愈發(fā)突出。為了保證信托公司能夠?qū)崿F(xiàn)長期穩(wěn)定的科學(xué)發(fā)展,必將有賴于其風(fēng)險管理水平的跟進(jìn)與提高。由于信托業(yè)務(wù)的復(fù)雜性和綜合性,其風(fēng)險來源點(diǎn)較多,從而信托業(yè)務(wù)風(fēng)險更是成為信托公司風(fēng)險管理的核心內(nèi)容。甘肅信托有限責(zé)任公司成立于1980年,近幾年來,由于外部環(huán)境機(jī)遇凸顯,業(yè)務(wù)擴(kuò)張迅速,發(fā)展勢頭迅猛,然而由于一些長期積累的諸如風(fēng)險管理意識、風(fēng)險管理技術(shù)、’制度建設(shè)等方面相對滯后發(fā)展的原因,其風(fēng)險水平也不斷上升,嚴(yán)重影響了下一步的發(fā)展,因此對該公司在新的時代背景下如何改進(jìn)其風(fēng)險管理策略進(jìn)行研究十分重要。 本文以甘肅信托有限責(zé)任公司為研究對象,全面收集甘肅信托近三年來的業(yè)務(wù)經(jīng)營數(shù)據(jù)、風(fēng)險管理報告、審計報告以及監(jiān)管部門意見書等,運(yùn)用多種分析方法和手段進(jìn)行分析和研究。在導(dǎo)論中對論文研究背景、問題、內(nèi)容以及思路進(jìn)行了陳述,隨后對我國信托行業(yè)的發(fā)展現(xiàn)狀及風(fēng)險管理的基本理論進(jìn)行了梳理,第三章對甘肅信托基本情況和風(fēng)險管理的制度、業(yè)務(wù)經(jīng)營情況及存在的問題進(jìn)行了闡述,第四章結(jié)合甘肅信托具體經(jīng)營過程中所經(jīng)歷的業(yè)務(wù)風(fēng)險案例進(jìn)行了具體分析,第五章在前述分析基礎(chǔ)上對甘肅信托業(yè)務(wù)風(fēng)險管理具體改進(jìn)策略進(jìn)行了設(shè)計和闡述,并提出了相應(yīng)的保障措施等,最后對研究的結(jié)論進(jìn)行了簡要總結(jié)并對行業(yè)及所研究問題的發(fā)展趨勢做了展望。 在新的經(jīng)濟(jì)背景下和后金融危機(jī)時代,本文對甘肅信托有限責(zé)任公司業(yè)務(wù)風(fēng)險管理改進(jìn)策略的研究,不僅有利于該公司的風(fēng)險管理水平和層次的提升,還可以為信托行業(yè)風(fēng)險管理改進(jìn)提供一定參考。
[Abstract]:With the rapid development of China's social economy in recent years, especially the deepening of the reform in the financial field and speeding up the pace of opening to the outside world, the scale of the trust business in China has expanded rapidly, thus the risks of the trust industry have become increasingly prominent. In order to ensure the long-term and stable scientific development of the trust company, it will depend on the follow-up and improvement of its risk management level. Because of the complexity and comprehensiveness of trust business, there are many risk sources, so trust business risk becomes the core content of trust company risk management. Gansu Trust Co., Ltd. was founded in 1980. In recent years, due to the prominent external environment opportunities, rapid business expansion, rapid development momentum, but due to some long-term accumulation such as risk management awareness, risk management technology, The risk level of system construction is rising, which seriously affects the further development. Therefore, it is very important to study how to improve its risk management strategy in the new era. In this paper, Gansu Trust Co., Ltd. as the research object, comprehensive collection of business management data, risk management reports, audit reports and regulatory opinions of Gansu Trust in the past three years. Use a variety of analytical methods and means for analysis and research. In the introduction, the background, problems, contents and ideas of the paper are described, and then the development of the trust industry in China and the basic theory of risk management are combed. The third chapter expounds the basic situation of Gansu Trust and the system of risk management, the business operation and the existing problems. The fourth chapter analyzes the business risk cases experienced in the process of Gansu Trust. In the fifth chapter, on the basis of the above analysis, the author designs and expounds the concrete improvement strategy of Gansu trust business risk management, and puts forward the corresponding safeguard measures, etc. Finally, the conclusion of the study is briefly summarized and the development trend of the industry and the problems studied is prospected. In the new economic background and the post-financial crisis era, this paper studies the business risk management improvement strategy of Gansu Trust Limited liability Company, which is not only conducive to the improvement of the risk management level and level of the company. Also can provide certain reference for trust industry risk management improvement.
【學(xué)位授予單位】：蘭州大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2014
【分類號】：F832.49

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本文編號：2229222