本文選題：資產(chǎn)證券化　切入點：基礎(chǔ)資產(chǎn)　出處：《天津師范大學(xué)》2017年碩士論文　論文類型：學(xué)位論文

【摘要】：當(dāng)前我國處在經(jīng)濟發(fā)展的新常態(tài),資產(chǎn)證券化這種融資方式以其融資優(yōu)勢將對國內(nèi)經(jīng)濟的發(fā)展起到很大的作用。作為一種結(jié)構(gòu)性融資,資產(chǎn)證券化的結(jié)構(gòu)設(shè)計比較復(fù)雜,信用增級作為資產(chǎn)證券化中的重要一環(huán),起到了對一個產(chǎn)品進行"包裝" "美化"升級的作用,直接影響到資產(chǎn)證券化產(chǎn)品最終的成敗與否。目前我國的信用增級制度雖然已越發(fā)成熟,增級措施也愈加豐富,但依舊存在一些法律上的障礙與自身的不足。因此,本文將重點對資產(chǎn)證券化中的信用增級這一環(huán)節(jié)進行研究,歸納信用增級的方式,分析并找出當(dāng)前法律環(huán)境中阻礙其發(fā)展的障礙,最后提出相應(yīng)的解決對策,希望能對我國資產(chǎn)證券化信用增級制度的完善有所幫助。論文共分為四個部分。第一部分,主要分析了資產(chǎn)證券化信用增級的法律依據(jù)及其主要的增級模式,本人分別就各種模式的優(yōu)缺點進行了概括,以增加對信用增級的把握。第二部分,以案例和表格的形式歸納了實踐中信用增級的主要方式,并重點分析了目前法律環(huán)境中信用增級面臨的主要問題,包括法律上的障礙、信用增級制度本身的不足等。第三部分,我主要針對前述信用增級存在的法律障礙提出了法律上的破解對策,包括政府擔(dān)保信用增級措施的準(zhǔn)許、消除企業(yè)破產(chǎn)法上的障礙等。第四部分,針對前述信用增級制度和評級制度的不足分別提出了完善的對策,包括豐富增級形式、規(guī)范評級制度等。
[Abstract]:At present, our country is in the new normal of economic development, asset securitization, with its financing advantages, will play a great role in the development of domestic economy. As a kind of structural financing, the structure design of asset securitization is quite complex. As an important part of asset securitization, credit enhancement plays the role of "packaging" and "beautifying" a product. The credit enhancement system of our country has become more mature and more abundant, but there are still some legal obstacles and their own shortcomings. This paper will focus on the study of credit enhancement in asset securitization, sum up the ways of credit enhancement, analyze and find out the obstacles to its development in the current legal environment, and finally put forward the corresponding countermeasures. The paper is divided into four parts. The first part mainly analyzes the legal basis and the main upgrade mode of the credit enhancement of asset securitization. I have summarized the advantages and disadvantages of various models in order to increase the grasp of credit upgrading. The second part summarizes the main ways of credit enhancement in practice in the form of cases and tables. The main problems faced by credit enhancement in the current legal environment are analyzed, including the legal obstacles, the shortcomings of the credit enhancement system itself and so on. I mainly put forward legal countermeasures against the legal obstacles to credit enhancement mentioned above, including the approval of government guarantee credit upgrading measures, the elimination of obstacles in enterprise bankruptcy law, and so on. Part 4th, In view of the shortcomings of the credit enhancement system and the rating system mentioned above, the author puts forward some perfect countermeasures, including enriching the increasing form, standardizing the rating system, and so on.
【學(xué)位授予單位】：天津師范大學(xué)
【學(xué)位級別】：碩士
【學(xué)位授予年份】：2017
【分類號】：D922.287

【參考文獻】

相關(guān)期刊論文 前10條

1 葉茂;;簡述國內(nèi)資產(chǎn)證券化的發(fā)展[J];時代金融;2016年32期

2 李曉安;徐弘毅;;資產(chǎn)證券化與法律監(jiān)管[J];法律適用;2015年04期

3 嵇小杰;;我國資產(chǎn)證券化信用評級法律制度淺析[J];現(xiàn)代經(jīng)濟信息;2014年11期

4 蔡宇飛;余升國;;資產(chǎn)證券化中的信用增級方式[J];經(jīng)營與管理;2012年10期

5 徐海燕;王丙輝;;資產(chǎn)證券化中的超額擔(dān)保制度研究[J];法學(xué)論壇;2012年01期

6 楊曉東;;淺析資產(chǎn)證券化中破產(chǎn)隔離的相關(guān)法律問題[J];中國證券期貨;2011年07期

7 錢龍;張橋云;;構(gòu)建政府擔(dān)保機制解決農(nóng)民融資困難——基于信息不對稱的視角[J];中國軟科學(xué);2008年12期

8 丁志祥;劉加順;;信用擔(dān)保機構(gòu)參與資產(chǎn)證券化的可行性分析[J];當(dāng)代經(jīng)濟;2008年09期

9 陶濤;;我國企業(yè)資產(chǎn)證券化信用增級模式研究[J];經(jīng)濟論壇;2008年13期

10 張文強;趙會玉;;論資產(chǎn)證券化中風(fēng)險隔離機制的構(gòu)建[J];當(dāng)代經(jīng)濟科學(xué);2008年01期

，

本文編號：1619123