淺論非標金融產品現(xiàn)狀、意義、風險控制與政策建議
發(fā)布時間:2018-05-20 21:18
本文選題:非標金融產品 + 風險控制; 參考:《上海交通大學》2014年碩士論文
【摘要】:本文首先介紹了非標金融產品的發(fā)展情況及原因分析,包括非標金融產品的定義、發(fā)展、現(xiàn)狀、根源和監(jiān)管,,指出非標金融產品從根本上是迎合實體經濟融資需求、金融體系不夠健全完善、規(guī)避金融監(jiān)管政策規(guī)定等因素結合而成的特定產物。其次,概括了非標金融產品的五條現(xiàn)實意義,以及對宏觀經濟和金融行業(yè)造成的七點負面影響。最后,指出應對非標金融產品需要“疏”、“導”、“堵”三管齊下,以更加規(guī)范、透明的融資方式來服務實體經濟,方能從根源上化解非標金融產品可能造成的系統(tǒng)性風險。
[Abstract]:This paper first introduces the development and cause analysis of non-standard financial products, including the definition, development, current situation, root causes and supervision of non-standard financial products, and points out that non-standard financial products fundamentally meet the needs of real economy financing. The financial system is not perfect enough, circumventing the financial regulatory policy and other factors combined to form a specific product. Secondly, it summarizes five practical meanings of non-standard financial products and seven negative effects on macro-economy and financial industry. Finally, it is pointed out that to deal with non-standard financial products, it is necessary to "sparse", "guide" and "block" three ways to serve the real economy with a more standardized and transparent way of financing, so as to resolve the possible systemic risks caused by non-standard financial products at the root.
【學位授予單位】:上海交通大學
【學位級別】:碩士
【學位授予年份】:2014
【分類號】:F832.5
【參考文獻】
相關期刊論文 前2條
1 肖立強;羅毅;鄒添杰;;中國影子銀行眾生相[J];銀行家;2013年03期
2 洪泳;劉慧君;;銀行理財業(yè)務監(jiān)管新規(guī)影響分析[J];中國保險;2013年05期
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