本文選題：住房負(fù)擔(dān)能力 + 房?jī)r(jià)收入比��； 參考：《新疆農(nóng)業(yè)大學(xué)》2014年碩士論文

【摘要】：隨著經(jīng)濟(jì)發(fā)展水平的不斷提高以及城市化進(jìn)程的推進(jìn)，房地產(chǎn)市場(chǎng)出現(xiàn)了投資過熱、商品房銷售價(jià)格上漲速度過快、漲幅過大、住房的供應(yīng)結(jié)構(gòu)不合理、市場(chǎng)秩序混亂等等一系列問題，越發(fā)地引起了全社會(huì)的廣泛關(guān)注。由此伴隨而來的是城鎮(zhèn)居民家庭的住房負(fù)擔(dān)越來越重，尤其對(duì)于城鎮(zhèn)中低收入階層的居民而言，飛速上漲的房?jī)r(jià)與其收入水平之間出現(xiàn)了嚴(yán)重失衡，從而“望房興嘆”，被排除在了住房市場(chǎng)之外，導(dǎo)致這個(gè)群體的基本居住需求無(wú)法得到滿足，這會(huì)對(duì)一個(gè)國(guó)家或地區(qū)的經(jīng)濟(jì)發(fā)展、就業(yè)情況以及社會(huì)的長(zhǎng)治久安產(chǎn)生不利影響。在此背景下，城鎮(zhèn)居民是否具有住房負(fù)擔(dān)能力已經(jīng)成為社會(huì)各界關(guān)注的焦點(diǎn)。本文以烏魯木齊市為研究區(qū)域，對(duì)其房地產(chǎn)市場(chǎng)發(fā)展和城鎮(zhèn)居民收入狀況進(jìn)行分析，通過PIR模型和剩余收入法，測(cè)算烏魯木齊市城鎮(zhèn)居民家庭住房負(fù)擔(dān)能力，并采用對(duì)比分析的方法，將與烏魯木齊市經(jīng)濟(jì)發(fā)展?fàn)顩r類似城市的房?jī)r(jià)收入比進(jìn)行比較，進(jìn)而評(píng)價(jià)烏魯木齊市城鎮(zhèn)居民家庭的住房負(fù)擔(dān)能力，并且根據(jù)實(shí)地調(diào)查結(jié)果進(jìn)行了小樣本驗(yàn)證分析，得出烏魯木齊目前房?jī)r(jià)收入比偏高，居民住房負(fù)擔(dān)較重的結(jié)論。在此基礎(chǔ)上，，采用多元回歸模型，并結(jié)合定性分析方法對(duì)住房負(fù)擔(dān)能力的影響因素進(jìn)行分析，最后提出提高烏魯木齊城鎮(zhèn)居民家庭住房負(fù)擔(dān)能力的對(duì)策及建議。
[Abstract]:With the continuous improvement of economic development and the advancement of urbanization, the real estate market has overheated investment, the price of commercial housing sales is rising too fast, the increase is too large, and the supply structure of housing is unreasonable. A series of problems, such as market disorder and so on, have attracted more and more attention from the whole society. As a result, the housing burden of urban households is becoming heavier and heavier, especially for the residents of the urban middle and low income strata, there is a serious imbalance between the rapidly rising house prices and their income levels, thus "looking for houses to exuberate." Excluded from the housing market, the basic housing needs of this group can not be met, which will have a negative impact on a country or region's economic development, employment situation and the long-term stability of society. In this context, whether urban residents have the ability to afford housing has become the focus of attention. Taking Urumqi as the research area, this paper analyzes the development of real estate market and the income situation of urban residents, and calculates the housing affordability of urban residents in Urumqi by PIR model and residual income method. By using the method of comparative analysis, this paper compares the housing price to income ratio of Urumqi with similar economic development situation, and then evaluates the housing affordability of urban households in Urumqi. And according to the field investigation results of small sample verification and analysis, it is concluded that the current housing price and income ratio in Urumqi is on the high side, and the residents' housing burden is heavy. On the basis of this, this paper analyzes the influencing factors of housing affordability by using multiple regression model and qualitative analysis method, and finally puts forward some countermeasures and suggestions to improve the housing affordability of urban residents in Urumqi.
【學(xué)位授予單位】：新疆農(nóng)業(yè)大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2014
【分類號(hào)】：F299.23

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