【摘要】：長期以來,盡管各成員國之間差異巨大,但歐盟金融結(jié)構(gòu)總體上呈現(xiàn)銀行主導(dǎo)的特征。國際金融危機沖擊下歐洲金融體系的動蕩表明,歐盟銀行主導(dǎo)的金融體系并不完美。一方面,對銀行業(yè)的過度依賴會因銀行監(jiān)管和市場出清機制的不足導(dǎo)致系統(tǒng)性風(fēng)險累積,增加金融系統(tǒng)的脆弱性;另一方面,又因缺乏一個替代性機制緩沖經(jīng)濟(jì)基本面所受到的沖擊,難以為經(jīng)濟(jì)復(fù)蘇提供必要的金融支持。因此,歐盟在通過銀行業(yè)聯(lián)盟確保銀行體系穩(wěn)定的同時,著手借助資本市場聯(lián)盟的建設(shè)推動資本市場發(fā)展,歐盟金融體系也因此啟動了從銀行主導(dǎo)向銀行與市場并重的重大結(jié)構(gòu)轉(zhuǎn)型。
[Abstract]:For a long time, although there are great differences among member states, the financial structure of the European Union is generally bank-led. The turmoil in the European financial system under the impact of the international financial crisis shows that the EU bank-led financial system is not perfect. On the one hand, the excessive dependence on the banking industry will lead to the accumulation of systemic risks and increase the vulnerability of the financial system due to the lack of banking supervision and market clearing mechanism; on the other hand, it is difficult to provide the necessary financial support for economic recovery because of the lack of an alternative mechanism to cushion the impact of economic fundamentals. Therefore, while ensuring the stability of the banking system through the banking union, the European Union has begun to promote the development of the capital market with the help of the construction of the capital market alliance, and the EU financial system has therefore launched a major structural transformation from bank dominance to equal emphasis on banks and markets.
【作者單位】： 中國社會科學(xué)院歐洲研究所;
【分類號】：F835

【相似文獻(xiàn)】

相關(guān)期刊論文 前10條

1 張善坤,許啟金;推進(jìn)浙江省資本市場發(fā)展的對策研究[J];財經(jīng)論叢(浙江財經(jīng)學(xué)院學(xué)報);2000年04期

2 張興明;中國資本市場的發(fā)展現(xiàn)狀與構(gòu)建方略[J];財經(jīng)問題研究;2000年06期

3 劉恒,張，

本文編號：2499556