本文關鍵詞：小微企業(yè)股權眾籌的風險評估及防控策略研究　出處：《貴州財經大學》2017年碩士論文　論文類型：學位論文

  更多相關文章： 小微企業(yè) 股權眾籌 風險分析 風險防范

【摘要】：小微企業(yè)是我國民營經濟中最具創(chuàng)新活力的增長點,在增加就業(yè)率、促進社會和諧、維護社會安定、加速科技成果向現實生產力轉化等方面發(fā)揮著重要作用。因此,小微企業(yè)的健康發(fā)展對我國經濟的穩(wěn)定具有重要意義。隨著互聯網金融的發(fā)展,股權眾籌自2011年引入我國以來,呈現爆發(fā)式增長。跟傳統融資相比,股權眾籌有著更為鮮明的特點,股權眾籌所具有的融資成本低、門檻低、效率高、平臺效應強的特點,為小微企業(yè)融資難等問題另辟蹊徑,對建立多層次資本市場、推動經濟結構轉型具有重要的意義,作為傳統融資方式的重要補充,成為促進小微企業(yè)發(fā)展的新動力。2015年國務院政府工作報告明確了開展為大眾創(chuàng)新業(yè)務服務能力的股權眾籌試點工作,提出增強眾籌對大眾創(chuàng)業(yè)創(chuàng)新的服務能力,并明確地制定了與眾籌相關的一系列政策,為股權眾籌在我國的發(fā)展提供了有力的支持。不過,股權眾籌融資對于我國來說還是一個新事物,尚處于萌芽探索階段,存在很多不足和缺陷,它的互聯網特性使得小微企業(yè)開展股權眾籌融資活動面臨很大的風險。本文首先對小微企業(yè)、股權眾籌的概念進行了介紹,分析了小微企業(yè)融資方式的同時,為股權眾籌的優(yōu)勢做了鋪墊,引出小微企業(yè)股權眾籌這一概念,然后對我國小微企業(yè)股權眾籌融資的發(fā)展情況和運營模式進行了簡要介紹,通過從小微企業(yè)股權眾籌三大主體的角度,從眾籌平臺方、投資方、小微企業(yè)方三方面剖析了小微企業(yè)股權眾籌風險,并針對小微企業(yè)股權眾籌目前的發(fā)展狀況和主要風險,提出對策建議,以促進我國小微企業(yè)股權眾籌業(yè)的健康發(fā)展,緩解小微企業(yè)融資困境。
[Abstract]:Small and micro enterprises are the most innovative growth point in the private economy of our country. They are increasing employment rate, promoting social harmony and maintaining social stability. Accelerating the transformation of scientific and technological achievements to real productivity plays an important role. Therefore, the healthy development of small and micro enterprises is of great significance to the stability of our economy. With the development of Internet finance. Since its introduction into China in 2011, crowdfunding has shown explosive growth. Compared with traditional financing, crowdfunding has more distinctive characteristics, with low financing cost, low threshold and high efficiency. The characteristics of strong platform effect for small and micro enterprises financing difficult to find a new way to establish a multi-level capital market and promote the economic structural transformation has an important significance as an important supplement to the traditional financing methods. In 2015, the government work report of the State Council made it clear to carry out the pilot project of mass equity financing for the innovative business service ability of the public. This paper proposes to strengthen the service ability of crowdfunding to the innovation of public entrepreneurship, and has clearly formulated a series of policies related to crowdfunding, which provides a strong support for the development of crowdfunding in China. Public financing of equity is still a new thing for our country, still in the embryonic stage of exploration, there are a lot of shortcomings and defects. The characteristics of the Internet make small and micro enterprises to carry out crowdfunding activities facing a great risk. Firstly, this paper introduces the concept of small and micro enterprises, equity crowdfunding, and analyzes the financing methods of small and micro enterprises at the same time. This paper paves the way for the advantages of crowdfunding, and introduces the concept of crowdfunding in small and micro enterprises, and then briefly introduces the development and operation mode of crowdfunding in small and micro enterprises in China. From the perspective of the three main parties of the small and micro enterprise equity crowdfunding, this paper analyzes the risk of public financing of small and micro enterprises from three aspects: the platform side, the investor side and the small and micro enterprise side. In view of the current development and main risks of crowdfunding in small and micro enterprises, some suggestions are put forward to promote the healthy development of public financing in small and micro enterprises and to alleviate the financing dilemma of small and micro enterprises.
【學位授予單位】：貴州財經大學
【學位級別】：碩士
【學位授予年份】：2017
【分類號】：F276.3;F832.51

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