本文關鍵詞：農村土地金融的路徑與措施　出處：《山東農業(yè)大學》2015年碩士論文　論文類型：學位論文

  更多相關文章： 土地資產化 土地資本化 土地金融

【摘要】：從古至今,農業(yè)就緊密地關系著我國的發(fā)展以及我國的民生問題。土地是民生問題的根源所在,是我國國民經濟發(fā)展的基石。目前我國經濟的發(fā)展處于新常態(tài)階段。在這一階段,經濟發(fā)展的速度從高速轉為中高速,其經濟體系構成和質量都將會產生全盤、深入的變化。然而,農村的農業(yè)所需的資金供需矛盾更加突出,資金短缺嚴重制約著我國農村經濟的發(fā)展。為了解決資金的供給和需求之間的矛盾,有必要在農村發(fā)展農地金融。近年來,我國已經在發(fā)展農地金融,利用農地金融這一方式為我國農村發(fā)展注入鮮活的血液,促進農村經濟的全面、協(xié)調、可持續(xù)發(fā)展。農村土地金融,簡稱為農地金融,是指農村土地承包經營者憑借其所承包農地的經營權作為金融資產,在借貸抵押、融資入股、收益分配中發(fā)揮金融資本作用的農村土地資本化過程和形式。農村土地金融主要是為了農業(yè)生產經營者的長期融資和解決農業(yè)生產經營者在生產經營過程當中的資金短缺問題,實現(xiàn)農業(yè)收入可持續(xù)增長的目的。因此,探索農村土地金融的路徑對于解決農業(yè)資金不足、農民貸款難這一制約我國農村經濟增長的因素有著深遠的意義。農村土地金融發(fā)展的目的是解決“三農”問題。在中國,農地土地金融已有近三十年的歷史。貴州湄潭縣是自1949年新中國建立之后首個探索農村土地金融制度的地區(qū)。雖然湄潭試驗缺乏頂層設計,受限于當時的經濟金融大環(huán)境,加之實際操作的不規(guī)范,使得其以失敗告終,但是它在如何增加、引進農業(yè)資金投入方面提供了一個新穎的路線。總結這次試驗中的經驗教訓,可以揚長避短,為以后實施農村土地金融,增加農村資金在農業(yè)方面的投入提供借鑒。筆者認為,農村土地金融的路徑是以農村土地資產化和農村土地資本化為前提的。農村土地金融的路徑分為三步:第一步,農村土地由資源變?yōu)橥恋刭Y產;第二步,農村土地由土地資產變?yōu)橥恋刭Y本;第三步,農村土地由土地資本變?yōu)榻鹑诋a品。本文中所涉及的農村土地僅僅是指農村耕地,不包括農村的宅基地以及農村的建設用地。筆者通過對國內外農村土地金融的研究現(xiàn)狀進行了歸納,并且對農地產權理論和土地資本化理論進行了闡釋和分析,基于對我國農地金融試點典型案例的分析,提出農村土地金融的路徑與措施、建議,為今后農村土地金融的下一步探索和發(fā)展提供參考與借鑒。
[Abstract]:Since ancient times, agriculture has been closely related to the development of our country and the livelihood of our country. Land is the root of livelihood issues. At present, the economic development of our country is in the new normal stage. In this stage, the speed of economic development changes from high speed to medium speed, and the composition and quality of its economic system will produce overall. However, the contradiction of fund supply and demand in rural agriculture is more prominent. The shortage of funds seriously restricts the development of rural economy. In order to solve the contradiction between the supply and demand of funds. It is necessary to develop farmland finance in rural areas. In recent years, our country has been developing farmland finance, using farmland finance to inject fresh blood into the rural development of our country, to promote the overall and coordinated rural economy. Sustainable development. Rural land finance, referred to as rural land finance, refers to the rural land contract operators rely on their contracted farmland management rights as financial assets, in the loan mortgage, financing into equity. The process and form of rural land capitalization which plays a role of financial capital in the distribution of income. The main purpose of rural land finance is to provide long-term financing for agricultural producers and operators and to solve the problems of agricultural producers and operators in the process of production and operation. Shortage of funds. To achieve the goal of sustainable growth of agricultural income. Therefore, to explore the path of rural land finance to solve the shortage of agricultural funds. The difficulty of farmers' loan is a factor that restricts the growth of rural economy in China. The purpose of rural land financial development is to solve the problem of "agriculture, countryside and farmers". Rural land finance has a history of nearly 30 years. Meitan County in Guizhou Province is the first region to explore the rural land finance system since the founding of New China in 1949. Although the Meitan experiment lacks a top-level design. Limited by the economic and financial environment at that time, coupled with the actual operation of non-standard, it ended in failure, but it is how to increase. The introduction of agricultural capital investment provides a novel route. Summing up the experience and lessons from this experiment, we can take advantage of the advantages and avoid the weaknesses, for the future implementation of rural land finance. The author thinks that increasing the input of rural funds in agriculture can be used for reference. The path of rural land finance is based on rural land assets and rural land capitalization. The path of rural land finance is divided into three steps: the first step, rural land from resources to land assets; The second step, rural land from land assets to land capital; The third step, rural land from land capital to financial products. This paper refers to rural land only refers to rural arable land. Not including the rural homestead and rural construction land. The author summarizes the current research situation of rural land finance at home and abroad, and explains and analyzes the theory of farmland property rights and land capitalization. Based on the analysis of the typical cases of rural land finance in China, this paper puts forward the path and measures of rural land finance, and provides reference and reference for the further exploration and development of rural land finance in the future.
【學位授予單位】：山東農業(yè)大學
【學位級別】：碩士
【學位授予年份】：2015
【分類號】：F321.1;F832.4

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