本文關(guān)鍵詞：陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系構(gòu)建　出處：《西北農(nóng)林科技大學(xué)》2015年碩士論文　論文類(lèi)型：學(xué)位論文

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【摘要】：我國(guó)作為一個(gè)農(nóng)業(yè)大國(guó),在社會(huì)經(jīng)濟(jì)的發(fā)展中保證農(nóng)業(yè)的穩(wěn)定至關(guān)重要。而農(nóng)業(yè)保險(xiǎn)作為保障我國(guó)農(nóng)業(yè)經(jīng)濟(jì)以及分散農(nóng)業(yè)風(fēng)險(xiǎn)的一種有效機(jī)制,是我國(guó)現(xiàn)代化農(nóng)業(yè)建設(shè)的重要組成部分,也是我國(guó)農(nóng)業(yè)在發(fā)展中需要著重解決的一個(gè)難題。而從目前來(lái)講,我國(guó)的農(nóng)業(yè)保險(xiǎn)在發(fā)展的過(guò)程中存在著投入不足,風(fēng)險(xiǎn)分散機(jī)制欠缺,保險(xiǎn)的功能沒(méi)有在農(nóng)業(yè)發(fā)展中充分體現(xiàn)等問(wèn)題。而對(duì)于陜西省來(lái)說(shuō),這樣的問(wèn)題也是同樣存在。蘋(píng)果作為陜西農(nóng)業(yè)中的支柱性產(chǎn)業(yè)之一,不僅是果區(qū)農(nóng)民的主要收入來(lái)源,也是促進(jìn)陜西經(jīng)濟(jì)發(fā)展的重要?jiǎng)恿�。但是在陜西蘋(píng)果產(chǎn)業(yè)的發(fā)展中,由于受到自然災(zāi)害以及其它一些災(zāi)害的影響,使得蘋(píng)果產(chǎn)業(yè)經(jīng)濟(jì)在發(fā)展的過(guò)程中的風(fēng)險(xiǎn)不斷增多,也使得農(nóng)戶(hù)的損失連連。因此在這樣的一種情況下,進(jìn)行陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)需求的分析,促進(jìn)陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系的構(gòu)建,對(duì)于陜西蘋(píng)果產(chǎn)業(yè)經(jīng)濟(jì)的健康發(fā)展也就有著很重要的現(xiàn)實(shí)意義�；诖�,本文以農(nóng)業(yè)保險(xiǎn)體系構(gòu)建的相關(guān)理論為基礎(chǔ),通過(guò)對(duì)陜西省200戶(hù)蘋(píng)果農(nóng)戶(hù)的資料調(diào)查,通過(guò)理論結(jié)合實(shí)際,規(guī)范分析結(jié)合實(shí)證分析的研究方法,對(duì)陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)的影響因素進(jìn)行了一系列的分析,并以此為基礎(chǔ)提出了陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系構(gòu)建的策略。具體而言,本文主要包括六個(gè)方面的研究?jī)?nèi)容:第一部分緒論部分,通過(guò)對(duì)選題背景意義、國(guó)內(nèi)外研究現(xiàn)狀以及研究的思路、方法等的論述,為全文的研究指明了方向;第二部分理論部分,通過(guò)對(duì)農(nóng)業(yè)保險(xiǎn)概念、體系構(gòu)建的理論基礎(chǔ)的分析,為全文的研究奠定理論基礎(chǔ);第三部分陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)發(fā)展的現(xiàn)狀,分析了陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)發(fā)展中存在的問(wèn)題;第四部分陜西蘋(píng)果市場(chǎng)供需關(guān)系分析,采用實(shí)證研究的方法對(duì)蘋(píng)果產(chǎn)業(yè)保險(xiǎn)的供需進(jìn)行分析;第五部分陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系設(shè)計(jì),通過(guò)對(duì)陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系設(shè)計(jì)的思路、原則的闡述,提出了陜西蘋(píng)果產(chǎn)業(yè)保險(xiǎn)體系的構(gòu)建對(duì)策;第六部分本文的結(jié)論部分,通過(guò)對(duì)全文研究?jī)?nèi)容的總結(jié),提出了對(duì)未來(lái)的展望。
[Abstract]:China is a large agricultural country, it is essential to guarantee the stability of agriculture in the development of social economy. Agricultural insurance as an effective safeguard mechanism of China's agricultural economy and dispersing the risk of agriculture, is an important part of agricultural modernization of our country, China's agriculture is also in development requires a focus on solving the problem and from the current situation, China's agricultural insurance in the development process there is lack of investment, lack of risk sharing mechanism, the function of insurance are not fully reflected in the development of agriculture and other issues. For Shaanxi Province, such problems also exist. Apple as one of the pillar industry in Shaanxi agriculture, not only is the main source of income of farmers of the fruit zone, is an important driving force to promote the economic development of Shaanxi. But in the development of apple industry in Shaanxi, due to natural disasters and it Some influences of disasters, the risk makes the apple industry in the development process of growing, also makes farmers loss again and again. So in such a case, analysis of Shaanxi apple industry insurance demand, promote the construction of Shaanxi apple industry insurance system, for the healthy development of Shaanxi apple industry is a very important practical significance. Based on this, this article takes the theory of agricultural insurance system construction as the foundation, through the investigation of 200 households in Shaanxi province apple farmers, through the combination of theory and practice, normative analysis and empirical analysis method, the influence factors of Shaanxi apple industry insurance and a series of analysis, and this is the basis of the construction of Shaanxi apple industry insurance system strategy. Specifically, this paper mainly includes six aspects: the first part introduction part, through The significance of the selected topic background, research status and research ideas, methods and so on, and pointed out the direction for the research; the second part is the theoretical part, based on the concept of agricultural insurance, analyses the theoretical basis for constructing the system, lay the theoretical foundation for the full text of the study; third part of the current development situation of Shaanxi apple industry insurance and analyzes the existing development of apple industry in Shaanxi insurance issues; the fourth part is the analysis of supply and demand in Shaanxi apple market supply and demand relations, using the methods of empirical research on apple industry insurance are analyzed; the design of Shaanxi apple industry insurance system. The fifth part, based on the design of Shaanxi apple industry insurance system, principle, and puts forward some countermeasures for constructing Shaanxi apple industry insurance system; the conclusion in the sixth part, through the research content summary, put forward the prospects for the future.

【學(xué)位授予單位】：西北農(nóng)林科技大學(xué)
【學(xué)位級(jí)別】：碩士
【學(xué)位授予年份】：2015
【分類(lèi)號(hào)】：F326.13

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